Alabama Administrative Code

(1) The Commissioner of Insurance hereby makes the following determination: (a) The valuation manual was adopted by the NAIC on December 2, 2012, by an affirmative vote of forty-three (43) members, representing over three-fourths of the members voting. (b) The Standard Valuation …

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2016, is hereby adopted for this state to become effective January 1, 2017. Notes Ala. Admin. Code r. 482-1-161-.03 Adopted by Alabama Administrative M…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2017, is hereby adopted for this state to become effective January 1, 2018. Notes Ala. Admin. Code r. 482-1-161-.04 Adopted by Alabama Administrative M…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2017, is hereby adopted for this state to become effective January 1, 2019. Notes Ala. Admin. Code r. 482-1-161-.05 Adopted by Alabama Administrative M…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2019, is hereby adopted for this state to become effective January 1, 2020. Notes Ala. Admin. Code r. 482-1-161-.06 Amended by Alabama Administrative M…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2020, is hereby adopted for this state to become effective January 1, 2021. Notes Ala. Admin. Code r. 482-1-161-.07 Adopted by Alabama Administrative M…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2021, is hereby adopted for this state to become effective January 1, 2022 Notes Ala. Admin. Code r. 482-1-161-.08 Adopted by Alabama Administrative Mo…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2022, is hereby adopted for this state to become effective January 1, 2023. Notes Ala. Admin. Code r. 482-1-161-.09 Adopted by Alabama Administrative M…

In accordance with Ala. Code § 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2023, is hereby adopted for this state to become effective January 1, 2024. Notes Ala. Admin. Code r. 482-1-161-.10 Adopted by Alabama Administrati…

In accordance with Section 27-36A-15, the Valuation Manual, as revised by the National Association of Insurance Commissioners in 2024, is hereby adopted for this state to become effective January 1, 2025. Notes Ala. Admin. Code r. 482-1-161-.11 Adopted by Alabama Administrative M…

The Commissioner of Insurance h ereby sets the following fees as declared necessary for the administration and enforcement of Chapter 33 of Title 8, Code of Alabama 1975, relating to processing the registration and maintaining records of persons filing registration as vehicle pro…

(1) The purpose of this chapter is to set forth the view of the Alabama Commissioner of Insurance and the Department of Insurance about whether a Value-Added Service or Product, as defined in this chapter, constitutes an inducement for insurance or an annuity, a rebate, or any ot…

(1) For purposes of this chapter, a Value-Added Service or Product meets the following criteria: (a) The service or product is intended to 1. mitigate loss or provide loss control, or 2. assess risk, identify sources of risk, or develop strategies for eliminating or reducing thos…

A Value-Added Service or Product is not considered by the Commissioner of Insurance or the Department of Insurance to be an inducement for insurance or an annuity, it is not a rebate, nor is it any other impermissible consideration, as those terms are used in Code of Ala. 1975, §…

(1) If any rule or portion of a rule or its applicability to any person or circumstance is held invalid by any court, the remainder of this chapter or the applicability of the provision to other persons or circumstances shall not be affected. (2) This chapter shall become effecti…

(1) The purposes of this chapter are to set forth rules and procedural requirements the Commissioner deems necessary to carry out the provisions of Chapter 45A of the Alabama Insurance Code, as amended by Alabama Act No. 2021-341, as follows: (a) To provide for the licensing of p…

Unless the context otherwise requires, terms found in this chapter are used as defined in the Law. The following terms are defined for purposes of this chapter: (a) LICENSEE. A pharmacy benefits manager licensed in accordance with this chapter. (b) THE DEPARTMENT. The Alabama Dep…

(1) A person may be issued a license as a pharmacy benefits manager in accordance with the following: (a) An applicant shall complete the Department's on-line licensing process to become licensed as a pharmacy benefits manager. (b) Issuance of an Alabama pharmacy benefits manager…

(1) All pharmacy benefits managers licensed in the State of Alabama are required to complete an application for license renewal with the Department according to the schedule set forth in this rule, which shall include the payment of an annual license renewal fee in the amount det…

