North DakotaSB 20322025 Regular SessionSenateWALLET

AN ACT to create and enact chapter 26.1-08.1 of the North Dakota Century Code, relating to the comprehensive health association of North Dakota; to repeal chapters 26.1-08 and 26.1-08.1 of the North Dakota Century Code, relating to the comprehensive health association of North Dakota; to provide an effective date; and to declare an emergency.

Sponsored By: Legislative Management

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Replacement coverage for members losing pool insurance

People losing coverage under North Dakota’s prior health pool law must be provided enrollment in comparable coverage. This can be a health benefit plan or a Medicare supplement policy. Supplement options are Plans A, B, C, F, high-deductible F, G, K, or L. For these supplement policies, insurers cannot deny or condition coverage, charge more based on health, or exclude preexisting conditions.

North Dakota health pool closes with protections

North Dakota’s Comprehensive Health Association stops new enrollment effective May 1, 2025. It may end existing plans effective December 31, 2025, with at least 90 days’ notice to current policyholders. Before closing the pool, it must take reasonable steps to help members move to other coverage and pay covered claims. It must also meet its other obligations; closure does not depend on revising plan benefits to meet the new chapter. Lawsuits against the association or board face the earlier deadline: one year after the challenged action or December 31, 2027. The laws governing the association are repealed effective December 31, 2027.

Insurers fund closure and recover leftover money

During closure, the board must continue following the rules for participating insurers. It may charge insurers based on actual program costs instead of projected costs. The board may keep using its selected insurance carrier for administrative work. After operations end, that carrier must return any leftover funds to assessed insurers, not households.

Sponsors & Cosponsors

Sponsor

  • Legislative Management

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 135 • No: 0

House vote • 3/12/2025

Second reading, passed, yeas 91 nays 0, Emergency clause carried

Yes: 91 • No: 0

Senate vote • 1/31/2025

Second reading, passed, yeas 44 nays 0, Emergency clause carried

Yes: 44 • No: 0

Actions Timeline

  1. Filed with Secretary Of State 03/18

    3/20/2025House
  2. Signed by Governor 03/18

    3/18/2025Senate
  3. Sent to Governor

    3/17/2025Senate
  4. Signed by President

    3/17/2025Senate
  5. Signed by Speaker

    3/17/2025House
  6. Returned to Senate

    3/13/2025Senate
  7. Second reading, passed, yeas 91 nays 0, Emergency clause carried

    3/12/2025House
  8. Reported back, do pass, place on calendar 11 0 2

    3/11/2025House
  9. Committee Hearing 10:20

    3/10/2025House
  10. Introduced, first reading, (emergency), referred Human Services Committee

    2/18/2025House
  11. Received from Senate

    2/3/2025House
  12. Second reading, passed, yeas 44 nays 0, Emergency clause carried

    1/31/2025Senate
  13. Amendment adopted, placed on calendar

    1/30/2025Senate
  14. Reported back amended, do pass, amendment placed on calendar 5 0 0

    1/29/2025Senate
  15. Committee Hearing 09:30

    1/14/2025Senate
  16. Introduced, first reading, (emergency), referred Industry and Business Committee

    1/7/2025Senate

Bill Text

  • Adopted by the Senate Industry and Business Committee

  • Enrollment

  • FIRST ENGROSSMENT

  • INTRODUCED

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