All Roll Calls
Yes: 138 • No: 2
North DakotaSB 21252025 Regular SessionSenate
AN ACT to create and enact section 26.1-26-33.1 of the North Dakota Century Code, relating to obligations of insurance producers to maintain an electronic mailing address for regulatory use; to amend and reenact sections 26.1-26-11, 26.1-26-22, 26.1-26-42.1, 26.1-26.8-09, 26.1-26.8-11, and 26.1-26.8-12 of the North Dakota Century Code, relating to producer's lines of insurance, service of process for producer proceedings, revocation of nonresident producer licenses, requirements for renewal of business entity public adjuster licenses, public adjuster proof of insurance requirements, and public adjuster continuing education requirements.
Sponsored By: Senate Industry and Business
Signed by Governor
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Bill Overview
Analyzed Economic Effects
7 provisions identified: 4 benefits, 3 costs, 0 mixed.
Insurance producers face faster license enforcement
North Dakota insurance producers must keep an email address for regulatory use and continually monitor it. Legal notices count as served when emailed, or when mailed to the address on record. The Commissioner can suspend or revoke a nonresident license without notice or hearing after a home-state suspension or revocation. The Commissioner can also act 60 days after receiving notice that the home-state license is overdue for renewal.
Public adjusters must keep surety bonds
Resident and nonresident public adjusters must maintain a surety bond of at least $20,000 throughout their license term. Proof of insurance is no longer an alternative. Written notice before a bond ends drops from 60 to 30 days and must reach the Commissioner and adjuster. If the bond ends or becomes impaired, the adjuster's authority to work automatically ends. The $20,000 bond amount is not the price of buying the bond.
Adjuster course providers lose accreditation fee
The law removes the required statutory process for accrediting public adjuster continuing education courses and assigning credit hours. It also removes the $50 application fee for in-state course accreditation. The provision does not describe a replacement process.
Public adjuster education follows renewal dates
Public adjusters report continuing education by the last day of their birth month with their two-year license renewal. The requirement remains at least 24 credits every two years, including three ethics credits. Nonresidents are exempt from North Dakota's education requirements if they meet home-state rules and that state gives North Dakota residents equivalent credit. The Commissioner can grant one transition extension of the reporting period, up to 36 months, to implement birth-month reporting.
Public adjusters get earlier renewal notices
Individual resident and nonresident public adjusters get at least 90 days' notice of their two-year license renewal filing deadline. That is up from 60 days, giving them more time to prepare.
Producer licenses expressly cover more annuities
North Dakota's life and annuity license line expressly includes fixed and indexed annuities. The accident and health line includes sickness, and the variable line includes variable annuities. The law also removes a separate statutory reference to adopted product types.
Public adjusters face revised filing rules
Public adjuster businesses must file their two-year license continuation as the Commissioner directs. The law removes the stated filing windows: 90 days before expiration or 30 days afterward with a late fee. It also removes the related fee caps. Public adjuster licenses must show a mailing address, and adjusters must report address changes within 30 days. Failure to report required changes can bring fines up to $500, suspension until corrected, or both.
Sponsors & Cosponsors
Sponsor
Senate Industry and Business
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/10/2025
Second reading, passed, yeas 91 nays 2
Yes: 91 • No: 2
Senate vote • 1/17/2025
Second reading, passed, yeas 47 nays 0
Yes: 47 • No: 0
Actions Timeline
Filed with Secretary Of State 03/18
3/20/2025HouseSigned by Governor 03/17
3/18/2025SenateSent to Governor
3/14/2025SenateSigned by President
3/14/2025SenateSigned by Speaker
3/14/2025HouseReturned to Senate
3/11/2025SenateSecond reading, passed, yeas 91 nays 2
3/10/2025HouseReported back, do pass, place on calendar 9 0 4
3/7/2025HouseCommittee Hearing 02:00
3/5/2025HouseIntroduced, first reading, referred Industry, Business and Labor Committee
2/13/2025HouseReceived from Senate
1/20/2025HouseSecond reading, passed, yeas 47 nays 0
1/17/2025SenateReported back, do pass, place on calendar 4 0 1
1/16/2025SenateCommittee Hearing 03:00
1/14/2025SenateIntroduced, first reading, referred Industry and Business Committee
1/7/2025Senate
Bill Text
Enrollment
INTRODUCED
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