(1) Every pharmacy benefits manager subject to this chapter shall be licensed in accordance with Rule 482-164-.03 and, so long as the pharmacy benefits manager continues to be subject to this chapter, shall complete an application for license renewal in accordance with Rule 482-1…

(1) The renewal and oversight activities over licensees by the Department must be self-supporting as required in paragraph (4) of subsection (c) of Code of Ala. 1975, § 27-45A-4, as amended by Alabama Act No. 2021-341. Each licensee must contribute a sufficient amount to the Depa…

(1) In order to accommodate the provisions of Section 4 of Alabama Act No. 2021-341 providing a transition from pharmacy benefits managers licensed prior to January 1, 2022, all licensees issued a pharmacy benefits manager license prior to January 1, 2022, must submit a new appli…

(1) The purpose of this chapter is to set forth rules and procedural requirements the Commissioner deems necessary to carry out the provisions of Section 31-1-6, Code of Ala. 1975, relating to the issuance of professional licenses to the spouses of active duty military personnel.…

Unless the context otherwise requires, terms found in this chapter are used as defined in Section 31-1-6, Code of Ala. 1975. Notes Ala. Admin. Code r. 482-1-165-.02 Adopted by Alabama Administrative Monthly Volume XXXVIII, Issue No. 02, November 29, 2019, eff. 11/17/2020. Filed w…

(1) A person meeting the eligibility requirements of Section 31-1-6 and the requirements for licensing as an insurance producer or service representative pursuant to Chapter 7 of Title 27, or an independent adjuster license pursuant to Chapter 9 of Title 27, or a title insurance …

(1) This chapter is adopted pursuant to Section 27-29B-4, Code of Ala. 1975, as enacted in Alabama Act No. 2019-097. (2) This chapter shall become effective upon its approval by the Commissioner of Insurance and upon its having been on file as a public document in the office of t…

The purpose of this chapter is to set forth the procedures for filing and the required contents of the Corporate Governance Annual Disclosure (CGAD), deemed necessary by the Commissioner to carry out the provisions of Chapter 29B of the Alabama Insurance Code, beginning with Sect…

The following definitions shall apply for purposes of this chapter: (a) CGAD. The Corporate Governance Annual Disclosure. (b) COMMISSIONER. The Alabama Commissioner of Insurance. (c) INSURANCE GROUP. Those insurers and affiliates included within an insurance holding company syste…

(1) An insurer, or the insurance group of which the insurer is a member, required to file a CGAD by Chapter 29B of the Alabama Insurance Code, beginning with Section 27-29B-1, shall, no later than June 1 of each calendar year, submit to the Commissioner a CGAD that contains the i…

(1) The insurer or insurance group shall be as descriptive as possible in completing the CGAD, with inclusion of attachments or example documents that are used in the governance process, since these may provide a means to demonstrate the strengths of their governance framework an…

If any provision of this chapter, or the application thereof to any person or circumstance, is held invalid, such determination shall not affect other provisions or applications of this chapter which can be given effect without the invalid provision or application, and to that en…

(1) This chapter is adopted pursuant to subsection (b) of Section 27-5B-19, Code of Ala. 1975, as amended in Alabama Act No. 2021-235. (2) If any provision of this chapter is held invalid, the remainder shall not be affected. (3) This chapter shall become effective January 1, 202…

The purpose and intent of this chapter is to establish uniform, national standards governing reserve financing arrangements pertaining to life insurance policies containing guaranteed nonlevel gross premiums, guaranteed nonlevel benefits and universal life insurance policies with…

This chapter shall apply to reinsurance treaties that cede liabilities pertaining to Covered Policies, as that term is defined in Rule 482-1-167-.05, issued by any life insurance company domiciled in this state. This chapter and Chapter 482-1-156 shall both apply to such reinsura…

