California Administrative Code

(a) Except as provided in subsections (b), (c) and (d) of this section, a finance company may collect and receive charges only on the portion of the unpaid principal balance actually disbursed to the borrower or on the borrower's behalf, and only from the date of such disbursemen…

§ 2810. Granting of Exemptions. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5BD99BC45B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextDa…

Loans made by a finance company under Financial Code sections 22340 and 22600 shall meet all of the following requirements: (a) The finance company shall approve the loan but may utilize criteria established by an institutional investor. (b) The finance company shall be the lende…

(a) The following rules shall not apply to any consumer loan of a bona fide principal amount of $10,000 or more or to a finance company in connection with any such loan provided the provisions of this section are not used for the purpose of evading the law or these rules: Section…

(a) A licensee shall report any change to the information contained in the finder registration form to the Commissioner within fifteen (15) days of the change. The notice shall be in writing and signed by the licensee. (b) Any change in the business location of a finder registere…

(a) Except as provided in subsection (b), finance lenders licensed under the California Financing Law may apply to participate in the Pilot Program for Increased Access to Responsible Small Dollar Loans. The application for the Increased Access to Responsible Small Dollar Loans p…

(a) A licensee shall notify the Commissioner within 15 days of entering into a contract with a finder on the form set forth in subsection (c). (b) Within 15 calendar days from the receipt of the finder registration form, the Commissioner shall inform the licensee in writing that …

(a) The non-refundable filing fee for an application under the Increased Access to Responsible Small Dollar Loans pilot program shall be the amount set forth in subsection (b), and paid to the Department of Business Oversight at the time the application is filed with the Commissi…

§ 301.5. Archery and Falconry Quail. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I0F8708CD5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&cont…

(a) A licensee shall obtain and keep for every loan the following additional information, for purposes of reporting information in the annual report: (1) Credit scores from at least one consumer reporting agency for each borrower who obtained more than one program loan (Section 2…

(a) A licensee shall either offer a credit education program or seminar to the borrower, or invite the borrower to a credit education program or seminar offered by an independent third party. (b) The content of the credit education program or seminar shall provide information to …

(a) A licensee shall offer in writing, and at no cost to the borrower, a credit education program or seminar, and provide the borrower with a list of one or more available credit education programs or seminars. The written offer shall include the name of the program or seminar, l…

(a) A licensee shall retain for every loan the following documents for purposes of compliance with consumer reporting and loan underwriting standards: (1) Evidence that the payment performance of each borrower, on every loan made to that borrower, is being reported to one or more…

(a) Prior to disbursing loan proceeds, a licensee shall inform each borrower that the licensee is required to notify the borrower about payment amounts and due dates at least two days before each payment due date, and that the borrower has the right to opt out of the notification…

(a) A finder receives or processes an application under Section 22373, subdivision (a), of the Financial Code when the finder performs one or more of the services for a licensee under Section 22372, subdivision (a), of the Financial Code. (b) For loans in which a finder performs …

For purposes of conducting a survey of borrowers under subdivision (e) of Section 22380 of the Financial Code, a licensee shall upon request make available to the Commissioner a list of all borrowers who participated in the program, regardless of whether a loan was consummated. T…

(a) Every program administrator shall establish and maintain a written process for enrolling a PACE solicitor that complies with the requirements of this rule. (1) A program administrator may not authorize a PACE solicitor or a PACE solicitor agent to solicit a property owner to …

§ 905. Test Requirements for Bunk Stakes for Small Logs. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I6C3FC5035A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=C…

The following definitions are applicable to the administration of a PACE program. (a)(1) “To solicit a property owner to enter into an assessment contract” includes, but is not limited to, assisting a property owner with completing the application for financing through a PACE ass…

(a) A “program administrator” does not include attorneys, financial advisors, assessment engineers or administrators, trustees or other paying agents, investors, accountants, trainers or other professionals providing services to program administrators, or staff of a public agency…

(a) (1) A program administrator shall provide a property owner the Right to Cancel disclosure required under Streets and Highways Code section 5898.16 as a printed paper copy unless the property owner agrees to an electronic copy. (2) A program administrator shall provide a prope…

(a) A program administrator shall maintain its books, records, and accounts physically at or digitally accessible from its main licensed location in California. (b) The records required to be maintained shall, at a minimum, include the following: (1) Records related to the busine…

(a) The process established and maintained by a program administrator to promote and evaluate the compliance of a PACE solicitor and PACE solicitor agent with the requirements of applicable law shall be in writing and shall comply with the requirements of this section. (b) The pr…

(a) A program administrator shall establish and implement a written process for canceling the enrollment of a PACE solicitor or PACE solicitor agent who fails to maintain the minimum qualifications required by Financial Code section 22680 or who violates any provision of the Cali…

