North DakotaHB 11232025 Regular SessionHouseWALLET

AN ACT to amend and reenact sections 26.1-01-07 and 26.1-26-13.4, subsection 4 of section 26.1-26.8-04, subdivision b of subsection 1 of section 26.1-26.8-05, subdivision a of subsection 1 of section 26.1-26.8-06, subdivision b of subsection 1 of section 26.1-26.8-09, subdivision b of subsection 2 of section 26.1-26.8-09, and subsections 2 and 4 of section 26.1-27-03 of the North Dakota Century Code, relating to fees charged by the insurance commissioner.

Sponsored By: House Industry, Business and Labor

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 1 costs, 0 mixed.

Refund claims for mistaken insurance payments

You can request a cash refund from North Dakota's Insurance Commissioner for a fee, penalty, or interest paid but not owed. You must file within two years after the due date for the period covered by the mistaken payment. The commissioner decides whether to issue a cash refund; repayment is not guaranteed.

Insurance commissioner loses fee-raising authority

The law removes one route for North Dakota's Insurance Commissioner to raise fees for department operations. The commissioner can no longer use the removed authority to raise fees after public notice and a hearing. This does not prevent fee changes under other legal authority.

Higher fees for insurers and agents

North Dakota raises filing and licensing fees paid by insurers, insurance agents, and other insurance businesses. Incorporation filings rise from $25 to $50, and certificates of authority and annual renewals rise from $100 to $150. Certificate amendments and certified copies rise from $50 to $100; merger filings rise from $30 to $50. General annual statements rise from $25 to $100, and statement abstracts rise from $30 to $50. Insurer appointments of agents and appointment renewals rise from $10 to $25. County mutual insurers pay $150 for annual renewal and $50 for annual statements. Reciprocal exchanges pay $150 for annual licenses. Fraternal benefit societies pay a $100 fee for annual reporting and license or permit issuance and renewal. Company admission applications cost $500, with a $100 rate for county mutual, fraternal benefit, and surplus lines companies. Multiple-employer welfare arrangements pay $500 initially and $100 for annual renewal. Life settlement providers and brokers pay $100 initially and $25 for annual renewal; providers also pay $100 for annual statements. Individual and business public adjusters pay $100 initially and $25 for renewal every two years. Life or health insurance administrators pay $250 initially and $100 for annual renewal. The law also removes prior caps on resident, nonresident, and business licensing fees and public adjuster reinstatement fees. Nonprofit health service corporations and health maintenance organizations pay the same fees as other insurers. County mutuals and benevolent societies owe only the fees specifically listed for them.

Sponsors & Cosponsors

Sponsor

  • House Industry, Business and Labor

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 120 • No: 17

Senate vote • 3/10/2025

Second reading, passed, yeas 40 nays 5

Yes: 40 • No: 5

House vote • 2/5/2025

Second reading, passed, yeas 80 nays 12

Yes: 80 • No: 12

Actions Timeline

  1. Filed with Secretary Of State 03/18

    3/19/2025House
  2. Signed by Governor 03/17

    3/18/2025House
  3. Sent to Governor

    3/14/2025House
  4. Signed by Speaker

    3/14/2025House
  5. Signed by President

    3/12/2025Senate
  6. Returned to House

    3/11/2025House
  7. Second reading, passed, yeas 40 nays 5

    3/10/2025Senate
  8. Reported back, do pass, placed on calendar 5 0 0

    3/7/2025Senate
  9. Committee Hearing 09:30

    2/18/2025Senate
  10. Introduced, first reading, referred Industry and Business Committee

    2/11/2025Senate
  11. Received from House

    2/6/2025Senate
  12. Second reading, passed, yeas 80 nays 12

    2/5/2025House
  13. Amendment adopted, placed on calendar

    2/3/2025House
  14. Reported back amended, do pass, amendment placed on calendar 21 0 2

    1/31/2025House
  15. Rereferred to Appropriations

    1/17/2025House
  16. Amendment adopted

    1/17/2025House
  17. Reported back amended, do pass, amendment placed on calendar 12 0 2

    1/16/2025House
  18. Committee Hearing 11:15

    1/8/2025House
  19. Introduced, first reading, referred Industry, Business and Labor Committee

    1/7/2025House

Bill Text

  • Enrollment

  • FIRST ENGROSSMENT

  • INTRODUCED

  • Prepared by the Legislative Council staff for House Appropriations Committee

  • Prepared by the Legislative Council staff for Representative Koppelman

  • SECOND ENGROSSMENT

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