All Roll Calls
Yes: 185 • No: 8
TennesseeHB 2509114th General Assembly (2025-2026)HouseWALLET
AN ACT to amend Tennessee Code Annotated, Title 7, Chapter 53; Title 13; Title 48, Chapter 101, Part 3; Title 56 and Title 67, relative to housing.
Sponsored By: Cameron Sexton (Republican)
Signed by Governor
Housing
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
More legal tools for workforce housing
Beginning July 1, 2026, the law extends specified legal rules for tax-credit housing projects to qualifying workforce housing projects. Corporations governed by Tennessee’s Title 7, Chapter 53 may also acquire and lease these projects despite existing rental-property limits. To qualify, a public-private partnership must use a Tennessee housing agency pilot loan for at least part of construction or repair costs. The housing must be in Tennessee. These changes expand project tools but do not give households a direct payment or promise lower rent.
More local housing help for middle-income households
Beginning July 1, 2026, Tennessee’s housing agency must offer incentives for local governments in eligible areas to use local affordable-housing funds. Local governments may also use available state affordable-housing funds for households earning over 80% and up to 150% of area median income. That income range is adjusted for household size. The law does not guarantee local spending or assistance for any particular household.
New housing loans for middle-income workers
Beginning July 1, 2026, the Tennessee Housing Development Agency runs a pilot offering loans to build or repair workforce housing. It supports rentals and homeownership for households earning over 80% and up to 150% of area median income, adjusted for household size. Applicants must document a signed partnership between at least one local government entity and one private business or nonprofit. Applications are due March 31, 2027. Applicants must show contributions or savings totaling at least 10% of development costs or $2 million, whichever is less. They must also show local incentives, site and infrastructure readiness, relevant experience, local demand, and plans to reach essential workers. Loans target areas with the largest income-to-home-price gaps and strongest population growth, with at least one eligible project funded in each of Tennessee’s three grand divisions. Priority goes to projects with local support, cost-saving designs, at least 80% workforce housing units, and less reliance on program money. Loans may be interest-free when at least 80% of units are workforce housing and long-term affordability is ensured. Program money can cover only costs tied to the workforce-housing portion. The law states an intent to provide $20 million in one-time funding for fiscal year 2026–2027. The agency may issue program rules and must report results and recommendations to legislative housing committees by January 1, 2029.
Sponsors & Cosponsors
Sponsor
Cameron Sexton
Republican • House
Cosponsors
Rebecca K. Alexander
Republican • House
Jeremy Faison
Republican • House
John Gillespie
Republican • House
Kirk Haston
Republican • House
Larry J. Miller
Democrat • House
Jay D. Reedy
Republican • House
Ryan Williams
Republican • House
Roll Call Votes
Senate vote • 4/23/2026
FLOOR VOTE: Third Consideration 4/23/2026
Yes: 32 • No: 0
House vote • 4/21/2026
FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 4/21/2026
Yes: 79 • No: 7
House vote • 4/20/2026
HOUSE CALENDAR & RULES COMMITTEE
Yes: 0 • No: 0
House vote • 4/15/2026
HOUSE FINANCE, WAYS, AND MEANS SUBCOMMITTEE
Yes: 11 • No: 0
House vote • 4/15/2026
HOUSE FINANCE, WAYS, AND MEANS COMMITTEE
Yes: 25 • No: 0
House vote • 3/23/2026
HOUSE GOVERNMENT OPERATIONS COMMITTEE
Yes: 11 • No: 1
House vote • 3/18/2026
HOUSE STATE & LOCAL GOVERNMENT COMMITTEE
Yes: 21 • No: 0
House vote • 3/11/2026
HOUSE CITIES & COUNTIES SUBCOMMITTEE
Yes: 6 • No: 0
Bill Text
HA0739 (Substitute)
4/21/2026
HA1195
4/21/2026
Enrolled / Public Chapter
Fiscal Note
Introduced
SA0632
SA1072
Related Bills
HB 2530, AN ACT to amend Tennessee Code Annotated, Title 4, Chapter 29, Part 2; Title 20, Chapter 9, Part 6; Title 55, Chapter 17, Part 1; Title 62, Chapter 13; Title 62, Chapter 18; Title 62, Chapter 2; Title 62, Chapter 20; Title 62, Chapter 27; Title 62, Chapter 35; Title 62, Chapter 4; Title 62, Chapter 6; Title 62, Chapter 76; Title 68, Chapter 102 and Title 68, Chapter 105, relative to professions regulated by the department of commerce and insurance.
HB 2541, AN ACT to amend Tennessee Code Annotated, Title 12, Chapter 4, Part 4, relative to the prevailing wage rate.
HB 2510, AN ACT to amend Tennessee Code Annotated, Title 67, Chapter 6, relative to tax revenue.
HB 2503, AN ACT to amend Tennessee Code Annotated, Title 3; Title 4; Title 5; Title 6; Title 7; Title 8; Title 10; Title 12; Title 29; Title 35; Title 36; Title 37; Title 39; Title 40; Title 41; Title 42; Title 45; Title 47; Title 49; Title 50; Title 52; Title 53; Title 56; Title 58; Title 63; Title 67; Title 68 and Title 71, relative to health insurance.
HB 2502, AN ACT to amend Tennessee Code Annotated, Title 4; Title 38; Title 39; Title 45; Title 47; Title 49 and Title 67, relative to money transmission.
HB 2533, AN ACT to amend Tennessee Code Annotated, Title 4, Chapter 29; Title 5, Chapter 21; Title 8, Chapter 50, Part 8; Title 49, Chapter 10, Part 1; Title 49, Chapter 10, Part 14; Title 49, Chapter 11, Part 1; Title 49, Chapter 11, Part 8; Title 49, Chapter 13; Title 49, Chapter 15, Part 1; Title 49, Chapter 16, Part 2; Title 49, Chapter 17; Section 49-2-203; Title 49, Chapter 3, Part 1; Title 49, Chapter 5, Part 4; Title 49, Chapter 50, Part 10; Title 49, Chapter 50, Part 16; Title 49, Chapter 50, Part 18; Title 49, Chapter 6, Part 10; Title 49, Chapter 6, Part 15; Title 49, Chapter 6, Part 22; Title 49, Chapter 6, Part 23; Title 49, Chapter 6, Part 30; Title 49, Chapter 6, Part 34; Title 49, Chapter 6, Part 42; Title 49, Chapter 6, Part 81; Title 49, Chapter 1, Part 2; Title 49, Chapter 1, Part 3 and Section 68-204-110, relative to education.