Title 27 — Title 27

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1971, No. 407, p. 707, §171.)

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §13; Acts 1971, No. 407, p. 707, §173.)

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §10; Acts 1971, No. 407, p. 707, §174.)

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §16; Acts 1971, No. 407, p. 707, §175; Acts 1981, No. 81-862, p. 1635, §1.)

Persons Not Allowed; Exceptions. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §3; Acts 1971, No. 407, p. 707, §176; Acts 1981, No. 81-862, p. 1635, §1.)

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1971, No. 407, p. 707, §177; Acts 1981, No. 81-862, p. 1635, §1.)

Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §§3, 4; Acts 1971, No. 407, p. 707, §157; Acts 1981, No. 81-862, p. 1635, §1.)

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1971, No. 407, p. 707, §158; Acts 1981, No. 81-862, p. 1635, §1.)

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §4; Acts 1971, No. 407, p. 707, §159; Acts 1981, No. 81-862, p. 1635, §1; Acts 1988, 1st Ex. Sess., No. 88-875, p. 410, &a…

Prerequisite; Exceptions. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §5; Acts 1971, No. 407, p. 707, §160; Acts 1981, No. 81-862, p. 1635, §1.)

Administration; Contracts with Testing Institutions. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: Acts 1957, No. 598, p. 848, §6; Acts 1971, No. 407, p. 707, §161; Acts 1981, No. 81-862, p. 1635, §1; …

Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. History: (Acts 1957, No. 598, p. 848, §6; Acts 1971, No. 407, p. 707, §162; Acts 1981, No. 81-862, p. 1635, §1.)

Representatives. (a) Any individual licensed in this state as an insurance producer or service representative for the lines of insurance listed in subsection (b), and not exempt under subsection (c), shall satisfactorily complete a minimum of 24 classroom hours of courses, progra…

Disbursements; Carry Over of Unexpended Balances. Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002. History: (Acts 1996, No. 96-343, p. 423, §10.)

Credit for Courses Completed Within One Year Prior to April 23, 1996. (a) Any fees paid by a course provider prior to April 23, 1996, for qualification to become a course provider shall be applied as credits against future fees due to the department for qualification to become a …

23, 1996. Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002. History: (Acts 1996, No. 96-343, p. 423, §12.)

The commissioner may conduct background investigations, to include criminal history inquiries, for all applicants for license as an insurance producer prior to the issuance of the license. History: (Acts 1996, No. 96-343, p. 423, §13; Act 2001-702, p. 1509, §14.)

Any person failing to meet the requirements imposed by this chapter or who has submitted to the commissioner a false or fraudulent certificate of compliance, after a hearing thereon which hearing may be waived by the person, may be subject to the suspension of all licenses issued…

The courses or programs subject to this chapter shall include any course, seminar, industry recognized certification program, and out-of-state reciprocal program, program of classroom instruction, or independent self-study course authorized, developed, or sanctioned by an authori…

The commissioner shall appoint an advisory committee to advise him or her on continuing education and other insurance matters to consist of the following members: One representative of a statewide association of life and health insurance producers, one representative of a statewi…

A person teaching any approved course of instruction or lecturing at any approved seminar shall qualify for the same number of classroom hours as would be granted to a person taking and successfully completing such course, seminar, or program. History: (Acts 1996, No. 96-343, p. …

Neither an employer of a producer or service representative nor any insurer appointing a producer or service representative shall be responsible or liable in any way for the failure of any producer or service representative to meet the requirements of this chapter or to maintain …

or Seminars. Every person subject to this chapter, or the employer of the person, and every authorized provider of continuing education courses and programs shall furnish upon request, in a form satisfactory to the commissioner, written certification as to the courses, programs, …

Any person who files a false statement under this chapter, with knowledge of the falsity of the statement, is guilty of deceit. The commissioner may, after notice and hearing, revoke any license issued by the commissioner to a person found guilty of deceit under this section. His…

(a) The commissioner shall collect the following fees in the administration and enforcement of this chapter: (1) License renewal fees paid in connection with the biennial application for license renewal by producers and service representatives........... $70. (2) Late filing fee,…

Repealed by Act 2011-637, §3, effective January 1, 2012. (a) An “adjuster” is a person who, for compensation as an independent contractor, or as the employee of such an independent contractor or for fee or commission, investigates and negotiates settlement of claims arising under…

Corporations. Repealed by Act 2011-637, §3, effective January 1, 2012. (a) No person shall in this state act as, or hold himself out to be, an adjuster unless then licensed therefor under this chapter. Application for license shall be made to the commissioner according to forms a…

Repealed by Act 2011-637, §3, effective January 1, 2012. To be licensed as an adjuster, the applicant must be qualified therefor as follows: (1) Must be an individual 19 years of age or more; (2) Must be a resident in and of Alabama or resident of another state which will permit …

