All Roll Calls
Yes: 300 • No: 4
TexasSB 45589th Legislature Regular SessionSenateWALLET
Relating to arbitration provisions in certain surplus lines insurance contracts.
Sponsored By: Jeff Barry, John Bryant, Cassandra Garcia Hernandez, Ann Johnson, Mayes Middleton (Republican), Matt Morgan
Became Law
Insurance--GeneralInsurance--Insurers & AgentsMEDIATION, DISPUTE RESOLUTION, & ARBITRATION
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Texas policyholders get new insurance arbitration rules
The law took effect September 1, 2025, with new rules for surplus lines insurance policies covering risks wholly in Texas. The rules apply to policies with arbitration clauses delivered, issued for delivery, or renewed on or after January 1, 2026. Earlier policies remain under prior law. Arbitration must take place in Texas under Texas law, and Texas law must guide how the policy is interpreted. A different location requires the insurer’s written request, the policyholder’s later agreement, and a premium credit covering costs caused by the move; Texas law still applies. For policies with more than $2 million in insured value, both sides can instead agree to another location and another state’s law using the required agreement form.
Sponsors & Cosponsors
Sponsors
Jeff Barry
House
John Bryant
House
Cassandra Garcia Hernandez
House
Ann Johnson
House
Mayes Middleton
Republican • Senate
Matt Morgan
House
Cosponsors
Daniel Alders
House
Alma A. Allen
House
Rafael Anchía
House
Trent Ashby
House
Cecil Bell Jr.
House
Keith Bell
House
Diego M. Bernal
House
Salman Bhojani
House
Rhetta Andrews Bowers
House
Brad Buckley
House
John H. Bucy lll
House
Benjamin Bumgarner
House
Briscoe Cain
House
Elizabeth "Liz" Campos
House
Sheryl Cole
House
David Cook
House
Philip Cortez
House
Charles Cunningham
House
Pat Curry
House
Yvonne Davis
House
Mano DeAyala
House
Jay Dean
House
Mark Dorazio
House
Harold V. Dutton Jr.
House
Paul Dyson
House
Sarah Eckhardt
Democratic • Senate
Lulu Flores
House
James Frank
House
Josey Garcia
House
Linda Garcia
House
Gary Gates
House
Stan Gerdes
House
Jessica González
House
Mary E. González
House
R.D. "Bobby" Guerra
House
Ryan Guillen
House
Sam Harless
House
Cody Harris
House
Richard Hayes
House
Cole Hefner
House
Ana Hernandez
House
Gina Hinojosa
House
Andy Hopper
House
Lacey Hull
House
Todd Hunter
House
Carrie Isaac
House
Venton Jones
House
Helen Kerwin
House
Stan Kitzman
House
Marc LaHood
House
Suleman Lalani
House
Mitch Little
House
Oscar Longoria
House
AJ Louderback
House
David Lowe
House
J. M. Lozano
House
John Lujan
House
Shelley Luther
House
Christian Manuel
House
Armando "Mando" Martinez
House
Trey Martinez Fischer
House
Don McLaughlin
House
John McQueeney
House
Will Metcalf
House
Terry Meza
House
Brent Money
House
Penny Morales Shaw
House
Christina Morales
House
Eddie Morales
House
Sergio Muñoz Jr.
House
Candy Noble
House
Mike Olcott
House
Tom Oliverson
House
Claudia Ordaz
House
Jared Patterson
House
Mary Ann Perez
House
Vincent Perez
House
Katrina Pierson
House
Mihaela Plesa
House
Richard Peña Raymond
House
Ron Reynolds
House
Keresa Richardson
House
Ramon Romero Jr.
House
Jon E. Rosenthal
House
Schatzline
Affiliation unavailable
Alan Schoolcraft
House
Joanne Shofner
House
Shelby Slawson
House
John T. Smithee
House
James Talarico
House
Carl H. Tepper
House
Tony Tinderholt
House
Steve Toth
House
Ellen Troxclair
House
Chris Turner
House
Cody Vasut
House
Denise Villalobos
House
Wes Virdell
House
Hubert Vo
House
Charlene Ward Johnson
House
Erin Zwiener
House
Roll Call Votes
Senate vote • 5/14/2025
Record vote
Yes: 31 • No: 0
House vote • 5/10/2025
Record vote
Yes: 118 • No: 0
House vote • 5/9/2025
Record vote
Yes: 133 • No: 4
Senate vote • 4/10/2025
Record vote
Yes: 0 • No: 0
Senate vote • 4/10/2025
Record vote
Yes: 0 • No: 0
House vote • Unknown
Committee vote: Insurance
Yes: 8 • No: 0
Senate vote • Unknown
Committee vote: Business & Commerce
Yes: 10 • No: 0
Actions Timeline
Effective on 9/1/25
5/27/2025HouseFiled without the Governor's signature
5/27/2025HouseSent to the Governor
5/15/2025HouseSigned in the House
5/15/2025HouseSigned in the Senate
5/15/2025SenateReported enrolled
5/14/2025SenateSenate concurs in House amendment(s)-reported
5/14/2025HouseRecord vote
5/14/2025SenateSenate concurs in House amendment(s)
5/14/2025SenateRead
5/14/2025SenateHouse amendment(s) laid before the Senate
5/14/2025SenateHouse passage as amended reported
5/12/2025SenateStatement(s) of vote recorded in Journal
5/10/2025HouseRecord vote (RV#2071)
5/10/2025HousePassed
5/10/2025HouseRead 3rd time
5/10/2025HouseStatement(s) of vote recorded in Journal
5/9/2025HouseRecord vote (RV#1955)
5/9/2025HousePassed to 3rd reading as amended
5/9/2025HouseAmended (1-Morgan)
5/9/2025HouseRead 2nd time
5/9/2025HouseLaid out in lieu of companion (HB 2275)
5/9/2025HouseCommittee report sent to Calendars
5/2/2025HouseCommittee report distributed
5/1/2025HouseComte report filed with Committee Coordinator
5/1/2025House
Bill Text
Engrossed
Enrolled
House Committee Report
Introduced
Senate Committee Report
Related Bills
SB 25, Relating to health and nutrition standards to promote healthy living, including requirements for food labeling, primary and secondary education, higher education, and continuing education for certain health care professionals; authorizing a civil penalty.
HB 4325, Relating to civil liability for prohibited barratry.
HB 4042, Relating to the applicability of certain safety provisions and regulatory fees administered by the Railroad Commission of Texas to gas distribution pipelines.
HB 3372, Relating to prohibiting certain personal services performed by school district administrators; providing a civil penalty.
HB 2853, Relating to student union building fees at The University of Texas at El Paso.
HB 2518, Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.