Title 42, Vehicles and Traffic
0 chapters · 632 sections in this title.
Colo. Rev. Stat. § 42-7-101 Short title
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This article shall be known and may be cited as the Motor Vehicle Financial Responsibility Act. Source: L. 94: Entire title amended with relocations, p. 2473, � 1, effective January 1, 1995.
Colo. Rev. Stat. § 42-7-102 Legislative declaration
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(1) The general assembly is acutely aware of the toll in human suffering and loss of life, limb, and property caused by negligence in the operation of motor vehicles in our state. Although it recognizes that this basic problem can be and is being dealt with by direct measures des…
Colo. Rev. Stat. § 42-7-103 Definitions
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As used in this article 7, unless the context otherwise requires: (1) Accident means a motor vehicle accident occurring on public or private property within this state. (2) Automobile liability policy or bond means a liability policy or bond subject, if the accident has resulted …
Colo. Rev. Stat. § 42-7-201 Director to administer article
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(1) The director shall administer and enforce the provisions of this article and may make rules and regulations in writing necessary for the administration of this article. (2) (a) The director shall provide for a hearing upon request of any person affected by an order or act of …
Colo. Rev. Stat. § 42-7-202 Report of accident required. (Repealed)
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Source: L. 94: Entire title amended with relocations, p. 2475, � 1, effective January 1, 1995. L. 96: (1) and (3) amended, p. 1209, � 5, effective July 1. L. 2003: (5) amended, p. 1575, � 14, effective July 1. L. 2004: Entire section repealed, p. 462, � 1, effective August 4.
Colo. Rev. Stat. § 42-7-301.5 Proof of financial responsibility
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(1) Any person who presents an altered or counterfeit letter or altered or counterfeit insurance identification card from an insurer or agent for the purpose of proving financial responsibility for purposes of this article 7 shall be in violation of section 18-5-104, and the mini…
Colo. Rev. Stat. § 42-7-303 Duration of suspension
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(1) The license or nonresident's operating privilege suspended under section 42-7-301 shall remain so suspended and not be renewed, nor shall any such license be issued to such person, unless there is filed with the director evidence satisfactory to the director that such person …
Colo. Rev. Stat. § 42-7-304 Custody and disposition of security
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(1) Security deposited in compliance with the requirements of section 42-7-301 shall be placed by the director in the custody of the state treasurer and shall be applied only to the payment of a judgment rendered against the person on whose behalf the deposit was made, for damage…
Colo. Rev. Stat. § 42-7-401 Proof required on judgments
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(1) The director shall also suspend the license issued to any person upon receiving an affidavit from the judgment creditor that such person has failed for a period of thirty days to satisfy any final judgment in amounts and upon a cause of action as stated in this article, or, i…
Colo. Rev. Stat. § 42-7-402 Suspension, duration, bankruptcy
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(1) The suspension required in section 42-7-401 shall remain in effect and no new license shall be issued to such person unless and until such judgment is satisfied or vacated or execution therein stayed and proof of financial responsibility given, except under the conditions sta…
Colo. Rev. Stat. § 42-7-403 Sufficiency of payments
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(1) Every judgment referred to in this article and for the purposes of this article shall be deemed satisfied: (a) When twenty-five thousand dollars has been credited upon any judgment rendered in excess of that amount for or on account of bodily injury to or the death of one per…
Colo. Rev. Stat. § 42-7-404 Payment of judgment in installments
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(1) The director shall not suspend a license and shall restore any suspended license following nonpayment of a final judgment when the judgment debtor gives proof of financial responsibility and obtains an order from the trial court in which such judgment was rendered permitting …
Colo. Rev. Stat. § 42-7-405 Suspension upon second judgment
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After one judgment is satisfied and proof of financial responsibility is given as required in this article and another such judgment is rendered against the judgment debtor for any accident occurring prior to the date of the giving of said proof and such person fails to satisfy t…
Colo. Rev. Stat. § 42-7-406 Proof required under certain conditions
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(1) Whenever the director revokes the license of any person pursuant to section 42-2-125 or 42-2-126, or cancels any license pursuant to section 42-2-122 because of the licensee's inability to operate a motor vehicle because of physical or mental incompetence, or cancels any prob…
Colo. Rev. Stat. § 42-7-407 Duty of courts to report
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The clerk of a court or the judge of a court which has no clerk shall forward to the director a certified record of any judgment for damages, the rendering and nonpayment of which judgment requires the director to suspend the license and registrations in the name of the judgment …
Colo. Rev. Stat. § 42-7-409 Proof for member of family or chauffeur
