California Administrative Code

§ 6648.3. Positioning and Technical Details of Lights and Shapes. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I70CAA1A95B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transit…

A basic surgical benefit in which surgical operations are listed by name or description with a limiting amount on each item shall be deemed not sufficient to be of real economic value to the insured if the amount provided for the most severe operation is less than $300.00 and the…

§ 2.13. Special Net Restriction--Santa Clara and Santa Cruz Counties. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IFA34F7235B4C11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&tra…

Where a determination of the net benefit payable by another insurer providing duplicating insurance is required by an insurer, at the insurer's request, such other insurer shall furnish all necessary and pertinent information concerning its net benefit sufficient to permit verifi…

The reimbursement rate for services subject to Insurance Code section 10112.8 is the average contracted rate or 125 percent of the Medicare fee-for-service rate, whichever is greater, unless otherwise agreed to by the noncontracting individual health professional and the insurer …

(a) For each contracting health facility, health insurers shall annually provide to the Department, with the network adequacy report submitted to the Department pursuant to Section 2240.5 of Title 10 of the California Code of Regulations, the following information: (1) The follow…

§ 6.05. Trout and Salmon. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IFCBFE7C95B4C11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc…

If any provision of this Article or the application thereof to any person or circumstance is for any reason held invalid, the remainder of this Article and the application of such provision to any other persons or circumstances shall not be affected thereby.

The following credit life and/or credit disability insurance forms shall be submitted to the Commissioner for his prior substantive review and approval following the procedures established by Sections 2201 through 2217 of this Subchapter. (a) Standard forms for use by an insurer …

Unless subject to Section 2249.2 of this Article, standard forms which are drafted in accordance with this Article and forms of group master policies which provide coverage reflected in standard certificate forms established by this Article shall be deemed to be approved without …

§ 7004. Case Record. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5254BEE14C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Defa…

Every endorsement form or ancillary agreement shall contain an attachment clause, as defined in Section 2250(d), which states it is part of a workers' compensation insurance policy, with blank spaces to be filled in if the endorsement or ancillary agreement is attached to a polic…

(a) An insurer may not alter or amend a policy form, endorsement form, or ancillary agreement, after it was approved by the Insurance Commissioner other than adding variable text, preprinting or changing officers' signatures, preprinting the insurer's name on a form, or making no…

§ 2607. Persons That Are Certified As Both Processors and Recycling Centers (Dual Certified Entities). [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I596D08945B4D11EC976B000D3A7C4BC3?viewType=FullText&o…

(a) After the commissioner determines that a proper complaint exists pursuant to Section 2274.52 and prior to any determination by the commissioner that a cancellation, rescission or failure to renew is or is not contrary to existing law, the insurer shall submit any written info…

In addition to any other evidence required to be submitted pursuant to this article, the insurer shall submit: (a) Its evidence demonstrating that it has timely delivered to the policyholder, certificate holder or other insured any notice required under this article, Section 2274…

(a) Any agent, as defined in Section 1622 or 1626 of the Insurance Code assisting an applicant in submitting an application for health insurance as that phrase is defined in Subdivision (c) of this Section 2274.76 shall notify the insurer that the agent has provided such assistan…

The commissioner will, in considering an applicant insurer for admission to transact business in California, determine each case largely upon its individual merits as to operating record and financial condition, and a reasonable surplus sufficient to meet all ordinary contingenci…

The examination permitted by Section 731 of the Insurance Code of the business and affairs of foreign insurers applying for admission in the State of California will be required in the case of all foreign insurers seeking admission, who do not meet all of the following requiremen…

(a) A proposed name for an Applicant that is, or will be, an insurer must include one of the following words: “Assurance,” “Casualty,” “Indemnity,” or “Insurance.” (b) A proposed name for an Applicant that is, or will be, admitted to write life insurance must include the word “Li…

For the purpose of this Section, the meaning of the word “name” includes a name that has been reserved pursuant to Insurance Code Section 881 and includes a proposed name for which an application is pending before the Commissioner. (a) A name is too similar to or is an interferen…

Except for filings made with the Commissioner, and except as required by Insurance Code section 702, a Licensee that is a foreign or alien insurer or other entity that conducts business in California under an operating name that has been approved by the Commissioner pursuant to I…

To: Name Reservation Unit Legal Division Department of Insurance 1901 Harrison Street, 3rd Floor Mailroom Oakland, CA 94612 SECTION 1 -- PROPOSED NAME(S) Requested Name: 1st Alternative Name : 2nd Alternative Name: SECTION 2 -- BACKGROUND INFORMATION Contact Person: Name Title Ad…

§ 7012. Selection for Vocational Rehabilitation Services. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I5279AC034C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=…

Real property under contract of sale shall be valued at an amount not in excess of the lowest of the following: (a) The reasonable value thereof on December 31. (b) The cost of acquisition, increased by so much of the book profit if any, involved in the sale price, as will bear t…

