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TennesseeHB 2175114th General Assembly (2025-2026)HouseWALLET

AN ACT to amend Tennessee Code Annotated, Title 4; Title 7; Title 55; Title 56 and Title 65, relative to delivery network companies.

Sponsored By: Sponsor information unavailable

Signed by Governor

Motor Vehicles

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Stronger insurance for delivery app drivers

Starting July 1, 2026, delivery apps must keep primary auto insurance when you are logged in or on a delivery. The policy must cover at least $50,000 per person, $100,000 per accident for injuries, and $25,000 for property damage. Coverage can come from your policy, the app’s policy, or both. If your policy lapses or is too low, the app’s insurer pays from the first dollar and defends you. The app’s coverage cannot wait for another insurer to deny a claim. This coverage counts toward Tennessee’s financial responsibility law during app-on or delivery time. Apps may buy coverage from authorized insurers or eligible surplus lines carriers.

Clear notices and roles for delivery drivers

Starting July 1, 2026, apps must give you a written notice of the insurance they provide and its limits before you accept delivery requests. The notice must say your own policy may not cover app-on or delivery time. The law defines who is a delivery driver, customer, and what counts as a delivery. It also says the app company is not the owner or operator of your vehicle.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Jake McCalmon

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 131 • No: 14

Senate vote • 4/23/2026

FLOOR VOTE: Third Consideration 4/23/2026

Yes: 19 • No: 9

House vote • 4/16/2026

FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 4/16/2026

Yes: 89 • No: 4

House vote • 4/13/2026

HOUSE CALENDAR & RULES COMMITTEE

Yes: 0 • No: 0

House vote • 4/1/2026

HOUSE COMMERCE COMMITTEE

Yes: 14 • No: 1

House vote • 3/11/2026

HOUSE BUSINESS AND UTILITIES SUBCOMMITTEE

Yes: 9 • No: 0

Actions Timeline

  1. Effective date(s) 01/01/2027

    5/26/2026

  2. Pub. Ch. 1011

    5/26/2026

  3. Signed by Governor.

    5/19/2026

  4. Transmitted to Governor for his action.

    5/7/2026House

  5. Signed by Senate Speaker

    5/5/2026Senate

  6. Signed by H. Speaker

    4/30/2026House

  7. Enrolled; ready for sig. of H. Speaker.

    4/29/2026House

  8. Passed Senate, Ayes 19, Nays 9

    4/23/2026Senate

  9. Amendment withdrawn. (Amendment 4 - SA1081)

    4/23/2026Senate

  10. Amendment withdrawn. (Amendment 3 - SA1026)

    4/23/2026Senate

  11. Amendment withdrawn. (Amendment 2 - SA1025)

    4/23/2026Senate

  12. Amendment withdrawn. (Amendment 1 - SA1024)

    4/23/2026Senate

  13. Senate substituted House Bill for companion Senate Bill.

    4/23/2026Senate

  14. Received from House, Passed on First Consideration

    4/20/2026Senate

  15. Engrossed; ready for transmission to Sen.

    4/16/2026House

  16. Passed H., as am., Ayes 89, Nays 4, PNV 3

    4/16/2026House

  17. H. adopted am. (Amendment 3 - HA0955)

    4/16/2026House

  18. H. adopted am. (Amendment 2 - HA0954)

    4/16/2026House

  19. H. adopted am. (Amendment 1 - HA0953)

    4/16/2026House

  20. H. Placed on Regular Calendar for 4/13/2026

    4/9/2026House

  21. Sponsor(s) Added.

    4/9/2026House

  22. Placed on cal. Calendar & Rules Committee for 4/9/2026

    4/8/2026House

  23. Action def. in Calendar & Rules Committee to 4/9/2026

    4/2/2026House

  24. Placed on cal. Calendar & Rules Committee for 4/2/2026

    4/1/2026House

  25. Rec. for pass. if am., ref. to Calendar & Rules Committee

    4/1/2026House

Bill Text

  • HA0953 (Substitute)

    4/16/2026

    PDF

  • HA0954

    4/16/2026

    PDF

  • HA0955

    4/16/2026

    PDF

  • Enrolled / Public Chapter

    PDF

  • Fiscal Note

    PDF

  • Introduced

    PDF

  • SA1024

    PDF

  • SA1025

    PDF

  • SA1026

    PDF

  • SA1081

    PDF

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