North DakotaSB 21722025 Regular SessionSenateWALLET

AN ACT to create and enact a new section to chapter 26.1-45 of the North Dakota Century Code, relating to long-term care insurance policy terms and claim payments.

Sponsored By: Dale Patten (Republican)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Stronger protections for long-term care policyholders

North Dakota long-term care policies cannot block or delay benefit payments to qualifying basic care facilities for eligible policyholders. You must meet your policy's eligibility rules for medically necessary care or services. You must also need supervision or direct help with at least two daily activities, or have cognitive impairment requiring continual supervision. Policies delivered or issued for delivery in North Dakota must define listed care terms when they use them. Daily activities include bathing, bowel and bladder control, dressing, eating, toileting, and moving into or out of beds or chairs. Bathing includes sponge baths and getting into and out of tubs or showers. Bowel and bladder care includes personal hygiene and caring for a catheter or colostomy bag when control is lost. Dressing includes braces, fasteners, and artificial limbs; eating includes tube feeding and intravenous feeding. Toileting includes reaching, using, and leaving the toilet, plus personal hygiene; moving includes wheelchair transfers. Cognitive impairment includes problems with memory, orientation, reasoning, or judgment about safety. Insurers must give you or your representative a policy copy within 30 days after a request.

Sponsors & Cosponsors

Sponsor

  • Dale Patten

    Republican • Senate

Cosponsors

  • Gretchen Dobervich

    Democratic • House

  • Kathy Frelich

    Republican • House

  • Sean Cleary

    Republican • Senate

  • Kathy Hogan

    Democratic • Senate

  • Kristin Roers

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 183 • No: 1

Senate vote • 4/2/2025

Second reading, passed, yeas 46 nays 0

Yes: 46 • No: 0

House vote • 3/24/2025

Second reading, passed as amended, yeas 90 nays 1

Yes: 90 • No: 1

Senate vote • 1/22/2025

Second reading, passed, yeas 47 nays 0

Yes: 47 • No: 0

Actions Timeline

  1. Filed with Secretary Of State 04/08

    4/9/2025House
  2. Signed by Governor 04/07

    4/8/2025Senate
  3. Sent to Governor

    4/4/2025Senate
  4. Signed by President

    4/4/2025Senate
  5. Signed by Speaker

    4/4/2025House
  6. Second reading, passed, yeas 46 nays 0

    4/2/2025Senate
  7. Concurred

    4/2/2025Senate
  8. Returned to Senate (12)

    3/25/2025Senate
  9. Second reading, passed as amended, yeas 90 nays 1

    3/24/2025House
  10. Amendment adopted, placed on calendar

    3/20/2025House
  11. Reported back amended, do pass, amendment placed on calendar 10 0 4

    3/19/2025House
  12. Committee Hearing 10:30

    3/17/2025House
  13. Introduced, first reading, referred Industry, Business and Labor Committee

    2/13/2025House
  14. Received from Senate

    1/23/2025House
  15. Second reading, passed, yeas 47 nays 0

    1/22/2025Senate
  16. Reported back, do pass, place on calendar 5 0 0

    1/21/2025Senate
  17. Committee Hearing 10:00

    1/20/2025Senate
  18. Introduced, first reading, referred Industry and Business Committee

    1/13/2025Senate

Bill Text

  • Adopted by the House Industry, Business and Labor Committee

  • Enrollment

  • INTRODUCED

  • SENATE BILL NO. 2172 with House Amendments

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