California Administrative Code

(a) Subject to the limitations imposed by this section and Section 105.201 and any other limitation imposed by law blanket authority is hereby granted to any domestic association to sell its loans or participation interests in loans without prior approval of the commissioner to a…

In the event it is determined by the commissioner that an association has sold loans or participating interests in loans, without complying with the conditions stated above in addition to any other action taken, the commissioner may terminate blanket authority as to such associat…

§ 40.00. Protected Amphibians. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I037E6FF65B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextDat…

For the purpose of Section 7102 of the law, a wrap-around loan made by an association to a borrower on the security of a trust deed or mortgage on real property shall, notwithstanding the fact that such real property is subject to a preexisting loan, be deemed to be a loan secure…

§ 18773. Board Approval of Revised SRRE and HHWE. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IB02A14C95B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Catego…

An association, in exercising its rights pursuant to a variable interest rate clause to increase the interest rate, may at the option of the borrower (a) increase the amount of monthly payment of an amortized loan, or (b) extend the maturity date, or (c) a combination of both (a)…

If, on or after November 23, 1970, an association executes a modification agreement with a borrower respecting a mortgage contract, deed of trust, real estate sales contract, or modifies any note or negotiable instrument issued in connection therewith which was executed before No…

This subchapter contains rules and regulations authorized by Section 5255 of the law respecting investments in real property by an association under Section 6705, loans under Sections 6705.1, 6705.2, 6705.3, 6705.4 and 6705.6 and the holding period of Section 6705 property under …

§ 320.26. Assignment of Commercial Requester Accounts, Requester Codes, and Personnel Identification Numbers to Nongovernmental Entities. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5FF2A9235A1E11E…

An association may advance credit to a borrower for payment of insurance premiums in connection with an unsecured loan if the proceeds of the insurance are payable to the association and the amount of the coverage does not exceed the unpaid balance of the loan.

(a) The definitions in Article 2 of Chapter 1, Part 1, Division 2, Financial Code, are incorporated herein by reference. (b) “Invest in real property” in Section 6705 means the acquisition of the fee or a leasehold in real property. (c) “Original loans” as defined in California F…

(a) Any person engaged in the business of financing the purchase of real or personal property or of lending money on the security of real or personal property and the trustee, director, officer, agent or other employee or affiliate of any such person shall have the right to appro…

When the maturity date of a loan is extended by virtue of deferment of installments under Section 22400(a)(4) of the Financial Code or by agreement between the finance company and the borrower, existing credit life and credit disability insurance coverage shall be extended to cov…

§ 1965. Injection Reports. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I54FA934B5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(s…

(a) During any period when a borrower is disabled, and such disability is, or will become upon the completion of the waiting period provided for in the applicable policy, compensable under an existing policy of credit disability insurance, there may be no renewal or refinancing o…

A finance company shall not sell credit insurance with a loan that is made in whole or part to refinance a conditional sale contract held by such finance company when such contract is covered by credit insurance, unless the loan file contains evidence of the borrower's request fo…

A finance company shall maintain a register of claims filed. Such register should identify each loan, show the date of the borrower's death and the date each claim was filed.

§ 29103. Notice of Public Events. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I125D5100F61E11ECB9C2E24BA7457EA8?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&context…

§ 4756. State Beaches. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67AFD9F95B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.De…

(a) After repossession of any property securing a loan and prior to a public or private sale, (unless the collateral is perishable or threatens to decline speedily in value), a finance company shall give written notice to the borrower of the date, time and place at which the prop…

Except as provided by Section 22329(e)(5), expenses or costs of repossession or sale of property securing a loan shall be charged to or collected from a borrower, either directly or indirectly. No expenses or costs of repairs to such property shall be charged to or collected from…

A finance company shall not sell property securing a loan to any employee, officer, director or partner of such finance company or affiliate of such finance company, or to a relative of any of them.