Repealed by Act 2011-637, §3, effective January 1, 2012. No such adjuster’s license, or qualifications therefor, shall be required as to any adjuster who is sent into this state by, and on behalf of, an insurer for the purpose of investigating or making adjustment of a particular…

Repealed by Act 2011-637, §3, effective January 1, 2012. (a) An adjuster license shall continue in force until expired, suspended, revoked or otherwise terminated, but subject to payment to the commissioner biennially, on or before December 31, of the renewal year, of the continu…

Repealed by Act 2011-637, §3, effective January 1, 2012. (a) The commissioner may suspend for not more than 12 months or may revoke or refuse to continue any adjuster license if, after a hearing held on not less than 20 days’ advance notice to the licensee of such hearing and of …

Repealed by Act 2011-637, §3, effective January 1, 2012. (a) All licenses issued under this chapter, although issued and delivered to the licensee, shall at all times be the property of the State of Alabama. Upon any expiration, termination, suspension, or revocation of the licen…

Repealed by Act 2011-637, §3, effective January 1, 2012. Each adjuster must have and maintain in this state an office accessible to the public and keep therein the usual and customary records pertaining to transactions under the license. Records relative to a particular transacti…

This chapter governs the qualifications and procedures for licensing independent adjusters. It specifies the duties of and restrictions on independent adjusters. History: (Act 2011-637, §1.)

(a) Unless refused licensure pursuant to Section 27-9A-12, a nonresident person shall receive a nonresident independent adjuster license if: (1) The person is currently licensed in good standing as an independent adjuster in the resident or home state of the person. (2) The perso…

(a) The apprentice independent adjuster license is a temporary license for an individual residing in this state who is qualified for an independent adjuster license except for taking and passing the examination for independent adjuster. (b) An individual applying for an apprentic…

(a) The commissioner may place on probation, suspend, revoke, or refuse to issue or renew an independent adjuster’s license, an apprentice independent adjuster’s license, or the registration of an emergency independent adjuster, or may levy a civil penalty in accordance with subs…

(a) An individual who holds an independent adjuster license and who is not exempt under subsection (b) shall satisfactorily complete a minimum of 24 hours of continuing education courses as may be approved by the commissioner, of which three hours must be in ethics, reported to t…

An independent adjuster shall maintain a copy of each contract between the independent adjuster and the insurer and comply with the record retention policy as agreed to in that contract. Records retained by an independent adjuster shall be made available for review or inspection …

In the conduct of business in this state, each independent adjuster, apprentice adjuster, and emergency independent adjuster shall: (1) Be honest and fair in all communications with the insured, the insurer, and the public. (2) Give policyholders and claimants prompt, knowledgeab…

(a) An independent adjuster shall report to the commissioner any administrative action taken against the independent adjuster by a governmental agency in another jurisdiction or by another governmental agency in this state within 30 days of the final disposition of the matter. Th…

(a) In order to make a determination of license eligibility, the commissioner may require fingerprints of applicants and to submit the fingerprints and the fee required to perform the criminal history record checks to the Alabama Department of Public Safety and the Federal Bureau…

(a) The commissioner may promulgate reasonable rules as are necessary or proper to carry out the purposes of this chapter in accordance with Chapter 2 of this title. (b) The commissioner, by regulation, may provide for delayed enforcement dates of up to 24 months following the ef…

For purposes of this chapter, the following terms shall have the meanings respectively ascribed to them by this section: (1) APPRENTICE INDEPENDENT ADJUSTER. As defined in Section 27-9A-11. (2) BUSINESS ENTITY. A corporation, association, partnership, limited liability company, l…

(a) For purposes of this chapter, an “independent adjuster” is a person who, for compensation as an independent contractor or as an employee of an independent contractor, undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payabl…

A person shall not act or hold the person out as an independent adjuster in this state unless the person is licensed as an independent adjuster in accordance with this chapter. History: (Act 2011-637, §1.)

(a) In the event of a state of emergency, a person who is otherwise qualified to adjust claims, but is not already licensed as an independent adjuster in this state, may act as an emergency independent adjuster and adjust claims for an insurer in this state in accordance with thi…

(a) An individual applying for a resident independent adjuster license shall apply to the commissioner on the appropriate NAIC Uniform Individual Application and declare under penalty of suspension, revocation, or refusal of the license that the statements made in the application…

(a) Unless denied licensure pursuant to Section 27-9A-12, a person who meets the requirements of Sections 27-9A-6 and 27-9A-8 shall be issued an independent adjuster license. An independent adjuster may qualify for a license in one or more of the following lines of authority: (1)…

(a) An individual intending to apply for an independent adjuster license shall pass a written examination unless exempt pursuant to Section 27-9A-9. (b) The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the…