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Whenever the director determines that any person required to give proof by reason of a conviction is not the owner of a motor vehicle but was at the time of such conviction a chauffeur or motor vehicle operator, however designated, in the employ of an owner of a motor vehicle or …
Colo. Rev. Stat. § 42-7-410 Certificate for insurance policy
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(1) Proof of financial responsibility may be made by filing with the director the written certificate of any insurance carrier duly authorized to do business in this state, certifying that it has issued to or for the benefit of the person furnishing such proof and named as the in…
Colo. Rev. Stat. § 42-7-411 Restrictions in certain type of policy
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(1) When a certificate is filed showing that a policy has been issued covering all motor vehicles owned by the insured but not insuring such person when operating any motor vehicle not owned by that person, it is unlawful for such person to operate any motor vehicle not owned by …
Colo. Rev. Stat. § 42-7-412 Certificate furnished by nonresident
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(1) The nonresident owner of a foreign vehicle may give proof of financial responsibility by filing with the director a written certificate of an insurance carrier authorized to transact business in the state in which the motor vehicle described in such certificate is registered …
Colo. Rev. Stat. § 42-7-413 Motor vehicle liability policy
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(1) Motor vehicle liability policy, as used in this article, means a policy of liability insurance issued by an insurance carrier authorized to transact business in this state to or for the benefit of the person named therein as insured, which policy shall meet the following requ…
Colo. Rev. Stat. § 42-7-414 Requirements to be complied with
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(1) Except as provided in section 42-7-417, no motor vehicle liability policy or operator's policy of liability insurance shall be issued in this state unless and until all of the requirements of subsection (2) of this section are met. (2) Every motor vehicle liability policy and…
Colo. Rev. Stat. § 42-7-415 When insurance carrier to issue certificate
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An insurance carrier which has issued a motor vehicle liability policy or an operator's policy of liability insurance meeting the requirements of this article shall upon request of the insured therein deliver to the insured for filing or at the request of the insured shall file d…
Colo. Rev. Stat. § 42-7-416 Notice required upon cancellation
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When an insurance carrier has certified a motor vehicle liability policy under this article, it shall give written notice to the director during the ten-day period immediately following the effective date of the cancellation of such policy stating that the policy has been cancele…
Colo. Rev. Stat. § 42-7-417 Article not to affect other policies
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(1) This article shall not be held to apply to or affect policies of automobile insurance against liability which may be required by any other law of this state, and such policies, if endorsed to conform to the requirements of this article, shall be accepted as proof of financial…
Colo. Rev. Stat. § 42-7-418 Money - securities for financial responsibility
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(1) A person may give proof of financial responsibility by delivering to the director money in an amount or securities approved by said director and of a market value in a total amount as would be required for coverage in a motor vehicle liability policy furnished by the person g…
Colo. Rev. Stat. § 42-7-419 Substitution of proof
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The director shall cancel any bond or return any certificate of insurance or the director shall direct and the state treasurer shall return any money or securities to the person entitled thereto, upon the substitution and acceptance of other adequate proof of financial responsibi…
Colo. Rev. Stat. § 42-7-420 Failure of proof - other proof
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Whenever any evidence of proof of ability to respond in damages filed by any person under the provisions of this article no longer fulfills the purpose for which required, the director, for the purpose of this article, shall require other evidence of ability to respond in damages…
Colo. Rev. Stat. § 42-7-421 When director may release proof of financial responsibility
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(1) The director, upon request, shall cancel any bond or return any certificate of insurance, or the director shall direct and the state treasurer shall return to the person entitled thereto any money or securities deposited pursuant to this article as proof of financial responsi…
Colo. Rev. Stat. § 42-7-422 No proof when proof required
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Any person whose license or other privilege to operate a motor vehicle has been suspended, canceled, or revoked, and restoration thereof or issuance of a new license is contingent upon the furnishing of proof of financial responsibility for the future, and who, during such suspen…
Colo. Rev. Stat. § 42-7-501 Self-insurers
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(1) Any person in whose name more than twenty-five motor vehicles are registered may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the commissioner of insurance. (2) The commissioner of insurance may, in his or her discretion, upon the applicati…
Colo. Rev. Stat. § 42-7-502 Action against nonresident - reciprocity with other states
