California Administrative Code

§ 6626. Steering and Sailing Rules--Vessels Passing Each Other. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I7056D1395B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitio…

Securities which are being placed on deposit shall be valued as of a date no more than thirty (30) days prior to the date of delivery to the approved depository. Securities which are on deposit on December 31, shall be valued as of December 31.

(a) Any workers' compensation insurer electing to deposit securities in the California office of a duly licensed bank, savings and loan association or trust company shall do so subject to the approval of the Commissioner. The selected Depository shall have deposits of no less tha…

If an insurer elects to place the required deposit with a bank, savings and loan association or trust company, all securities shall be in coupon or bearer form, negotiable form, registered to the Insurance Commissioner, or in the name of the depository bank, savings and loan asso…

§ 3961. Vested Rights Hearing -- Sequence. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I63EC69535B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageIte…

Every workers' compensation policy incepting on or after January 1, 1995, shall contain a provision that the premium may be subject to midterm adjustment, for the unexpired term of the policy, pursuant to the Commissioner's power to disapprove rates.

If the insurer elects to place the required deposit with a bank, savings and loan association or trust company, information shall be submitted to the Commissioner by the insurer and the depository, where applicable, on forms approved by the Commissioner.

§ 1026. In-Service Training. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IAF1249635A1F11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=…

(a) The Commissioner shall acknowledge the receipt of an appeal and shall provide the appellant instructions concerning information that must be submitted to the Department. (b) An appeal shall be considered submitted when sufficient information is received by the Commissioner fr…

The appellant shall have 15 days from the date of service of the response to file and serve any reply to the insurer's or rating organization's response to the appeal.

The Commissioner shall hold a hearing within 60 days of receipt of a completed appeal, provided however that a hearing may be held later upon agreement of the parties to the appeal. The Commissioner shall give to the parties not less than 10 days written notice of a hearing.

(a) Within 60 days after the case is submitted for decision, the hearing officer shall prepare and deliver to the Commissioner a proposed decision in a form that may be adopted as the decision in the case. Failure of the hearing officer to deliver a proposed decision within the t…

The decision shall become effective 30 days after it is delivered or mailed to the parties unless a reconsideration is ordered within that time, or the Commissioner orders that the decision shall become effective sooner.

The Commissioner may order a reconsideration of all or part of the case on his or her own motion or on petition of any party. Petitions for reconsideration must be served on all parties. The power to order a reconsideration shall expire 30 days after service of a decision on the …

The rules and regulations set forth in this article are necessary to carry out the provisions of Chapter 2A, Part 6, Division 2 of the Insurance Code.

§ 9.55. Ten Mile River (Mendocino Co.). [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IFF2660795B4C11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&c…

A pool insurance policy is a policy of mortgage guaranty insurance which insures the individual loans in a pool of mortgage loans that are secured by real property in California and that collarteralize a mortgagebacked security and which covers the losses on individual loans, sub…

Any pool mortgage loans insured must be on a “closed end” basis and no substitution of mortgage loans will be allowed; provided, however, if a loan in the pool is paid in full by the borrower, within thirty (30) days after inception of the insurance policy another loan may be sub…

§ 7286. Disclosures Without Written Consent. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I58DC58934C6B11EC93A8000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPag…

Subject to the written consent of the Insurance Commissioner or supervisory official of the jurisdiction in which a mortgage guaranty insurer is domiciled, the contingency reserve shall be available for loss payments only when and to the extent that the incurred losses in any cal…

Release of moneys from the contingency reserve for payment of losses in accordance with Section 2517 shall be on the first-in-first-out basis.

Mortgage guaranty insurance policy forms, defined in Section 12640.02(a) of the California Insurance Code and issued for delivery in this State, shall contain the following: (a) An insuring clause; (b) A schedule specifying the effective date of coverage, the policy period, and t…

(a) The initial method shall be filed with the commissioner in accordance with California filing and approval requirements. (b) Changes to the initial method are allowed once per calendar year. Any changes to the initial method shall be filed with the commissioner in accordance w…

(a) If redetermination is used, the method shall be disclosed in the contract form (or certificate). (b) Changes in the redetermination method for future issues (or certificates) are allowed at any time subject to California filing and approval requirements.

(a) If a company chooses to take the additional reduction for an equity-indexed benefit as provided under Subsection 10168.25(e) of the Insurance Code, the company shall prepare a demonstration showing compliance with the requirements in Subsection 10168.25(e). (b) To demonstrate…

(a) The following forms shall be used pursuant to this article: (1) Certificate of Compliance: Name of Applicant Company: Address: Date: Person to Whom Correspondence Should Be Addressed: (Directions: This Certificate may be utilized in lieu of applicant seeking a prior approval …

As used in this regulation: (a) “Affiliate” of an insurer means any person, directly or indirectly, controlling, controlled by or under common control with such insurer, any person who regularly furnishes investment advice to such insurer with respect to its variable life insuran…

If any provision of this regulation or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the regulation and the application of such provision to other persons or circumstances shall not be affected thereby.

