All Roll Calls
Yes: 166 • No: 0
NebraskaLB490109th Legislature 1st and 2nd SessionslegislatureWALLET
Change provisions of the Motor Vehicle Certificate of Title Act
Sponsored By: McKeon
Signed by Governor
Transportation and Telecommunications Committee
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Bill Overview
Analyzed Economic Effects
8 provisions identified: 3 benefits, 0 costs, 5 mixed.
Statewide electronic system for titles and liens
The DMV runs a statewide electronic title and lien system. Lenders and, on a date set by the director, licensed dealers file liens online and see electronic title records. County treasurers issue titles, keep a copy, and send an electronic copy to the DMV the same day. The DMV sets one numbering method, and counties may destroy some title records after five years. This streamlines filings and speeds up title updates.
Manufactured homes need title before land
The law requires a certificate of title before you affix a manufactured or mobile home to real estate. If your home was already attached without a title, you may apply for a title and then surrender it for cancellation as the law provides. This keeps ownership clear for sales, loans, and closings.
2026 transition for new equipment titles
The law defines certain trailers, farm spreaders, and power‑unit hay grinders as devices for title and lien rules. A security interest in a device perfected under Article 9 stays perfected until the financing statement ends or a title is issued and the lien is noted. Starting January 1, 2026, if an owner fails or refuses to get a title, the secured party may get a title in the owner’s name and have its lien noted.
Clear rules for vehicle loans and liens
Lien priority depends on when the county or DMV records it. A lienholder gets a lien noted by presenting a signed instrument, the title, and a fee; the title holder must hand over the title within 15 days or owe damages. After payoff, the lienholder must cancel the lien and deliver the title or notify the DMV within 15 days; if the lienholder cannot be found, a lien can be discharged after 10 years with certified notice and a 30‑day wait. A lender perfects a vehicle lien by noting it on the paper or electronic title, or by holding the maker’s certificate with continued possession; retail buyers from licensed dealers take free of hidden liens, and PMSIs are protected when they attach. Vehicle liens use title‑based rules (not general Article 9 filings), converted liens keep their original priority date, and assignment or release follows the law that first perfected the lien.
Get a title after repossession or repairs
Before the DMV’s electronic system starts, the county or DMV issues a title after repossession, an engine replacement, a sale to pay storage or repair charges, or a transfer by law when you show proof and pay the fee. After the system starts, electronic title records are accepted after repossession. If you now hold the vehicle, an affidavit plus a court order or other instrument can prove your right to a title; the DMV can accept other evidence if needed. If a title shows joint owners with right of survivorship, the survivor can assign it and get a new title by showing proof of death.
Dealer inventory loans and buyer protection
When a licensed dealer holds a vehicle as inventory, a lender can use Article 9 inventory filings without a title lien. A buyer at retail from that dealer takes the vehicle free of the dealer’s security interest.
More off-road and farm vehicles need titles
The law requires titles for all new ATVs and minibikes sold on or after January 1, 2004; all new utility‑type vehicles sold on or after January 1, 2011; and all new low‑speed vehicles sold on or after January 1, 2012. Owners of older machines may apply for a title under DMV rules. You can now title a utility trailer. Beginning January 1, 2026, certain self‑propelled farm spreaders and power‑unit hay grinders can be titled. A title helps you sell, register, and record a loan on the equipment.
Old vehicle title sections repealed
The law repeals older title‑law sections and replaces them with the updated rules. This cleanup does not change payments for most households by itself.
Sponsors & Cosponsors
Sponsor
McKeon
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
legislature vote • 4/24/2026
Vote
Yes: 39 • No: 0 • Other: 10
legislature vote • 5/28/2025
Final Reading
Yes: 48 • No: 0 • Other: 1
legislature vote • 5/9/2025
Vote
Yes: 40 • No: 0 • Other: 9
legislature vote • 5/9/2025
Vote
Yes: 39 • No: 0 • Other: 10
Actions Timeline
Approved by Governor on May 30, 2025
6/2/2025legislatureDispensing of reading at large approved
5/28/2025legislaturePassed on Final Reading 48-0-1
5/28/2025legislaturePresident/Speaker signed
5/28/2025legislaturePresented to Governor on May 28, 2025
5/28/2025legislaturePlaced on Final Reading
5/19/2025legislatureEnrollment and Review ER82 adopted
5/15/2025legislatureAdvanced to Enrollment and Review for Engrossment
5/15/2025legislaturePlaced on Select File with ER82
5/13/2025legislatureEnrollment and Review ER82 filed
5/13/2025legislatureMcKeon AM213 adopted
5/9/2025legislatureAdvanced to Enrollment and Review Initial
5/9/2025legislaturePlaced on General File
3/17/2025legislatureMcKeon AM213 filed
3/14/2025legislatureNotice of hearing for February 10, 2025
1/31/2025legislatureReferred to Transportation and Telecommunications Committee
1/23/2025legislatureDate of introduction
1/21/2025legislature
Bill Text
Introduced
6/2/2025
Enrolled / Slip Law
Final / Enacted