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MarylandSB 07412026 Regular SessionSenate

Financial Institutions and Activities - Virtual Currency Kiosks - Alterations

Sponsored By: Pamela Beidle (Democratic)

Signed by Governor

Financial InstitutionsCommerce and Business -see also- ElectrComm; ForeignTr; etc.Electronic Commerce -see also- Electronic Funds TransferFinancial Institutions -see also- Banks; Credit Unions; etc.Goods and Services -see also- Retail Sales; TermnSvc; TrfGdsTechnology -see also- AeroT; BioT; EnergyT; InfoT; MedT; etcWork, Labor, and Employment -see also- JobTrn; Leave; etc.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 0 benefits, 1 costs, 1 mixed.

Kiosks cannot act like ATMs

Beginning October 1, 2026, virtual currency kiosk operators must limit each machine to virtual currency services only. A kiosk may not operate or offer the same services as an ATM. Operators may need to change or disable features to comply.

New definitions for virtual currency kiosks

Beginning October 1, 2026, Maryland sets clear definitions for virtual currency kiosks and their operators. A kiosk is a stand‑alone machine where customers use cash or a card to get virtual currency services. Operators include the owner, the person running the machine, and anyone who installs or runs the software that enables it. Virtual currency services include buying, selling, swapping, transferring, or converting virtual currencies. Money transmission and handling cash tied to bank, credit, or convenience accounts are not virtual currency services.

Sponsors & Cosponsors

Sponsor

  • Pamela Beidle

    Democratic • Senate

Cosponsors

  • Shelly Hettleman

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 178 • No: 0

House vote • 4/10/2026

Third Reading Passed

Yes: 134 • No: 0 • Other: 2

Senate vote • 3/12/2026

Third Reading Passed

Yes: 44 • No: 0 • Other: 1

Actions Timeline

  1. Approved by the Governor - Chapter 417

    5/12/2026

  2. Returned Passed

    4/10/2026Senate

  3. Third Reading Passed (134-0)

    4/10/2026House

  4. Favorable Adopted Second Reading Passed

    4/8/2026House

  5. Favorable Report by Economic Matters

    4/8/2026House

  6. Hearing 3/24 at 1:00 p.m.

    3/16/2026House

  7. Referred Economic Matters

    3/13/2026House

  8. Third Reading Passed (44-0)

    3/12/2026Senate

  9. Second Reading Passed

    3/10/2026Senate

  10. Favorable Adopted

    3/10/2026Senate

  11. Favorable Report by Finance

    3/9/2026Senate

  12. Hearing 2/26 at 1:00 p.m.

    2/11/2026Senate

  13. First Reading Finance

    2/6/2026Senate

Bill Text

  • Enacted

    5/12/2026

    PDF

  • Third Reading

    3/10/2026

    PDF

  • First Reading

    2/6/2026

    PDF

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