The following requirements are applicable to all insurers either seeking authority to issue variable life insurance in this State or which have authority to issue variable life insurance in this State. (a) Licensing and Approval to Do Business in This State. An insurer shall not …

§ 4610.4. Disturbing Land. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I664770545B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(s…

(a) Reserve liabilities for variable life insurance policies shall be established under Section 10489.1 et seq. of the California Insurance Code (Standard Valuation Law) in accordance with actuarial procedures that recognize the variable nature of the benefits provided and any mo…

The purpose of this article is to implement the provisions of Insurance Code Section 10506, subdivision (h) as amended by Assembly Bill 2778 (Calderon) (Statutes of 2002, Chapter 347). Pursuant to the statute, these regulations supersede Insurance Department Bulletin 97-2.

(a) For purposes of this article, “Mutual Fund Investments” include but are not limited to, investments that are registered with the Securities and Exchange Commission pursuant to the Investment Company Act of 1940 (15 U.S.C. 80a-1). Private placement investments involving non-mu…

An advertisement shall not contain statements which are untrue in fact, or by implication misleading, with respect to the assets, corporate structure, financial standing, age or relative position of the insurer in the insurance business. An advertisement shall not contain a recom…

(a) Deceptive Words, Phrases or Illustrations Prohibited. (1) No advertisement shall omit information or use words, phrases, statements, references or illustrations if the omission of such information or use of such words, phrases, statements, references or illustrations has the …

When an advertisement, which is an invitation to contract, refers to either a dollar amount or a period of time for which any benefit is payable, or the cost of the policy, or specific policy benefit, or the loss for which such benefit is payable, it shall disclose the provisions…

(a) Testimonials used in advertisements must be genuine, represent the current opinion of the author, be applicable to the policy advertised and be accurately reproduced. The insurer, in using a testimonial, makes as its own all of the statements contained therein, and the advert…

This Article is promulgated pursuant to the authority granted to the Insurance Commissioner under the provisions of Sections 790.10 and 10608 of the Insurance Code.

§ 30817. Discharge Consideration Hearing for Youth Committed for an Offense Under PC 290.008(c). [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I44235BB0730611EE9569A5807382D190?viewType=FullText&origina…

As used in this Article: (a) “Policy” means any individual, family or selected group (“franchise”) disability insurance policy and any individual or family benefit agreement issued by a non-profit hospital service plan. (b) “Certificate” means any certificate of insurance issued …

Supplemental disclosure forms for use with policies shall contain the text and shall be in the format of the prototype forms set forth in Section 2540.5 and shall contain no material of an advertising nature, except for the insurer's logotype. Such forms shall be plainly printed …

§ 916.13.5. Submission of an IWMA as Part of a Plan. [Repealed] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I2E58BE635B4D11EC976B000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Categ…

(a) Generally. Supplemental disclosure forms for use with certificates shall be in the format set forth below and shall contain no material of an advertising nature except for the logotype of the organization or organizations providing the coverage. Disclosure forms which are phy…

As used in these regulations: (a) “Universal Life Insurance Policy” means any individual or group life insurance policy under the provisions of which separately identified interest credits (other than in connection with dividend accumulations, premium deposit funds, or other supp…

(a) The minimum valuation standard for universal life insurance policies shall be the Commissioner's Reserve Valuation Method, as described below for such policies, and the tables and interest rates specified below. The terminal reserve for the basic policy, and any benefits and/…

A School District may apply for Interim Housing and any other assistance as a result of a natural disaster for which the Governor has declared a state of emergency pursuant to Education Code Section 17075.20, subject to verification with the Governor's Office of Emergency Service…

An advertisement shall not contain statements, pictures or illustrations which are false or misleading, in fact or by implication, with respect to the assets, liabilities, insurance in force, corporate structure, financial condition, age or relative position of the insurer in the…

§ 18461.2. How Can I Demonstrate That My Facility is Authorized to Accept Waste Tires? [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/IA59B4AB65B4D11EC976B000D3A7C4BC3?viewType=FullText&originationCont…

These regulations are effective pursuant to the authority granted to the Insurance Commissioner by Insurance Code section 10113.35. The purpose of these regulations is to implement and clarify Insurance Code sections 10113.1, 10113.2 and 10113.3.

§ 450.16. Change of Business or Corporate Name. [Renumbered] This database is current through 5/1/26 Register 2026, No. 18. Source: https://govt.westlaw.com/calregs/Document/I67CA42735A1E11EC8227000D3A7C4BC3?viewType=FullText&originationContext=documenttoc&transitionType=Category…