All Roll Calls
Yes: 118 • No: 0
TennesseeHB 1045114th General Assembly (2025-2026)HouseWALLET
AN ACT to amend Tennessee Code Annotated, Title 56, relative to creditor claims to insurance proceeds.
Sponsored By: Johnny Shaw (Democrat)
Became Law
Insurance Companies, Agents, Brokers, Policies
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Family life insurance money protected from creditors
Beginning July 1, 2025, money from a life insurance policy or annuity paid to a spouse, child, or dependent relative is protected from the insured person's creditors. The protection covers debts created after January 1, 1932, and blocks seizure, garnishment, attachment, or execution. It applies even if the insured kept the right to change the beneficiary. Using the protected money does not make it lose protection.
Sponsors & Cosponsors
Sponsor
Johnny Shaw
Democrat • House
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/24/2025
FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION 3/24/2025
Yes: 96 • No: 0
House vote • 3/24/2025
HOUSE CALENDAR & RULES COMMITTEE
Yes: 0 • No: 0
House vote • 3/12/2025
HOUSE INSURANCE COMMITTEE
Yes: 17 • No: 0
House vote • 3/5/2025
INSURANCE SUBCOMMITTEE
Yes: 5 • No: 0
Actions Timeline
Pub. Ch. 150
4/4/2025Effective date(s) 07/01/2025
4/4/2025Signed by Governor.
4/3/2025Transmitted to Governor for his action.
3/27/2025HouseSigned by H. Speaker
3/26/2025HouseSigned by Senate Speaker
3/26/2025SenateEnrolled; ready for sig. of H. Speaker.
3/25/2025HousePassed H., Ayes 96, Nays 0, PNV 0
3/24/2025HouseEngrossed; ready for transmission to Sen.
3/24/2025HouseReceived from House, Passed on First Consideration
3/24/2025SenateSenate substituted House Bill for companion Senate Bill.
3/24/2025SenatePassed Senate, Ayes 32, Nays 0
3/24/2025SenateH. Placed on Consent Calendar for 3/24/2025
3/20/2025HousePlaced on cal. Calendar & Rules Committee for 3/20/2025
3/19/2025HouseRec. for pass; ref to Calendar & Rules Committee
3/12/2025HouseRec. for pass by s/c ref. to Insurance Committee
3/5/2025HousePlaced on cal. Insurance Committee for 3/12/2025
3/5/2025HousePlaced on s/c cal Insurance Subcommittee for 3/5/2025
2/26/2025HouseAssigned to s/c Insurance Subcommittee
2/11/2025HouseP2C, ref. to Insurance Committee
2/10/2025HouseIntro., P1C.
2/6/2025HouseFiled for introduction
2/5/2025House
Bill Text
Enrolled / Public Chapter
Fiscal Note
Introduced
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