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(1) All of the provisions of this article shall apply to any person who is not a resident of this state, and if such nonresident has been convicted of an offense which would require the suspension or revocation of the license of a resident, or if such nonresident has failed to sa…
Colo. Rev. Stat. § 42-7-503 Director to furnish operating record
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The director shall, upon request, furnish any insurance carrier or any person or surety the record of any person subject to the provisions of this article, which record shall fully designate the motor vehicles, if any, registered in the name of such person, and if there is no rec…
Colo. Rev. Stat. § 42-7-504 Matters not to be evidence in litigation
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(1) Except as provided in subsection (2) of this section, neither action taken by the director pursuant to this article, any judgment or court decision on appeal therefrom, the findings of the director in such action, nor the security deposited, statement evidencing automobile li…
Colo. Rev. Stat. § 42-7-505 Forging ability to respond in damages
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Any person who forges or without authority signs any evidence of ability to respond in damages or who furnishes the director with a false statement evidencing that such person is insured under an automobile liability policy or bond, as required by the director in the administrati…
Colo. Rev. Stat. § 42-7-506 Surrender of license
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(1) Any person whose license has been suspended as provided in this article 7 and has not been reinstated shall immediately return such license held by such person to the director. Any person willfully failing to comply with this requirement commits a class A traffic infraction. …
Colo. Rev. Stat. § 42-7-507 Penalty
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Any person who violates any provision of this article 7 for which another penalty is not prescribed by law commits a class A traffic infraction. Source: L. 94: Entire title amended with relocations, p. 2491, � 1, effective January 1, 1995. L. 2021: Entire section amended, (SB 21-…
Colo. Rev. Stat. § 42-7-508 No repeal of motor vehicle laws
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This article shall in no respect be considered as a repeal of the provisions of the state motor vehicle laws, but shall be construed as supplemental thereto. Source: L. 94: Entire title amended with relocations, p. 2491, � 1, effective January 1, 1995.
Colo. Rev. Stat. § 42-7-509 Article does not prevent other process
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This article shall not be construed to prevent the plaintiff in any action at law from relying for security upon the other processes provided by law. Source: L. 94: Entire title amended with relocations, p. 2491, � 1, effective January 1, 1995.
Colo. Rev. Stat. § 42-7-510 Insurance or bond required
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(1) An owner of a truck that is subject to the registration fee imposed pursuant to section 42-3-306 (5)(b) or (7) and that is not subject to article 10.1 of title 40, C.R.S., before operating or permitting the operation of the vehicle upon a public highway in this state, shall h…
Colo. Rev. Stat. § 42-7-601 Short title
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(1) This part 6 shall be known and may be cited as the Motorist Insurance Identification Database Program Act. (2) Repealed. Source: L. 95: Entire part added, p. 715, � 1, effective May 23. L. 97: Entire section amended, p. 1447, � 5, effective July 1. L. 2003: (2) repealed, p. 2…
Colo. Rev. Stat. § 42-7-602 Uninsured motorist identification database program - creation
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The general assembly hereby directs the transportation legislation review committee to conduct an examination of the problem of uninsured motorists in this state and to propose legislation which shall alleviate if not eliminate the problem. The general assembly further directs th…
Colo. Rev. Stat. § 42-7-603 Definitions
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As used in this part 6, unless the context otherwise requires: (1) Database means the motorist insurance identification database described in section 42-7-604 (5). (2) Department means the department of revenue. (3) Designated agent means the party with which the department contr…
Colo. Rev. Stat. § 42-7-605 Notice of lack of financial responsibility. (Repealed)
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Source: L. 97: Entire section added, p. 1449, � 6, effective July 1. L. 2000: IP(1) and (3) amended, p. 1650, � 45, effective June 1. L. 2001: IP(1) amended, p. 523, � 7, effective May 22. L. 2003: (5) added, p. 1885, � 1, effective May 22; (1)(a) amended, p. 1575, � 15, effectiv…
Colo. Rev. Stat. § 42-7-606 Disclosure of insurance information - penalty
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(1) Information provided by insurers and the department for inclusion in the database established pursuant to section 42-7-604 is the property of the insurer or the department, as the case may be, and may not be disclosed except as follows: (a) The department shall verify a motor…
Colo. Rev. Stat. § 42-7-607 Part 6 not to supersede other provisions
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This part 6 shall not supersede other actions or penalties that may be taken or imposed for violation of the financial security requirements of this article. Source: L. 97: Entire section added, p. 1451, � 6, effective July 1. 42-7-608. Review by department of regulatory agencies…
Colo. Rev. Stat. § 42-7-609 Report
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The department of revenue shall submit a report, in consultation with the division of insurance, regarding the effectiveness of the motorist insurance database, including without limitation the department's recommendations on whether the program should be continued and on whether…