All Roll Calls
Yes: 211 • No: 5
OklahomaSB 677Oklahoma 2026 Regular SessionSenateWALLET
Sales transactions; discounts inducing payment by cash, check, or similar means; options; disclosure; surcharges; repealing provision prohibiting surcharge on use of credit and debit card. Effective date.
Sponsored By: Spencer Kern (Republican)
Became Law
Senate Committee
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Card fees allowed with consumer safeguards
Beginning November 1, 2025, Oklahoma repeals its prior ban on surcharges for credit or debit card payments. Businesses do not have to add fees. Credit card surcharges cannot exceed 2% of the total purchase or the business's actual card-processing charge, whichever is less. Businesses must clearly post surcharge notices at store entrances and checkout, or on their website's homepage and checkout page. For phone purchases, businesses must explain the surcharge verbally, including all required information. Customers are not treated as choosing credit cards when the business accepts only credit cards.
Sponsors & Cosponsors
Sponsor
Spencer Kern
Republican • Senate
Cosponsors
David Bullard
Republican • Senate
Avery Frix
Republican • Senate
Emily Gise
Republican • House
Roll Call Votes
Senate vote • 5/20/2025
FOURTH READING
Yes: 41 • No: 2
House vote • 5/6/2025
THIRD READING
Yes: 84 • No: 1
House vote • 4/24/2025
DO PASS
Yes: 16 • No: 1
House vote • 4/8/2025
DO PASS
Yes: 8 • No: 1
Senate vote • 3/11/2025
THIRD READING
Yes: 42 • No: 0
Senate vote • 2/20/2025
Committee vote: Business & Insurance
Yes: 10 • No: 0
Senate vote • 2/20/2025
Committee vote: CORRECTED Business & Insurance
Yes: 10 • No: 0
Actions Timeline
Becomes law without Governor's signature 05/28/2025
5/28/2025SenateSent to Governor
5/21/2025SenateSigned, returned to Senate
5/21/2025HouseEnrolled, to House
5/21/2025SenateReferred for enrollment
5/20/2025SenateMeasure passed: Ayes: 41 Nays: 2
5/20/2025SenateHAs adopted
5/20/2025SenateHAs read
5/7/2025SenateEngrossed, signed, to Senate
5/7/2025HouseReferred for engrossment
5/6/2025HouseThird Reading, Measure passed: Ayes: 84 Nays: 1
5/6/2025HouseGeneral Order
5/6/2025HouseCoauthored by Senator(s) Frix
4/24/2025HouseCR; Do Pass, amended by committee substitute Commerce and Economic Development Oversight Committee
4/24/2025HousePolicy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Business
4/8/2025HouseReferred to Business
4/1/2025HouseSecond Reading referred to Commerce and Economic Development Oversight
4/1/2025HouseFirst Reading
3/12/2025HouseEngrossed to House
3/12/2025SenateCoauthored by Senator Bullard
3/11/2025SenateReferred for engrossment
3/11/2025SenateMeasure passed: Ayes: 42 Nays: 0
3/11/2025SenateGeneral Order, Considered
3/11/2025SenateCoauthored by Representative Gise (principal House author)
3/4/2025SenatePlaced on General Order
2/25/2025Senate
Bill Text
Enrolled (final version)
5/21/2025
Amended And Engrossed
5/7/2025
Floor (House)
4/24/2025
House Committee Report
4/24/2025
House Committee Substitute for Senate Bill
4/24/2025
House Policy Committee Report
4/8/2025
Engrossed
3/12/2025
Floor (Senate)
2/24/2025
Senate Committee Report
2/20/2025
Introduced
1/14/2025
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