North DakotaSB 21602025 Regular SessionSenateWALLET

AN ACT to amend and reenact sections 54-52.1-01, 54-52.1-02, and 54-52.1-03.1 of the North Dakota Century Code, relating to health insurance benefits coverage provided by the uniform group insurance program; to provide an appropriation; to provide for a statement of legislative intent; and to provide an effective date.

Sponsored By: Kyle Davison (Republican)

Became Law

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Bill Overview

Analyzed Economic Effects

5 provisions identified: 2 benefits, 2 costs, 1 mixed.

Higher premiums for non-Medicare retirees

Beginning January 1, 2026, non-Medicare retirees pay higher premiums set by law. A retiree single plan equals 150% of the active single rate. A two-person family equals 2.0 times the retiree single (3.0 times the active single). A family of three or more equals 2.5 times the retiree single (3.75 times the active single). These rates do not apply to employees who first retired after July 1, 2015 and were not Medicare-eligible at retirement.

More retiree enrollment windows and choices

Beginning January 1, 2026, retirees tied to a participating local plan get extra times to enroll without meeting the usual minimums. You can elect coverage at age 65, when your spouse turns 65, when you receive a benefit, when your employer joins and you were in the old plan, or when your spouse stops working. The board may also offer another plan choice for retirees who are not on Medicare, as long as it does not raise the implicit subsidy under GASB rules. The board may hold an initial open enrollment for this option, then follow regular enrollment rules. This extra option does not apply to employees who first retired after July 1, 2015 and were not Medicare-eligible at retirement.

Local governments can join state health plan

Starting January 1, 2026, if eligible under federal law, cities, counties, and other political subdivisions can choose to let their permanent employees join the state health plan. Participation must meet minimum rules set by the board. If a local government joins, it must stay at least 60 months or repay any program costs that exceeded income for its employees, unless later law makes participation improper. The Garrison Diversion Conservancy District and certain district health units must participate on the same terms and premiums as state agencies.

Clearer rules on covered plans and temporary workers

Beginning January 1, 2026, the law clarifies what counts as health insurance under the state program. It includes certain large-employer nongrandfathered plans that meet federal rules and the uniform group’s grandfathered PPO. The law also defines “temporary employee” as a government worker not in an approved, regularly funded position. These definitions guide who is covered and how plans are treated.

Retirees must pay premiums directly

Beginning January 1, 2026, retirees and surviving spouses who enroll through a political subdivision must pay their premiums directly to the board. The board can require proof that you accepted a retirement allowance from an eligible plan other than the public employees retirement system.

Sponsors & Cosponsors

Sponsor

  • Kyle Davison

    Republican • Senate

Cosponsors

  • Glenn Bosch

    Republican • House

  • Gregory Stemen

    Republican • House

  • Brad Bekkedahl

    Republican • Senate

  • Ronald Sorvaag

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 169 • No: 62

Senate vote 5/1/2025

Veto sustained, yeas 31 nays 15

Yes: 31 • No: 15

Senate vote 4/21/2025

Second reading, passed, yeas 39 nays 8

Yes: 39 • No: 8

House vote 4/16/2025

Second reading, passed as amended, yeas 55 nays 37

Yes: 55 • No: 37

Senate vote 2/25/2025

Second reading, passed, yeas 44 nays 2

Yes: 44 • No: 2

Actions Timeline

  1. Filed with Secretary Of State 05/01

    5/1/2025Senate
  2. Veto sustained, yeas 31 nays 15

    5/1/2025Senate
  3. Consideration of Governor's veto

    5/1/2025Senate
  4. Vetoed by Governor 04/28

    4/29/2025Senate
  5. Sent to Governor

    4/23/2025Senate
  6. Signed by President

    4/23/2025Senate
  7. Signed by Speaker

    4/23/2025House
  8. Second reading, passed, yeas 39 nays 8

    4/21/2025Senate
  9. Concurred

    4/21/2025Senate
  10. Returned to Senate (12)

    4/16/2025Senate
  11. Second reading, passed as amended, yeas 55 nays 37

    4/16/2025House
  12. Amendment adopted, placed on calendar

    4/16/2025House
  13. Reported back amended, do pass, amendment placed on calendar 15 7 1

    4/15/2025House
  14. Rereferred to Appropriations

    4/9/2025House
  15. Reported back, do pass 10 3 1

    4/9/2025House
  16. Committee Hearing 02:45

    4/8/2025House
  17. Committee Hearing 09:30

    4/8/2025House
  18. Rereferred to Industry, Business and Labor

    4/7/2025House
  19. Reported back, do not pass, placed on calendar 7 4 3

    4/4/2025House
  20. Committee Hearing 10:45

    3/18/2025House
  21. Committee Hearing 03:30

    3/17/2025House
  22. Introduced, first reading, referred Industry, Business and Labor Committee

    3/7/2025House
  23. Received from Senate

    2/25/2025House
  24. Second reading, passed, yeas 44 nays 2

    2/25/2025Senate
  25. Amendment adopted, placed on calendar

    2/25/2025Senate

Bill Text

  • Enrollment

  • FIRST ENGROSSMENT

  • FIRST ENGROSSMENT with House Amendments

  • INTRODUCED

  • Prepared by the Legislative Council staff for House Appropriations Committee

  • Prepared by the Legislative Council staff for Senator Davison

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