TexasHB 251689th Legislature Regular SessionHouseWALLET

Relating to the eligibility of certain individuals younger than 65 years of age to purchase Medicare supplement benefit plans.

Sponsored By: Brad Buckley, Jay Dean, Ryan Guillen, Ann Johnson, Charles Schwertner (Republican), Trey Wharton

Became Law

Health--Other Diseases & Medical ConditionsInsurance--Health & AccidentInsurance--Insurers & AgentsMEDICAREINSURANCE, COMMISSIONER OF

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

More Medicare supplement access under 65

Texas insurers offering Medicare supplement coverage to people 65 or older must also offer it to qualifying people under 65. Those younger people must qualify for and have Medicare because of end stage renal disease or amyotrophic lateral sclerosis. The same benefits and protections apply, subject to exceptions under state insurance rules. Supplement Plans A, B, and D must cost the same as for a 65-year-old; other plans cannot exceed twice that rate. These changes apply to plans delivered, issued for delivery, or renewed on or after September 1, 2025.

Protected Medicare supplement enrollment under 65

Qualifying Texans under 65 with Medicare due to end stage renal disease or amyotrophic lateral sclerosis get protected enrollment. Their regular six-month window starts on the first day of their first month enrolled in Medicare Part B. During protected enrollment, insurers cannot deny or condition coverage, require medical review, charge health-based prices, impose waiting periods, or exclude preexisting conditions. People already enrolled in Part B for either condition and under 65 on the law’s effective date can also apply after December 1, 2025, and before June 1, 2026. Those who requested an application during that window but could not apply because it was unavailable get six months from its first availability. The insurance commissioner must adopt rules needed to administer enrollment periods; the changes cover plans delivered, issued for delivery, or renewed on or after September 1, 2025.

Sponsors & Cosponsors

Sponsors

  • Brad Buckley

    House

  • Jay Dean

    House

  • Ryan Guillen

    House

  • Ann Johnson

    House

  • Charles Schwertner

    Republican • Senate

  • Trey Wharton

    House

Cosponsors

  • César Blanco

    Democratic • Senate

  • Elizabeth "Liz" Campos

    House

  • Molly Cook

    Democratic • Senate

  • Josey Garcia

    House

  • Jessica González

    House

  • Juan "Chuy" Hinojosa

    Democratic • Senate

  • Venton Jones

    House

  • Suleman Lalani

    House

  • Ray Lopez

    House

  • Trey Martinez Fischer

    House

  • Eddie Morales

    House

  • Richard Peña Raymond

    House

  • Judith Zaffirini

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 276 • No: 24

House vote • 6/1/2025

Record vote

Yes: 132 • No: 5

Senate vote • 6/1/2025

Record vote

Yes: 0 • No: 0

Senate vote • 5/26/2025

Record vote

Yes: 0 • No: 0

Senate vote • 5/26/2025

Record vote

Yes: 0 • No: 0

House vote • 5/6/2025

Record vote

Yes: 130 • No: 19

House vote • Unknown

Committee vote: Insurance

Yes: 8 • No: 0

Senate vote • Unknown

Committee vote: Health & Human Services

Yes: 6 • No: 0

Actions Timeline

  1. Effective immediately

    6/20/2025House
  2. Filed without the Governor's signature

    6/20/2025House
  3. Sent to the Governor

    6/2/2025House
  4. Signed in the Senate

    6/2/2025Senate
  5. Signed in the House

    6/2/2025House
  6. Reported enrolled

    6/2/2025House
  7. House adopts conf. comm. report-reported

    6/1/2025Senate
  8. Senate adopts conf. comm. report-reported

    6/1/2025House
  9. Record vote

    6/1/2025Senate
  10. Senate adopts conference committee report

    6/1/2025Senate
  11. Statement(s) of vote recorded in Journal

    6/1/2025House
  12. Record vote (RV#4147)

    6/1/2025House
  13. House adopts conference committee report

    6/1/2025House
  14. Conf. Comm. Report distributed

    5/31/2025House
  15. Conference committee report filed

    5/31/2025Senate
  16. Senate appoints conferees-reported

    5/29/2025House
  17. Senate grants request for conf comm-reported

    5/29/2025House
  18. Senate appoints conferees

    5/29/2025Senate
  19. Senate grants request for conference comm.

    5/29/2025Senate
  20. House appoints conferees-reported

    5/28/2025Senate
  21. House requests conference committee-reported

    5/28/2025Senate
  22. House refuses to concur-reported

    5/28/2025Senate
  23. House appoints conferees

    5/28/2025House
  24. House requests conference committee

    5/28/2025House
  25. House refuses to concur in Senate amendments

    5/28/2025House

Bill Text

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