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88 chapters · 2,278 sections in this title.
Ark. Code Ann. § 4-93-101 Title
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This chapter may be known and cited as the “Credit Reporting Disclosure Act of 1989”.
Ark. Code Ann. § 4-93-102 Definitions
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As used in this chapter, the terms “consumer”, “consumer report”, “consumer reporting agency”, and “person” have the same meaning as used in the federal Fair Credit Reporting Act, 15 U.S.C. § 1681, 84 Stat. 1128.
Ark. Code Ann. § 4-93-103 Notice of adverse action — Required
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Whenever credit, the further extension of existing credit, or the increase in limits of existing credit for personal, family, or household purposes is denied either wholly or partly because of information contained in a consumer report from a consumer reporting agency, the user o…
Ark. Code Ann. § 4-93-104 Notice of adverse action — Contents — Damages
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(a) The notification of adverse action shall be in writing and shall contain:(1) A statement of the action taken;(2) The name and address of the creditor; and(3) The name and address of the consumer reporting agency making the report. (1) A statement of the action taken; (2) The …