MississippiHB 11172026 Regular SessionHouseWALLET

Creating Transparency and Accountability in Dental Services Act; create to require annual reporting.

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 0 costs, 1 mixed.

New transparency rules for dental plans

Dental insurers in Mississippi must file a dental loss ratio report every year. The first report is due by June 30, 2026, and then each June 30. Reports are grouped by market and product. They include enrollee counts, cost-sharing, deductibles, the yearly maximum, and how many people hit it. Terms match federal definitions and the 2013 CMS form. The Department posts the reports online in a searchable format by December 1, 2026, and each year after by December 1. If the Commissioner asks for more data, insurers must respond within 30 days. The Commissioner also sends a summary to the Senate and House Insurance Committees each year by December 1.

Standard formula for dental plan spending

The law sets how to compute the dental loss ratio. It is patient-care spending divided by earned premiums. Patient-care spending includes clinical dental services, including capitation payments, and unpaid claim reserves. It excludes administrative costs and most third‑party vendor fees. Overpayment recoveries and some recovered claim payments are taken out of incurred claims. Earned premiums are reduced by federal and state taxes, licensing and regulatory fees, and other federally required payments.

State-run dental plans are exempt

Medicaid, Mississippi CHIP, and other state‑sponsored plans do not have to file these dental loss reports. The public posting and legislative report rules do not apply to those plans. Private dental plans in Mississippi still must follow all reporting and posting rules.

Sponsors & Cosponsors

Sponsor

Zuber
Affiliation unavailable

Cosponsors

Christopher M. Bell
House
Elliot Burch
Republican • House
Casey Eure
Republican • House
Kevin Felsher
Republican • House
Angela Turner Ford
Democratic • Senate
Rodney Hall
Republican • House
Josh Hawkins
Republican • House
Kevin Horan
Republican • House
Celeste Hurst
Republican • House
Kent McCarty
Republican • House
Jay McKnight
Republican • House
Dana McLean
Republican • House
Jonathan McMillan
Republican • House
Jansen T. Owen
Republican • House
Kimberly Remak
Republican • House
Fred Shanks
Republican • House
Jody Steverson
Republican • House
Jerry R. Turner
Republican • House
Lance Varner
Republican • House

Roll Call Votes

All Roll Calls

Yes: 166 • No: 0

Senate vote • 3/5/2026

Passed

Yes: 52 • No: 0

House vote • 1/28/2026