If a finance company, or any affiliate of such finance company, or any company in which it has some interest, or any company in which any person connected with the finance company has some interest, purchases any property securing a loan at any sale after repossession, the financ…

§ 593. Papers Defined--Approved Forms. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I69AB37735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&co…

(a) A finance company shall maintain in its home office, a file of all advertising copy for a period of at least two (2) years after the last date of its use. (b) All advertising copy shall have noted thereon the name or names of all advertising media used and the dates when such…

Except as otherwise provided in Section 1723 of these rules, a bond or bonds filed pursuant to Section 17203.1 of the Financial Code shall have at least the coverage provided in standard forms of fidelity, commercial blanket or blanket position bonds. Any additional coverage in s…

(a) Applicants for an escrow agent's license and licensees that are not required to be members of Escrow Agents' Fidelity Corporation pursuant to Section 17312 of the Financial Code or that will engage in or are engaged in the business of receiving escrows for deposit or delivery…

The Commissioner may consider the following factors in determining how often an examination required under subdivision (c) of Section 17405 of the Financial Code shall be conducted: (a) Past and current violations of the Escrow Law and the regulations promulgated thereunder, taki…

A license for a business location outside this state may be issued only to an escrow agent who is not engaged in the business of receiving escrows specified in subdivision (c) of Section 17312 of the Financial Code and is not required to be a member of Escrow Agents' Fidelity Cor…

An escrow agent should make its annual report on an accrual basis.

An escrow agent shall maintain its books, records and accounts in accordance with generally accepted accounting principles and good business practice.

§ 5153. Approval of Grant. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I6C46791A5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(s…

(a) An escrow agent shall establish and maintain currently the following books with reference to its escrow accounts: (1) Escrow ledger containing a separate ledger sheet for each escrow; (2) Escrow liability controlling account; (3) Cash receipt and disbursement journal or a fil…

(a) Except as provided in Section 1737.1 of these rules, all money received by an escrow agent as part of an escrow transaction shall on or before the close of the next full working day after such receipt be deposited in a bank, a savings bank, or a savings and loan association i…

(a) An Internet escrow agent who is engaged in the business of escrows involving personal property or services may accept the Internet-authorized equivalent of money for the purpose of effecting the sale or transfer of such personal property or services. An Internet escrow agent …

(a) All money deposited in such “trust” or “escrow” account shall be withdrawn, paid out, or transferred to other accounts only in accordance with the written escrow instructions of the principals to the escrow transaction or the escrow instructions transmitted electronically ove…

An escrow agent shall not withdraw, pay out, or transfer monies from any particular escrow account in excess of the amount to the credit of such account at the time of such withdrawal, payment, or transfer.

§ 2718. Permit Processing Times for Individual Commingled Rate Studies. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5AA624DB5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&t…

A subescrow agent may be a bank or trust company under the supervision of the Superintendent of Banks or Controller of the Currency, a state or federal savings and loan or building and loan association, a municipal, county, state, or federal government agency, a state or federall…

(a) Internet escrow agents may accept escrow instructions that are created, generated, sent, communicated, received or stored by electronic means provided that the principals to the transaction agree to conduct the transaction electronically. (b) The Internet escrow agent shall r…

A check shall not be drawn, executed or dated prior to the existence, in the particular escrow account against which it is drawn, executed or dated, of a sufficient credit balance to cover said check.

The term “current liabilities” as used in Section 17210 of the Financial Code includes (a) all liabilities due within one (1) year after the date as of which the balance sheet making reference thereto is prepared; together with (b) all liabilities due to officers, directors, stoc…

(a) Transfers of funds between escrows may not be accomplished by the making of book entries alone, but must be accomplished by the actual writing of a check from one escrow to the other; and by the depositing of such check for the account of, and the writing of a receipt for, th…

§ 5209. Payment of Mussel Fee with Marine Water Exemption Status Change. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I6CF493635B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&…

§ 404.08. Identity of Dealer or Lessor-Retailer. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I66BFD7535A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Categor…

Rules and amendments to the rules and plan of operation established by the board of directors of Fidelity Corporation pursuant to Section 17313 of the Financial Code shall be submitted in writing to the Commissioner for approval.

Fidelity Corporation shall maintain its office and records in California and shall promptly notify the Commissioner in writing of the location of such office and records. Fidelity Corporation shall not change the location of its office and records until written notice has been gi…

§ 2734. Receipt of Funds. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5AF556485B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc…

§ 450.16. Change of Business or Corporate Name. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67CA42735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Category…