All Roll Calls
Yes: 145 • No: 0
TennesseeHB 1892114th General Assembly (2025-2026)HouseWALLET
AN ACT to amend Tennessee Code Annotated, Title 9, Chapter 23 and Title 67, Chapter 5, relative to taxpayer agreements.
Sponsored By: Ryan Williams, Ryan (Republican)
Became Law
Real Property
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Taxpayer agreement liens come first, like taxes
If your property is under a taxpayer agreement, payments that back the bonds are treated like property taxes. When the agreement is recorded, a lien attaches and comes first, equal to real estate tax liens and ahead of mortgages and other liens. The lien runs with the land until paid. Foreclosure of a property tax lien does not cancel or speed up future payments under the agreement. Agreements can set interest, penalties, and who collects if you miss payments. The agency must notify the county trustee, and a third‑party bond trustee manages collections and works with the county trustee on nonpayment.
New rules for property-owner agreements
The law defines taxpayer agreements, taxpayer agreement liens, and taxpayer direct payments. Before an agency signs an agreement that affects a mortgaged property, every mortgage or deed-of-trust holder must give written consent stating it is not a default. The agency must record the agreement with the county register of deeds and include the property description, each owner, the lien term, and the signed agreement. The law applies to agreements entered into, amended, or renewed on or after it became law.
No mortgage acceleration for signing agreement
Lenders cannot speed up your mortgage just because you sign a taxpayer agreement. Any clause that accelerates payments only for that reason is not enforceable.
Sponsors & Cosponsors
Sponsor
Ryan Williams, Ryan
Republican • House
Cosponsors
Rush Bricken, Rush
Republican • House
Antonio Parkinson, Antonio
Democrat • House
Roll Call Votes
Senate vote • 4/14/2026
FLOOR VOTE: Third Consideration 4/14/2026
Yes: 31 • No: 0
House vote • 4/2/2026
FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 4/2/2026
Yes: 86 • No: 0
House vote • 4/2/2026
HOUSE CALENDAR & RULES COMMITTEE
Yes: 0 • No: 0
House vote • 3/24/2026
HOUSE STATE & LOCAL GOVERNMENT COMMITTEE
Yes: 21 • No: 0
House vote • 3/4/2026
HOUSE CITIES & COUNTIES SUBCOMMITTEE
Yes: 7 • No: 0
Actions Timeline
Pub. Ch. 915
5/18/2026Effective date(s) 05/01/2026
5/18/2026Signed by Governor.
5/1/2026Transmitted to Governor for his action.
4/21/2026HouseSigned by Senate Speaker
4/20/2026SenateSigned by H. Speaker
4/16/2026HouseEnrolled; ready for sig. of H. Speaker.
4/15/2026HouseSenate substituted House Bill for companion Senate Bill.
4/14/2026SenateAmendment withdrawn. (Amendment 1 - SA0952)
4/14/2026SenatePassed Senate, Ayes 31, Nays 0, PNV 1
4/14/2026SenateReceived from House, Passed on First Consideration
4/6/2026SenateH. adopted am. (Amendment 1 - HA0795)
4/2/2026HousePassed H., as am., Ayes 86, Nays 0, PNV 7
4/2/2026HouseSponsor(s) Added.
4/2/2026HouseEngrossed; ready for transmission to Sen.
4/2/2026HouseH. Placed on Regular Calendar for 4/2/2026
3/26/2026HousePlaced on cal. Calendar & Rules Committee for 3/26/2026
3/25/2026HouseRec. for pass. if am., ref. to Calendar & Rules Committee
3/24/2026HouseAction def. in State & Local Government Committee to 3/24/2026
3/18/2026HousePlaced on cal. State & Local Government Committee for 3/24/2026
3/18/2026HouseAction def. in State & Local Government Committe to 3/18/2026
3/11/2026HousePlaced on cal. State & Local Government Committee for 3/18/2026
3/11/2026HouseRec. for pass by s/c ref. to State & Local Government Committee
3/4/2026HousePlaced on cal. State & Local Government Committee for 3/11/2026
3/4/2026HousePlaced on s/c cal Cities & Counties Subcommittee for 3/4/2026
2/25/2026House
Bill Text
Enrolled / Public Chapter
Fiscal Note
HA0795
Introduced
SA0952
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