North DakotaHB 12482025 Regular SessionHouseWALLET

AN ACT to amend and reenact section 54-03-28 of the North Dakota Century Code, relating to the cost-benefit analysis requirement for health insurance mandated coverage of services.

Sponsored By: Robin Weisz (Republican)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Health plans cover self-harm care

Health insurance policies offered or renewed in North Dakota must cover medical care for illnesses or injuries from suicide, attempted suicide, or self‑inflicted injury. The coverage is the same type as for any other covered illness or injury. This applies to individual, group, blanket, franchise, and association policies from insurers, nonprofit health service corporations, and HMOs. These medical benefits are exempt from the state’s cost‑benefit review for mandated benefits.

Mandates trialed in public employee plans

New mandated benefits must first run as a short trial in public employee health and retiree plans. A committee can only advance a mandate if it ends on June 30 of the next odd‑numbered year and applies only to those plans, starting with contracts effective after June 30 of the year the bill takes effect. For mandates aimed at state or local employee plans, the trial runs through June 30 of the second odd‑numbered year. After the trial, the Public Employees Retirement System reports on use and costs and may ask the next legislature to extend the coverage.

Stricter review for new coverage mandates

A bill that requires insurers to cover a service cannot move to a committee unless a cost‑benefit analysis is attached. Committees must request the analysis and cannot act on the bill or on mandate‑adding amendments without it. The study must show how the mandate changes service costs and use, insurer admin costs and premiums, and total health care cost. Legislative Management sets a process to flag mandate bills early. Legislative Council hires a private contractor to do the studies, and the Insurance Commissioner pays the contractor at the end. A bill that skips these steps is invalid and any added benefits must revert to prior levels.

Sponsors & Cosponsors

Sponsor

  • Robin Weisz

    Republican • House

Cosponsors

  • Kathy Frelich

    Republican • House

  • Carrie McLeod

    Republican • House

  • Matthew Ruby

    Republican • House

  • Dick Dever

    Republican • Senate

  • Judy Lee

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 276 • No: 2

Senate vote • 4/23/2025

Second reading, passed as amended, yeas 45 nays 2

Yes: 45 • No: 2

House vote • 4/22/2025

Second reading, passed, yeas 94 nays 0

Yes: 94 • No: 0

Senate vote • 3/25/2025

Second reading, passed as amended, yeas 46 nays 0

Yes: 46 • No: 0

House vote • 2/12/2025

Second reading, passed, yeas 91 nays 0

Yes: 91 • No: 0

Actions Timeline

  1. Filed with Secretary Of State 04/28

    4/30/2025House
  2. Signed by Governor 04/28

    4/29/2025House
  3. Sent to Governor

    4/25/2025House
  4. Signed by Speaker

    4/25/2025House
  5. Signed by President

    4/24/2025Senate
  6. Second reading, passed as amended, yeas 45 nays 2

    4/23/2025Senate
  7. Conference committee report adopted

    4/23/2025Senate
  8. Reported back from conference committee, in place of, placed on calendar

    4/23/2025Senate
  9. Second reading, passed, yeas 94 nays 0

    4/22/2025House
  10. Conference committee report adopted

    4/22/2025House
  11. Reported back from conference committee, in place of, placed on calendar

    4/17/2025House
  12. Conference committee appointed Roers Hogan Clemens

    4/7/2025Senate
  13. Appoint Rep. Warrey to replace Rep. J. Johnson on conference committee

    4/4/2025House
  14. Conference committee appointed J. Johnson Grindberg Bahl

    4/3/2025House
  15. Refused to concur

    4/3/2025House
  16. Returned to House (12)

    3/26/2025House
  17. Second reading, passed as amended, yeas 46 nays 0

    3/25/2025Senate
  18. Amendment adopted, placed on calendar

    3/24/2025Senate
  19. Reported back amended, do pass, amendment placed on calendar 5 0 1

    3/21/2025Senate
  20. Committee Hearing 09:15

    3/5/2025Senate
  21. Introduced, first reading, referred Human Services Committee

    2/17/2025Senate
  22. Received from House

    2/13/2025Senate
  23. Second reading, passed, yeas 91 nays 0

    2/12/2025House
  24. Amendment adopted, placed on calendar

    2/11/2025House
  25. Reported back amended, do pass, amendment placed on calendar 11 0 3

    2/10/2025House

Bill Text

  • Adopted by the Senate Human Services Committee

  • Enrollment

  • FIRST ENGROSSMENT

  • FIRST ENGROSSMENT with Conference Committee Amendments

  • FIRST ENGROSSMENT with Senate Amendments

  • INTRODUCED

  • Prepared by the Legislative Council staff for Representative Schauer

  • Prepared by the Legislative Council staff for Senator Roers

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