VirginiaHB17252025 Regular SessionHouse

Medical Debt Protection Act; created, prohibited practices, penalties.

Sponsored By: Karrie K. Delaney (Democratic)

To Governor

Summary

Medical Debt Protection Act; prohibited practices; penalties. Creates the Medical Debt Protection Act to prohibit a large health care facility or medical debt buyer, as those terms are defined in the bill, from using certain extraordinary collection actions to collect medical debt or from charging interest or late fees on medical debt until 90 days following the due date applicable to the final invoice. The bill specifies that no such interest or late fees shall exceed three percent of the amount of such medical debt per annum. The bill provides that a violation of its provisions constitutes a prohibited practice under the Virginia Consumer Protection Act. The bill has a delayed effective date of July 1, 2026.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Karrie K. Delaney

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 283 • No: 226

House vote • 4/2/2025

Motion to pass in enrolled form rejected

Yes: 51 • No: 45

House vote • 4/2/2025

House rejected Governor's recommendation

Yes: 33 • No: 63

House vote • 2/20/2025

Senate substitute agreed to by House

Yes: 53 • No: 44

Senate vote • 2/19/2025

Passed Senate with substitute

Yes: 27 • No: 13

Senate vote • 2/18/2025

Constitutional reading dispensed Block Vote (on 2nd reading)

Yes: 40 • No: 0

Senate vote • 2/17/2025

Reported from Commerce and Labor with substitute

Yes: 13 • No: 2

House vote • 1/29/2025

Read third time and passed House

Yes: 49 • No: 46

House vote • 1/23/2025

Reported from Labor and Commerce with substitute

Yes: 12 • No: 10

House vote • 1/16/2025

Subcommittee recommends reporting with substitute

Yes: 5 • No: 3 • Other: 1

Actions Timeline

  1. Acts of Assembly Chapter text (CHAP0692)

    5/2/2025Governor
  2. Approved by Governor-Chapter 692 (Effective 07/01/26)

    5/2/2025Governor
  3. Governor's Action Deadline 11:59 p.m., May 2, 2025

    4/2/2025Governor
  4. Communicated to Governor

    4/2/2025House
  5. Motion to pass in enrolled form rejected (51-Y 45-N)

    4/2/2025House
  6. House rejected Governor's recommendation (33-Y 63-N)

    4/2/2025House
  7. Governor's recommendation received by House

    3/24/2025Governor
  8. Governor's substitute printed (HB1725H2)

    3/24/2025House
  9. Governor's Action Deadline 11:59 p.m., March 24, 2025

    3/11/2025Governor
  10. Enrolled Bill communicated to Governor on March 11, 2025

    3/11/2025House
  11. Signed by President

    3/10/2025Senate
  12. Fiscal Impact Statement from Department of Planning and Budget (HB1725)

    3/7/2025House
  13. Bill text as passed House and Senate (HB1725ER)

    3/7/2025House
  14. Enrolled

    3/7/2025House
  15. Signed by Speaker

    3/7/2025House
  16. Senate substitute agreed to by House (53-Y 44-N)

    2/20/2025House
  17. Passed Senate with substitute (27-Y 13-N)

    2/19/2025Senate
  18. Engrossed by Senate - committee substitute

    2/19/2025Senate
  19. Commerce and Labor Substitute agreed to

    2/19/2025Senate
  20. Read third time

    2/19/2025Senate
  21. Reading of substitute waived

    2/19/2025Senate
  22. Fiscal Impact Statement from Department of Planning and Budget (HB1725)

    2/18/2025House
  23. Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N)

    2/18/2025Senate
  24. Passed by for the day

    2/18/2025Senate
  25. Rules suspended

    2/18/2025Senate

Bill Text

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