TexasSB 92689th Legislature Regular SessionSenateWALLET

Relating to certain practices of health benefit plan issuers to encourage the use of certain physicians and health care providers and rank physicians.

Sponsored By: James Frank, Hancock

Signed by Governor

Health Care ProvidersInsurance--Health & AccidentHEALTH MAINTENANCE ORGANIZATIONSPHYSICIANSINSURANCE, COMMISSIONER OF

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Health plan members gain steering protections

Beginning September 1, 2025, Texas health plans can change deductibles, copays, coinsurance, or other cost sharing to encourage certain providers. These incentives must mainly benefit members and cannot depend only on cost or shared ownership with the provider. Plans must use objective, accurate, verifiable information and take reasonable steps to avoid steering members to much lower-quality providers. They cannot limit access to medically necessary care or make materially false claims about provider quality or costs. Out-of-network emergency care cannot carry higher cost sharing than the same care in-network. Vision care plans are excluded.

Doctors gain safeguards against misleading rankings

Beginning September 1, 2025, Texas health plans can rank doctors only using standards from a state-designated medical specialty society or unbiased organization. Standards must stress care quality, use supported evidence, and explain their methods publicly. Standards based on patient outcomes must account for differences in patient risks. Plans must give affected doctors their rankings, methods, and affected products or networks at least 45 days before release. Doctors must have an easy way to report errors before release and verifiable false information afterward. When doctors provide enough proof of an error or violation, plans must fix it by the later of release or 30 days after receiving that proof. If the insurance commissioner finds a pattern of errors, falsehoods, or violations, the commissioner must ban that plan's use of the system for at least 12 consecutive months.

Sponsors & Cosponsors

Sponsors

  • James Frank

    House

  • Hancock

    Affiliation unavailable

Cosponsors

  • César Blanco

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 287 • No: 0

House vote • 5/28/2025

Record vote

Yes: 138 • No: 0

House vote • 5/27/2025

Record vote

Yes: 132 • No: 0

Senate vote • 4/16/2025

Record vote

Yes: 0 • No: 0

Senate vote • 4/16/2025

Record vote

Yes: 0 • No: 0

House vote • Unknown

Committee vote: Insurance

Yes: 8 • No: 0

Senate vote • Unknown

Committee vote: Health & Human Services

Yes: 9 • No: 0

Actions Timeline

  1. Effective on 9/1/25

    6/20/2025House
  2. Signed by the Governor

    6/20/2025House
  3. Sent to the Governor

    6/1/2025House
  4. Signed in the House

    6/1/2025House
  5. Signed in the Senate

    5/30/2025Senate
  6. Reported enrolled

    5/28/2025Senate
  7. House passage reported

    5/28/2025Senate
  8. Statement(s) of vote recorded in Journal

    5/28/2025House
  9. Record vote (RV#3870)

    5/28/2025House
  10. Passed

    5/28/2025House
  11. Read 3rd time

    5/28/2025House
  12. Statement(s) of vote recorded in Journal

    5/27/2025House
  13. Record vote (RV#3757)

    5/27/2025House
  14. Passed to 3rd reading

    5/27/2025House
  15. Read 2nd time

    5/27/2025House
  16. Placed on General State Calendar

    5/25/2025House
  17. Considered in Calendars

    5/23/2025House
  18. Considered in Calendars

    5/22/2025House
  19. Committee report sent to Calendars

    4/29/2025House
  20. Committee report distributed

    4/29/2025House
  21. Comte report filed with Committee Coordinator

    4/29/2025House
  22. Reported favorably w/o amendment(s)

    4/23/2025House
  23. Considered in public hearing

    4/23/2025House
  24. Referred to Insurance

    4/22/2025House
  25. Read first time

    4/22/2025House

Bill Text

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