North DakotaSB 20912025 Regular SessionSenate

AN ACT to amend and reenact section 26.1-36.7-08 of the North Dakota Century Code, relating to requirements for reinsurance association of North Dakota claims; and to declare an emergency.

Sponsored By: Senate Industry and Business

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

North Dakota insurers get high-cost claim protection

Effective immediately upon enactment, North Dakota’s reinsurance association covers up to 75% of member insurers’ responsibility for qualifying individual health plan claims. Claims must total at least $100,000 and no more than $1 million per plan year. The law removes the wording that limited coverage to nongrandfathered plans, allowing older, grandfathered individual plans to qualify. The association’s board sets claim thresholds and the coverage percentage annually, by April 1 of the year before each plan year. Insurers receive the financial protection; the law provides no direct household payment or guaranteed premium reduction.

Sponsors & Cosponsors

Sponsor

  • Senate Industry and Business

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 133 • No: 6

House vote • 3/12/2025

Second reading, passed, yeas 87 nays 5, Emergency clause carried

Yes: 87 • No: 5

Senate vote • 1/27/2025

Second reading, passed, yeas 46 nays 1, Emergency clause carried

Yes: 46 • No: 1

Actions Timeline

  1. Filed with Secretary Of State 03/18

    3/20/2025House
  2. Signed by Governor 03/18

    3/18/2025Senate
  3. Sent to Governor

    3/17/2025Senate
  4. Signed by President

    3/17/2025Senate
  5. Signed by Speaker

    3/17/2025House
  6. Returned to Senate

    3/13/2025Senate
  7. Second reading, passed, yeas 87 nays 5, Emergency clause carried

    3/12/2025House
  8. Reported back, do pass, place on calendar 11 0 2

    3/10/2025House
  9. Committee Hearing 09:00

    3/10/2025House
  10. Introduced, first reading, (emergency), referred Industry, Business and Labor Committee

    2/18/2025House
  11. Received from Senate

    1/28/2025House
  12. Second reading, passed, yeas 46 nays 1, Emergency clause carried

    1/27/2025Senate
  13. Reported back, do pass, place on calendar 5 0 0

    1/24/2025Senate
  14. Committee Hearing 10:30

    1/22/2025Senate
  15. Introduced, first reading, (emergency), referred Industry and Business Committee

    1/7/2025Senate

Bill Text

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