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TexasSB 123889th Legislature Regular SessionSenateWALLET

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Sponsored By: Vikki Goodwin, Andy Hopper, Lois Kolkhorst (Republican), Mayes Middleton (Republican), Matt Morgan, Katrina Pierson, Trey Wharton

Signed by Governor

Family--Marriage RelationshipInsurance--GeneralInsurance--Motor Vehicles

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Insurance protections for people whose spouse died

Beginning September 1, 2025, Texas insurers cannot deny continued coverage or limit coverage because your spouse died. They must charge you the rate that applies to you as a married person. These protections cover policies delivered, issued for delivery, or renewed on or after that date. Earlier policies remain under prior law until renewal. Title insurers and agents can still set reasonable requirements about heirs, probate, or similar matters, applied equally to non-widowed people.

Sponsors & Cosponsors

Sponsors

  • Vikki Goodwin

    House

  • Andy Hopper

    House

  • Lois Kolkhorst

    Republican • Senate

  • Mayes Middleton

    Republican • Senate

  • Matt Morgan

    House

  • Katrina Pierson

    House

  • Trey Wharton

    House

Cosponsors

  • César Blanco

    Democratic • Senate

  • Donna Campbell

    Republican • Senate

  • Tom Craddick

    House

  • Josey Garcia

    House

  • Erin Gámez

    House

  • Ana Hernandez

    House

  • Nathan Johnson

    Democratic • Senate

  • John Lujan

    House

  • José Menéndez

    Democratic • Senate

  • Will Metcalf

    House

  • Royce West

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 309 • No: 1

Senate vote • 5/7/2025

Record vote

Yes: 31 • No: 0

House vote • 5/2/2025

Record vote

Yes: 120 • No: 1

House vote • 5/1/2025

Record vote

Yes: 139 • No: 0

Senate vote • 4/10/2025

Record vote

Yes: 0 • No: 0

Senate vote • 4/10/2025

Record vote

Yes: 0 • No: 0

House vote • Unknown

Committee vote: Insurance

Yes: 8 • No: 0

Senate vote • Unknown

Committee vote: Business & Commerce

Yes: 11 • No: 0

Actions Timeline

  1. Effective on 9/1/25

    5/20/2025House

  2. Signed by the Governor

    5/20/2025House

  3. Sent to the Governor

    5/8/2025House

  4. Signed in the House

    5/8/2025House

  5. Signed in the Senate

    5/8/2025Senate

  6. Senate concurs in House amendment(s)-reported

    5/8/2025House

  7. Reported enrolled

    5/7/2025Senate

  8. Record vote

    5/7/2025Senate

  9. Senate concurs in House amendment(s)

    5/7/2025Senate

  10. Read

    5/7/2025Senate

  11. House amendment(s) laid before the Senate

    5/7/2025Senate

  12. House passage as amended reported

    5/5/2025Senate

  13. Statement(s) of vote recorded in Journal

    5/2/2025House

  14. Record vote (RV#1345)

    5/2/2025House

  15. Passed as amended

    5/2/2025House

  16. Amended (1-Morgan and Hernandez)

    5/2/2025House

  17. Read 3rd time

    5/2/2025House

  18. Additional sponsor(s) authorized

    5/2/2025House

  19. Rules suspended

    5/2/2025House

  20. Statement(s) of vote recorded in Journal

    5/1/2025House

  21. Record vote (RV#1164)

    5/1/2025House

  22. Passed to 3rd reading

    5/1/2025House

  23. Read 2nd time

    5/1/2025House

  24. Laid out in lieu of companion (HB 1809)

    5/1/2025House

  25. Committee report sent to Calendars

    4/30/2025House

Bill Text

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