MaineLD 1276132nd Maine Legislature (2025-2026)HouseWALLET

An Act to Align Intrastate Commercial Motor Vehicle Insurance Requirements with Federal Standards

Sponsored By: Matt Moonen (Democratic)

Signed by Governor

INSURANCEINSURANCE - MOTOR VEHICLE

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Intrastate commercial vehicles must carry $750,000 insurance

The law sets a combined single liability limit of $750,000 for commercial motor vehicles that operate only within Maine. Beginning January 1, 2026, every commercial motor vehicle liability policy issued, delivered, continued, or renewed in Maine must meet this minimum for intrastate operations. Each affected policy is treated as renewed no later than its next yearly contract anniversary after that date. Owners and operators must buy coverage at or above this level, and liability policies must provide at least this limit.

Sponsors & Cosponsors

Sponsor

  • Matt Moonen

    Democratic • House

Cosponsors

  • Anne-Marie Mastraccio

    Democratic • House

  • Lori Gramlich

    Democratic • House

  • Lydia Crafts

    Democratic • House

  • Michelle Boyer

    Democratic • House

  • Poppy Arford

    Democratic • House

  • Teresa S. Pierce

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Signed by Governor, ACTPUB Chapter 107

    5/23/2025
  2. PASSED TO BE ENACTED, in concurrence.

    5/21/2025Senate
  3. PASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH.

    5/20/2025House
  4. Report READ and ACCEPTED, in concurrence.READ ONCE.Committee Amendment "A" (H-122) READ and ADOPTED, in concurrence.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (H-122), in concurrence.Ordered sent down forthwith.

    5/14/2025Senate
  5. CONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (H-122).Sent for concurrence. ORDERED SENT FORTHWITH.

    5/13/2025House
  6. The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES in concurrence

    3/25/2025Senate
  7. Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH.

    3/25/2025House

Bill Text

  • Amendment C-A (H-122), adopted by House & Senate

  • Enacted

  • Introduced

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