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TexasHB 104189th Legislature Regular SessionHouse

Relating to the insurable interest of certain persons providing care to individuals with disabilities in the life of those individuals.

Sponsored By: Aicha Davis, Josey Garcia, Candy Noble, Chris Turner, Judith Zaffirini (Democratic)

Signed by Governor

Disabilities, Persons withInsurance--Life & AnnuitiesMental Health & Substance AbuseNursing HomesOccupational Regulation--Health OccupationsASSISTED LIVING FACILITIES

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Life insurance limits protect Texans with disabilities

The law limits caregivers' insurable interest—the legal stake needed for life insurance—in the lives of people with disabilities. Covered caregivers must be relatives within the third degree by blood or marriage, as defined by Texas law. Covered settings are Texas state-supported living centers, licensed assisted living facilities, licensed intermediate care facilities, and group homes. The restriction covers life insurance policies under Chapter 1101 of the Texas Insurance Code. It applies to policies delivered, issued for delivery, or renewed on or after January 1, 2026.

Sponsors & Cosponsors

Sponsors

  • Aicha Davis

    House

  • Josey Garcia

    House

  • Candy Noble

    House

  • Chris Turner

    House

  • Judith Zaffirini

    Democratic • Senate

Cosponsors

  • Salman Bhojani

    House

  • Jolanda "Jo" Jones

    House

  • Mihaela Plesa

    House

  • Ana-María Rodríguez Ramos

    House

Roll Call Votes

All Roll Calls

Yes: 457 • No: 0

Senate vote • 5/16/2025

Record vote

Yes: 0 • No: 0

Senate vote • 5/16/2025

Record vote

Yes: 0 • No: 0

House vote • 4/23/2025

Record vote

Yes: 146 • No: 0

House vote • 4/22/2025

Record vote

Yes: 144 • No: 0

House vote • 4/22/2025

Record vote

Yes: 145 • No: 0

House vote • Unknown

Committee vote: Human Services

Yes: 11 • No: 0

Senate vote • Unknown

Committee vote: Business & Commerce

Yes: 11 • No: 0

Actions Timeline

  1. Effective immediately

    5/29/2025House

  2. Signed by the Governor

    5/29/2025House

  3. Sent to the Governor

    5/20/2025House

  4. Signed in the Senate

    5/19/2025Senate

  5. Signed in the House

    5/19/2025House

  6. Reported enrolled

    5/16/2025House

  7. Senate passage reported

    5/16/2025House

  8. Record vote

    5/16/2025Senate

  9. Passed

    5/16/2025Senate

  10. Read 3rd time

    5/16/2025Senate

  11. Record vote

    5/16/2025Senate

  12. Three day rule suspended

    5/16/2025Senate

  13. Vote recorded in Journal

    5/16/2025Senate

  14. Read 2nd time & passed to 3rd reading

    5/16/2025Senate

  15. Rules suspended-Regular order of business

    5/16/2025Senate

  16. Placed on intent calendar

    5/15/2025Senate

  17. Committee report printed and distributed

    5/13/2025Senate

  18. Recommended for local & uncontested calendar

    5/13/2025Senate

  19. Reported favorably w/o amendments

    5/13/2025Senate

  20. Vote taken in committee

    5/13/2025Senate

  21. Considered in public hearing

    5/13/2025Senate

  22. Left pending in committee

    5/8/2025Senate

  23. Testimony taken in committee

    5/8/2025Senate

  24. Considered in public hearing

    5/8/2025Senate

  25. Scheduled for public hearing on . . .

    5/8/2025Senate

Bill Text

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