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MarylandSB 06372026 Regular SessionSenate

Maryland Automobile Insurance Fund - Fund Producer Commission Rate

Sponsored By: Carl Jackson (Democratic)

Signed by Governor

Insurance - Other than HealthCommerce and Business -see also- ElectrComm; ForeignTr; etc.Maryland Automobile Insurance FundMotor Vehicle InsurancePrices -see also- Consumer Price IndexRevenue and Taxes -see also- (specific tax)

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Lower commissions for Maryland Auto Fund agents

Beginning October 1, 2026, the Maryland Automobile Insurance Fund sets agent commissions for private passenger auto policies between 5% and 15% of the total premium. For all other Fund policies, commissions may not exceed 10% of the premium. The Fund may not pay commissions on policies it writes directly without a producer. It also may not pay commissions up front as fully earned, if the applicant does not qualify for Fund coverage, or if the initial payment is not honored. If a Fund policy is canceled, the Fund must refund any unearned commission.

Sponsors & Cosponsors

Sponsor

  • Carl Jackson

    Democratic • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 161 • No: 3

House vote • 4/3/2026

Third Reading Passed

Yes: 116 • No: 3 • Other: 10

Senate vote • 3/12/2026

Third Reading Passed

Yes: 45 • No: 0

Actions Timeline

  1. Approved by the Governor - Chapter 796

    5/26/2026

  2. Returned Passed

    4/6/2026Senate

  3. Third Reading Passed (116-3)

    4/3/2026House

  4. Favorable Adopted Second Reading Passed

    4/2/2026House

  5. Favorable Report by Judiciary

    4/2/2026House

  6. Referred Judiciary

    3/13/2026House

  7. Third Reading Passed (45-0)

    3/12/2026Senate

  8. Second Reading Passed with Amendments

    3/10/2026Senate

  9. Favorable with Amendments {723628/1 Adopted

    3/10/2026Senate

  10. Favorable with Amendments Report by Finance

    3/9/2026Senate

  11. Hearing 2/25 at 1:00 p.m.

    2/11/2026Senate

  12. First Reading Finance

    2/5/2026Senate

Bill Text

  • Enacted

    5/26/2026

    PDF

  • Third Reading

    3/10/2026

    PDF

  • First Reading

    2/5/2026

    PDF

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