North DakotaSB 21602025 Regular SessionSenateWALLET

AN ACT to amend and reenact sections 54-52.1-01, 54-52.1-02, and 54-52.1-03.1 of the North Dakota Century Code, relating to health insurance benefits coverage provided by the uniform group insurance program; to provide an appropriation; to provide for a statement of legislative intent; and to provide an effective date.

Sponsored By: Kyle Davison (Republican)

Vetoed

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Bill Overview

Analyzed Economic Effects

5 provisions identified: 2 benefits, 1 costs, 2 mixed.

Extra plan option for some retirees

Beginning January 1, 2026, the board may offer an extra coverage choice for retirees who were not Medicare-eligible when they retired. The option cannot raise the program’s implicit subsidy under GASB OPEB rules. People who first retired after July 1, 2015 and were not Medicare-eligible then are not eligible for this option. The board may hold an open enrollment for this option.

What the state group plan covers

Beginning January 1, 2026, the state group plan includes eligible workers and retirees. It must offer health insurance and life insurance. Health coverage is defined to include nongrandfathered large-employer plans that meet ACA rules. The plan can create subgroups for active workers, non-Medicare retirees, Medicare-eligible retirees, and continuation. It can also offer dental, vision, long-term care, employee assistance, and prescription drug coverage. Carriers can be licensed insurers, certain prepaid plans, or the state when it self-insures.

Higher premiums for non-Medicare retirees

Beginning January 1, 2026, retiree premiums for those not on Medicare are set by formula. A single retiree pays 150% of the active single rate. A two-person family pays 2 times the retiree single rate. A family of three or more pays 2.5 times the retiree single rate. This does not apply to people who first retired after July 1, 2015 and were not Medicare-eligible then. Retirees and surviving spouses must pay premiums directly to the board.

Local governments can join state health plan

Beginning January 1, 2026, cities, counties, and other local governments may join the state group health plan for permanent workers if federal law allows. The board can require at least 60 months in the plan and can bill the employer if it leaves early. The Garrison Diversion Conservancy District and certain district health units must join and use the same premium structure as state agencies. Retirees and surviving spouses linked to a participating local plan get special times to elect coverage, such as when they or a spouse turn 65, when a benefit starts, when the employer joins, or when a spouse stops working.

All changes start January 1, 2026

All changes in this act take effect January 1, 2026. Agencies and employers use that date for coverage and premium rules.

Sponsors & Cosponsors

Sponsor

  • Kyle Davison

    Republican • Senate

Cosponsors

  • Glenn Bosch

    Republican • House

  • Gregory Stemen

    Republican • House

  • Brad Bekkedahl

    Republican • Senate

  • Ronald Sorvaag

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 169 • No: 62

Senate vote • 5/1/2025

Veto sustained, yeas 31 nays 15

Yes: 31 • No: 15

Senate vote • 4/21/2025

Second reading, passed, yeas 39 nays 8

Yes: 39 • No: 8

House vote • 4/16/2025

Second reading, passed as amended, yeas 55 nays 37

Yes: 55 • No: 37

Senate vote • 2/25/2025

Second reading, passed, yeas 44 nays 2

Yes: 44 • No: 2

Actions Timeline

  1. Filed with Secretary Of State 05/01

    5/1/2025Senate
  2. Veto sustained, yeas 31 nays 15

    5/1/2025Senate
  3. Consideration of Governor's veto

    5/1/2025Senate
  4. Vetoed by Governor 04/28

    4/29/2025Senate
  5. Sent to Governor

    4/23/2025Senate
  6. Signed by President

    4/23/2025Senate
  7. Signed by Speaker

    4/23/2025House
  8. Second reading, passed, yeas 39 nays 8

    4/21/2025Senate
  9. Concurred

    4/21/2025Senate
  10. Returned to Senate (12)

    4/16/2025Senate
  11. Second reading, passed as amended, yeas 55 nays 37

    4/16/2025House
  12. Amendment adopted, placed on calendar

    4/16/2025House
  13. Reported back amended, do pass, amendment placed on calendar 15 7 1

    4/15/2025House
  14. Rereferred to Appropriations

    4/9/2025House
  15. Reported back, do pass 10 3 1

    4/9/2025House
  16. Committee Hearing 02:45

    4/8/2025House
  17. Committee Hearing 09:30

    4/8/2025House
  18. Rereferred to Industry, Business and Labor

    4/7/2025House
  19. Reported back, do not pass, placed on calendar 7 4 3

    4/4/2025House
  20. Committee Hearing 10:45

    3/18/2025House
  21. Committee Hearing 03:30

    3/17/2025House
  22. Introduced, first reading, referred Industry, Business and Labor Committee

    3/7/2025House
  23. Received from Senate

    2/25/2025House
  24. Second reading, passed, yeas 44 nays 2

    2/25/2025Senate
  25. Amendment adopted, placed on calendar

    2/25/2025Senate

Bill Text

  • Enrollment

  • FIRST ENGROSSMENT

  • FIRST ENGROSSMENT with House Amendments

  • INTRODUCED

  • Prepared by the Legislative Council staff for House Appropriations Committee

  • Prepared by the Legislative Council staff for Senator Davison

Related Bills

Back to State Legislation