The basis of valuation used for each of the classes of securities and properties herein described must be clearly reported in the annual statement, which must be accompanied by the declaration of the reporting officer or officers of insurer, to the effect that, wherever “actual m…

In cases where the conditions of insurance companies, societies and associations may require special consideration or the immediate disposal of assets, it shall be within the discretion of the Commissioner to vary the general procedures or formulas herein set forth to the extent …

As used in this article: (a) “Accredited reinsurer” means an insurer that has been accredited pursuant to Code Section 922.4(b) and Section 2303.4 of this article. (b) “Actuarial Method”means the methodology used to determine the Required Level of Primary Security, as described i…

(a) All costs and expenses incurred by the Department in connection with the review of an application, request or filing made under this article by or on behalf of an insurer or reinsurance intermediary in excess of any deposit paid shall be billed to the insurer or reinsurance i…

Sections 2303.23 through 2303.28 establish standards governing reserve financing arrangements pertaining to life insurance policies issued by domestic life insurers containing guaranteed non-level gross premiums, life insurance policies containing guaranteed non-level benefits, a…

(a) Tab 1 (of the Workbook) -- Company Information (Signature Page/Certification) The reporting company shall report the following annually with the Statistical Plan and Income Statement reports. (1) Company name, address, group name, and NAIC code (2) Whether a completed report …

(a) Credit on financial statements shall be allowed for reinsurance ceded to an assuming insurer that is an accredited reinsurer in California as of the date on which statutory financial statement credit for reinsurance is claimed, unless (1) the assuming insurer is the subject o…

(a) Credit on financial statements shall be allowed for reinsurance ceded to an assuming insurer that, as of any date on which statutory financial statement credit for reinsurance is claimed and thereafter for so long as credit for reinsurance is claimed, maintains an approved U.…

(a) Credit on financial statements of a domestic insurer shall be allowed for reinsurance ceded to an assuming insurer to the extent of funds held in a trust acceptable to the Commissioner for the exclusive benefit of the ceding insurer as security for the payment of obligations …

(a) Credit on financial statements of a domestic insurer shall be allowed for reinsurance ceded to an assuming insurer, in an amount not exceeding the liabilities carried by the ceding insurer, to the extent that security is provided by a letter of credit satisfactory to the Comm…

(a) Credit on financial statements of a domestic insurer shall be allowed for reinsurance ceded to an unauthorized reinsurer, in an amount not exceeding the liabilities carried by the ceding insurer, to the extent of unencumbered funds withheld by the ceding insurer as security f…

(a) Documents accompanying the filing of the Life and Accident and Health Annual Statement Blank with the State of California Insurance Department shall include a statement of actuarial opinion: (1) Statement of Actuarial Opinion. The statement of actuarial opinion prepared by th…

All insurers transacting property insurance in this State must record earthquake liabilities written in this State and develop statistics in accordance with the instructions contained in the Insurance Department, California Earthquake Liability Report Form. Insurers specializing …

§ 7018.5. Job Club. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I52AA31E34C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Defau…

The purpose of these regulations is to improve surveillance by the California Department of Insurance of the financial condition of insurers by requiring (1) an annual audit of financial statements reporting the financial position and the results of operations of insurers by inde…

All reports, requests, and general correspondence sent to the commissioner pursuant to these regulations should include the specific regulation section number(s) under which the report, request, or correspondence is submitted and should be addressed as follows: CALIFORNIA DEPARTM…

(a) All insurers shall have an annual audit by an independent certified public accountant and shall file an audited financial report with the commissioner on or before June 1 for the year ended December 31 immediately preceding. The commissioner may require an insurer to file an …

Annually, on or before May 1st, every foreign insurer engaged in the business of insurance in the State of California in the preceding calendar year shall file with the Insurance Commissioner a statement in the form prescribed by the Insurance Commissioner setting forth such info…

The annual audited financial report shall report the financial position of the insurer as of the end of the most recent calendar year and the results of its operations, cash flows and changes in capital and surplus for the year then ended in conformity with statutory accounting p…

(a) Each insurer required by these regulations to file an annual audited financial report must within sixty (60) days after becoming subject to the requirement, register with the commissioner in writing the name and address of the independent certified public accountant or accoun…

§ 17401. Applicability of Standards. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I962418035B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&cont…

(a) Applicability These standards apply to all individual and group disability insurance except credit insurance and disability waiver of premium, disability income, and accidental death benefit riders that are supplementary to ordinary life insurance policies or contracts. (b) R…

For purposes of this article, the following definitions apply: (a) “Annual Claim Cost” is the net annual cost per unit of benefit before the addition of expenses, including claim settlement expenses, and a margin for profit or contingencies. For example, the annual claim cost for…

§ 7705. Authorized Operators. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I72A30B295B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData…

§ 450.16. Change of Business or Corporate Name. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67CA42735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Category…