This chapter does not apply to the following described situations: (a) Reinsurance of: 1. Policies that satisfy the criteria for exemption set forth in paragraphs (6) or (7) of Rule 482-1-120-.06 and which are issued before the later of:(i) The effective date of this chapter. (ii…

The following definitions shall apply for purposes of this chapter: (a) "Actuarial Method" means the methodology used to determine the Required Level of Primary Security, as described in Rule 482-1-167-.06. (b) "Covered Policies" means the following: Subject to the exemptions des…

(1) Actuarial Method. The Actuarial Method to establish the Required Level of Primary Security for each reinsurance treaty subject to this regulation shall be VM-20, applied on a treaty-by-treaty basis, including all relevant definitions, from the Valuation Manual as then in effe…

(1) Requirements. Subject to the exemptions described in Rule 482-1-167-.04 and the provisions of paragraph (2) of this rule, credit for reinsurance shall be allowed with respect to ceded liabilities pertaining to Covered Policies pursuant to any of Sections 27-SB-4 through 27-5B…

No insurer that has Covered Policies as to which this chapter applies (as set forth in Rule 482-1-167-.03) shall take any action or series of actions, or enter into any transaction or arrangement or series of transactions or arrangements if the purpose of such action, transaction…

Notes Ala. Admin. Code r. 482-2-101-.01 New Rule: June 1, 1965; effective June 1, 1965. Revised: September 24, 1975; effective September 24, 1975. Revised: October 1, 1991; effective October 16, 1991. Revised: August 15, 1995; effective August 30, 1995. Revised: June 15, 1998; ef…

(1) Except as specifically provided in paragraph (2), the 2021 edition of the International Fire Code® and Appendices B, C, D, E, and M, as promulgated by the International Code Council®, are adopted by reference as a regulation of the State Fire Marshal. Said code shall be used …

Notes Ala. Admin. Code r. 482-2-101-.03 New Rule: September 16, 1957; effective September 16, 1957. Revised: December 6, 1985; effective December 16, 1985. Revised: October 1, 1991; effective October 16, 1991. Revised: August 15, 1995; effective August 30, 1995. Revised: June 15,…

(1) The provisions of this chapter are severable. If any provision or the application thereof to any person or circumstance is held invalid for any reason, the invalidity shall not affect the other provisions or any other application of this chapter which can be given effect with…

In his discretion and upon request in connection with particular projects, the State Fire Marshal may allow use of later editions of fire or building codes promulgated by the International Code Council& than those specified in this chapter. Notes Ala. Admin. Code r. 482-2-101-.05…

(1) In order to better perform the statutory duties and responsibilities of the office of State Fire Marshal, portions of the 2021 editions of the following codes promulgated by the International Code Council& or the National Fire Protection Association may be consulted by the of…

The State Fire Marshal's office should be contacted about inspection of any code referenced in this chapter and, if so contacted, shall arrange for such inspection on-line. On request, the State Fire Marshal's office shall furnish information about the purchase of any of the code…

All buildings occupied and used as schools shall meet the following safety standards: (a) All buildings must have approved fire exits from every floor as required by the codes and standards adopted by the State Fire Marshals Office. (b) Flammable materials and hazardous supplies …

(1) The State Fire Marshal hereby sets the following fees as are declared necessary for the administration and enforcement of Chapter 33 of Title 34, Code of Ala. 1975, known as the Fire Protection Sprinkler Systems Act, as amended by Alabama Act No. 2017-240: (a) Application Fee…

(1) Skilled employees of a fire protection sprinkler system owner are not required to hold a fire protection sprinkler system contractor permit in order to perform and certify to the weekly fire pump testing on the owner's systems required by National Fire Protection Association …

Notes Ala. Admin. Code r. 482-2-104-.01 New Rule: October 18, 2012; effective October 28, 2012. Filed with LRS October 18, 2012. Rule is not subject to the Alabama Administrative Procedure Act. Repealed by Alabama Administrative Monthly Volume XXXIV, Issue No. 03, December 31, 20…