Department of Housing and Community Development - Appraisal Gap From Historic Redlining Financial Assistance Program - Qualified Properties

Help for buyers and builders in redlined areas

Beginning July 1, 2026, the Department of Housing and Community Development runs a program to close appraisal gaps in redlined neighborhoods. Developers in HUD low‑income census tracts and designated sustainable communities can get help. Buyers can get help after a project is finished if they pay the affordable price set by the Department and live there. A qualified property is newly built or a formerly vacant home that was substantially rehabbed to be sold to an owner‑occupant at an affordable price. It must be in a HUD low‑income census tract and also in a designated sustainable community, or in an area the Department identifies as historically redlined or that had urban renewal.