An Act to Strengthen Consumer Protections by Prohibiting the Report of Medical Debt on Consumer Reports
Sponsored By: Donna Bailey (Democratic)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Medical debt off your credit report
Medical debt does not appear on your credit report in Maine. Credit reporting companies cannot list medical debt. Medical providers, debt collectors, and debt buyers cannot send medical debt to credit bureaus.
Who the medical debt ban covers
The law defines key terms so the ban is clear. It defines medical debt, medical creditor, debt collector, and debt buyer. The meanings match Maine’s debt collection law. This clarifies who must follow the no-reporting rule.
Sponsors & Cosponsors
Sponsor
Donna Bailey
Democratic • Senate
Cosponsors
Cameron D. Reny
Democratic • Senate
Craig V. Hickman
Democratic • Senate
Kristi Mathieson
Democratic • House
Matthea E. L. Daughtry
Democratic • Senate
Mike Tipping
Democratic • Senate
Roll Call Votes
No roll call votes available for this bill.
Actions Timeline
Signed by Governor, ACTPUB Chapter 201
6/9/2025PASSED TO BE ENACTED, in concurrence.
6/2/2025SenatePASSED TO BE ENACTED. Sent for concurrence. ORDERED SENT FORTHWITH.
6/2/2025HouseCONSENT CALENDAR - FIRST DAYUnder suspension of the rules CONSENT CALENDAR - SECOND DAY.The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment "A" (S-151).In concurrence. ORDERED SENT FORTHWITH.
5/29/2025HouseReport READ and ACCEPTED.READ ONCE.Committee Amendment "A" (S-151) READ and ADOPTED.Under suspension of the Rules, READ A SECOND TIME and PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment "A" (S-151).Ordered sent down forthwith for concurrence.
5/28/2025SenateCARRIED OVER, in the same posture, to the next special or regular session of the 132nd Legislature, pursuant to Joint Order SP 519.
3/21/2025SenateReceived by the Secretary of the Senate on February 19, 2025 and REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES pursuant to Joint Rule 308.2
2/19/2025Senate
Bill Text
Amendment C-A (S-151), adopted by House & Senate
Enacted
Introduced
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