(a) A program administrator shall by March 15 of each year report the following information for activity from the prior calendar year: (1) The aggregate information required under Streets and Highways Code section 5954. (2) The following additional information: (A) The number of …

(a) (1) The reasonable good faith determination of whether a property owner has a reasonable ability to pay the annual assessment shall be made and documented independently from any statement by a property owner regarding whether the property owner has the ability to pay the annu…

§ 502.1. North Coast Canada Goose Hunt. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I14125D445B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&c…

§ 306.5. Spring Wild Turkey. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I0FB1E95E5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=…

(a) The verification of criteria for submitting, presenting, or otherwise approving for recordation an assessment contract under subdivision (l) of Financial Code section 22684 is “commercially reasonable and available” in the following circumstances. (1) The verification relied …

Note: Sections 1700-1753, inclusive, issued under authority contained in Section 14 of Escrow Act, Chapter 921, Statutes 1947. Additional authority cited: Sections 17400 and 17401, Financial Code.

(a) All money deposited in such “trust” or “escrow” account shall be withdrawn, paid out, or transferred to other accounts only in accordance with the written escrow instructions of the principals to the escrow transaction or the escrow instructions transmitted electronically ove…

An escrow agent shall not withdraw, pay out, or transfer monies from any particular escrow account in excess of the amount to the credit of such account at the time of such withdrawal, payment, or transfer.

§ 2718. Permit Processing Times for Individual Commingled Rate Studies. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5AA624DB5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&t…

A subescrow agent may be a bank or trust company under the supervision of the Superintendent of Banks or Controller of the Currency, a state or federal savings and loan or building and loan association, a municipal, county, state, or federal government agency, a state or federall…

§ 2734. Receipt of Funds. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5AF556485B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc…

(a) The board of directors of Fidelity Corporation shall appoint a bank located in this State as custodian of any funds collected or investments made by it. The custodian shall be responsible for the safekeeping of all such funds and investments and evidences thereof. (b) In lieu…

When a default previously reported pursuant to Section 17323 of the Financial Code has been cured, Fidelity Corporation shall notify the Commissioner of such action in writing. Fidelity Corporation shall regularly inform the Commissioner of the progress of any action to enforce a…

§ 1624. Date of Education and Experience. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I4BAA63BA5B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageIt…

(a) A prorater shall maintain for inspection by the Commissioner a file of all advertising copy for a period of at least ninety (90) days after the last date of its use. (b) All advertising copy shall have noted thereon the name or names of all advertising media used and the date…

A licensee engaged in the business of selling checks or accepting money for the purpose of forwarding it to others in payment of utility bills should obtain and file with the Commissioner a fidelity bond providing fidelity coverage on each officer and employee of not less than $5…

A licensee engaged in the business of selling checks or accepting money for the purpose of forwarding it to others in payment of utility bills shall obtain and keep in effect at all times a fidelity bond on each agent of the licensee in a principal amount sufficient to protect th…

A licensee engaged in business as a general or special prorater shall obtain and file with the Commissioner and maintain in effect primary commercial blanket bond or a blanket position bond against the loss of money or property in the possession of the licensee. Each officer, emp…

(a) A residential mortgage lender, residential mortgage lender and servicer, or residential mortgage loan servicer shall establish, and maintain current, the following books with reference to its trust accounts: (1) A trust account ledger card for each account detailing receipts …

(a) A residential mortgage lender, residential mortgage lender and servicer, or residential mortgage loan servicer shall establish, and maintain current, the following books with reference to its general accounts: (1) General ledger reflecting the assets, liabilities, capital, in…

§ 6641. Passing U.S. Coast Guard Vessel Handling or Servicing Aid to Navigation. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I70A31C735B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=docu…

(a) The application for a licensee seeking an additional location license pursuant to Financial Code Section 23005(c) shall be filed upon the form set forth in subdivision (c) of this section. An applicant under this section must currently hold a valid deferred deposit transactio…

A deferred deposit originator shall maintain separate deferred deposit transaction records for each licensed business location in accordance with the provisions of this article, in order to distinguish each licensed business location and operations from other licensed business lo…

Whenever any deferred deposit transaction is sold, transferred or assigned to an unaffiliated entity, the deferred deposit originator relinquishing the deferred deposit transaction shall maintain at its licensed location the original or an exact copy of the deferred deposit trans…

(a) Annual Report Form. The annual report required under Section 23026 of the Financial Code shall be submitted on the following form number 2030: PLEASE READ THE ATTACHED INSTRUCTIONS CAREFULLY BEFORE COMPLETING THIS REPORT. All licensees must complete the report even if no busi…

§ 450.16. Change of Business or Corporate Name. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67CA42735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Category…