All Roll Calls
Yes: 135 • No: 0
North DakotaSB 20322025 Regular SessionSenateWALLET
AN ACT to create and enact chapter 26.1-08.1 of the North Dakota Century Code, relating to the comprehensive health association of North Dakota; to repeal chapters 26.1-08 and 26.1-08.1 of the North Dakota Century Code, relating to the comprehensive health association of North Dakota; to provide an effective date; and to declare an emergency.
Sponsored By: Legislative Management
Became Law
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 1 benefits, 2 costs, 1 mixed.
CHAND coverage ends December 2025
Beginning May 1, 2025, the association stops enrolling new people. All current benefit plans can end on December 31, 2025. The board must pay claims and help people move to other coverage before it closes the pool. Policyholders get at least 90 days’ notice before their plan ends. If your plan ends, you need to pick new insurance.
Guaranteed Medicare supplement coverage rights
If you lose creditable coverage under chapter 26.1-08, you can enroll in a comparable plan or in certain Medicare supplement policies. Covered Medicare supplement options include plans A, B, C, F (including high‑deductible F), G, K, and L. If a Medicare supplement plan is open to new enrollees, insurers cannot deny you, charge you more for your health, or exclude preexisting conditions. These rules help you keep coverage without gaps or surprise premiums.
CHAND law ends and lawsuit deadline
The chapters that created and governed the association are repealed on December 31, 2027. Any lawsuit against the association or its board must start within one year of the event or by December 31, 2027, whichever comes first. This sets a final legal sunset and shortens the time to bring claims.
CHAND wind-down: insurer costs and refunds
During the wind-down, the board may keep the lead carrier to handle administration. The board must keep following member rules and can assess member insurers based on actual program costs instead of projections. After closure, any leftover funds go to the insurance regulatory trust fund, and the lead carrier must return excess funds to assessed insurers. These steps manage insurer payments and refunds and do not create new household benefits.
Sponsors & Cosponsors
Sponsor
Legislative Management
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/12/2025
Second reading, passed, yeas 91 nays 0, Emergency clause carried
Yes: 91 • No: 0
Senate vote • 1/31/2025
Second reading, passed, yeas 44 nays 0, Emergency clause carried
Yes: 44 • No: 0
Actions Timeline
Filed with Secretary Of State 03/18
3/20/2025HouseSigned by Governor 03/18
3/18/2025SenateSent to Governor
3/17/2025SenateSigned by President
3/17/2025SenateSigned by Speaker
3/17/2025HouseReturned to Senate
3/13/2025SenateSecond reading, passed, yeas 91 nays 0, Emergency clause carried
3/12/2025HouseReported back, do pass, place on calendar 11 0 2
3/11/2025HouseCommittee Hearing 10:20
3/10/2025HouseIntroduced, first reading, (emergency), referred Human Services Committee
2/18/2025HouseReceived from Senate
2/3/2025HouseSecond reading, passed, yeas 44 nays 0, Emergency clause carried
1/31/2025SenateAmendment adopted, placed on calendar
1/30/2025SenateReported back amended, do pass, amendment placed on calendar 5 0 0
1/29/2025SenateCommittee Hearing 09:30
1/14/2025SenateIntroduced, first reading, (emergency), referred Industry and Business Committee
1/7/2025Senate
Bill Text
Adopted by the Senate Industry and Business Committee
Enrollment
FIRST ENGROSSMENT
INTRODUCED
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