All Roll Calls
Yes: 300 • No: 0
TexasHB 473889th Legislature Regular SessionHouseWALLET
Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.
Sponsored By: Charlie Geren, Judith Zaffirini (Democratic)
Signed by Governor
Fees & Other Nontax Revenue--StateState Finances--Management & ControlLOANSCOMPTROLLER OF PUBLIC ACCOUNTS
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Lenders keep more loan fee revenue
Beginning January 1, 2026, Texas lenders stop sending specified shares of certain loan fees to the state comptroller. Those shares are $1 under Finance Code Section 342.201 and 50 cents under Section 342.308, previously supporting the Finance Commission. This change does not lower borrowers’ fees. Under Section 342.201, administrative fees are capped at $25 for loans above $1,000 and $20 for loans of $1,000 or less. These fees do not count as interest. Under both sections, fees are earned when loans are made or refinanced and are not refundable. Refinancing lenders cannot charge the fee more than once in 180 days; Section 342.201 loans with interest authorized by subsection (e) have a 365-day limit instead. Tax liabilities from before January 1, 2026, remain subject to collection and civil and criminal enforcement under prior law.
Sponsors & Cosponsors
Sponsors
Charlie Geren
House
Judith Zaffirini
Democratic • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 5/25/2025
Record vote
Yes: 0 • No: 0
Senate vote • 5/25/2025
Record vote
Yes: 0 • No: 0
House vote • 4/30/2025
Record vote
Yes: 133 • No: 0
House vote • 4/29/2025
Record vote
Yes: 146 • No: 0
House vote • Unknown
Committee vote: Pensions, Investments & Financial Services
Yes: 6 • No: 0
Senate vote • Unknown
Committee vote: Finance
Yes: 15 • No: 0
Actions Timeline
Effective on 1/1/26
6/20/2025HouseSigned by the Governor
6/20/2025HouseSent to the Governor
5/28/2025HouseSigned in the Senate
5/27/2025SenateSigned in the House
5/27/2025HouseReported enrolled
5/26/2025HouseSenate passage reported
5/25/2025HouseRecord vote
5/25/2025SenatePassed
5/25/2025SenateRead 3rd time
5/25/2025SenateRecord vote
5/25/2025SenateThree day rule suspended
5/25/2025SenateVote recorded in Journal
5/25/2025SenateRead 2nd time & passed to 3rd reading
5/25/2025SenateLaid before the Senate
5/25/2025SenatePlaced on local & uncontested calendar
5/25/2025SenateCommittee report printed and distributed
5/14/2025SenateRecommended for local & uncontested calendar
5/14/2025SenateReported favorably w/o amendments
5/14/2025SenateVote taken in committee
5/14/2025SenateConsidered in public hearing
5/14/2025SenateScheduled for public hearing on . . .
5/14/2025SenateReferred to Finance
5/1/2025SenateRead first time
5/1/2025SenateReceived from the House
4/30/2025Senate
Bill Text
Engrossed
Enrolled
House Committee Report
Introduced
Senate Committee Report
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