Connecticut Administrative Code

Regulations of Connecticut State AgenciesSec. 38a-8-112. Delivery(a) A licensee shall provide all notices that sections 38a-8-105 to 38a-8-123 of the Regulations of Connecticut State Agencies require so that each consumer can reasonably be expected to receive actual notice in wri…

Regulations of Connecticut State AgenciesSec. 38a-8-113. Limits on disclosure of nonpublic personal financial information to nonaffiliated third parties(a) Except as otherwise authorized in sections 38a-8-105 to 38a-8-123 of the Regulations of Connecticut State Agencies, a licens…

Regulations of Connecticut State AgenciesSec. 38a-8-114. Limits on redisclosure and reuse of nonpublic personal financial information(a) If a licensee receives nonpublic personal financial information from a nonaffiliated financial institution under an exception in section 38a-8-…

Regulations of Connecticut State AgenciesSec. 38a-8-115. Limits on sharing account number information for marketing purposes(a) A licensee shall not, directly or through an affiliate, disclose, other than to a consumer reporting agency, a policy number or similar form of access n…

Regulations of Connecticut State AgenciesSec. 38a-8-116. Exception to opt out requirements for disclosure of nonpublic personal financial information for service providers and joint marketing(a) The opt out requirements in sections 38a-8-110 and 38a-8-113 of the Regulations of Co…

Regulations of Connecticut State AgenciesSec. 38a-8-117. Exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information for processing and servicing transactions(a) The requirements for the initial notice in section 38a-8-107 of the Regul…

Regulations of Connecticut State AgenciesSec. 38a-8-118. Other exceptions to initial notice and opt out requirements for disclosure of nonpublic personal financial information(a) The requirements for initial notice to consumers in section 38a-8-107 of the Regulations of Connectic…

Regulations of Connecticut State AgenciesSec. 38a-8-119. Protection of federal fair credit reporting actNothing in sections 38a-8-105 to 38a-8-123 of the Regulations of Connecticut State Agencies shall be construed to modify, limit, or supersede the operation of the federal Fair …

Regulations of Connecticut State AgenciesSec. 38a-8-12. Extension of timeIn the discretion of the Commissioner, or the presiding officer, for good cause shown any time limit prescribed or allowed by the rules of practice may be extended. All requests for extensions shall be made …

Regulations of Connecticut State AgenciesSec. 38a-8-120. NondiscriminationA licensee does not unfairly discriminate against any consumer or customer because that consumer or customer has opted out from the disclosure of their nonpublic personal financial information pursuant to t…

Regulations of Connecticut State AgenciesSec. 38a-8-121. Rules for health informationA licensee shall comply with all applicable state and federal statutes and regulations to protect the confidentiality of health information. (Adopted effective June 7, 2002) AUTHORITY: Conn. Gen.…

Regulations of Connecticut State AgenciesSec. 38a-8-122. Effective date and compliance(a) Until July 1, 2002, a contract that a licensee has entered into with a nonaffiliated third party to perform services for the licensee or functions on the licensee's behalf satisfies the prov…

Regulations of Connecticut State AgenciesSec. 38a-8-123. SeverabilityIf any portion of sections 38a-8-105 to 38a-8-123 of the Regulations of Connecticut State Agencies or its applicability to any person or circumstance is held invalid by a court, the remainder of the regulation o…

Regulations of Connecticut State AgenciesSec. 38a-8-124. DefinitionsAs used in sections 38a-8-124 to 38a-8-126, inclusive, of the Regulations of Connecticut State Agencies: (1) \"Customer\" means \"customer\" as defined in section 38a-8-106 of the Regulations of Connecticut State…

Regulations of Connecticut State AgenciesSec. 38a-8-125. Information security programEach licensee shall implement a comprehensive written information security program that includes administrative, technical and physical safeguards for the protection of customer information that …

Regulations of Connecticut State AgenciesSec. 38a-8-126. Developing and implementing an information security programThe actions and procedures described in this section are examples of methods of implementation of the requirements of section 38a-8-125 of the Regulations of Connec…

Regulations of Connecticut State AgenciesSec. 38a-8-13. Effect of filing(a) The filing with the department of any application, petition, complaint, request for declaratory ruling or any other filing of any nature whatsoever shall not relieve any person of the obligation to comply…

Regulations of Connecticut State AgenciesSec. 38a-8-14. Date of filingAll orders, decisions, findings of fact, correspondence, motions, petitions, applications, and any other documents governed by the rules of practice, including rate applications and applications for approval as…

Regulations of Connecticut State AgenciesSec. 38a-8-15. Identification of communicationsCommunications should embrace only one matter and shall contain the name and address of the sender and an appropriate file reference to the subject of the communication. When the subject matte…

Regulations of Connecticut State AgenciesSec. 38a-8-16. SignaturesEvery application, notice, motion, petition, brief, memorandum and other communications shall be signed by the filing person or by one or more attorneys in their individual names on behalf of the filing person. (Ef…

Regulations of Connecticut State AgenciesSec. 38a-8-17. Formal requirements as to documents and other papers filed in proceedings(a) Copies. Except for routine correspondence and inquiries by the public, and as may be otherwise required by the rules of practice or by any other ru…

Regulations of Connecticut State AgenciesSec. 38a-8-18. Service(a) General rule. Service of all documents and other papers filed in all contested cases, including but not limited to motions, petitions, applications, notices, briefs, and exhibits shall be by personal delivery, fir…

Regulations of Connecticut State AgenciesSec. 38a-8-19. General rulePetitions and applications shall include all proposals, requests, applications, petitions, and filings of whatever nature that are placed before the Commissioner or the Insurance Department pursuant to law includ…

Regulations of Connecticut State AgenciesSec. 38a-8-2. Basic organizationThe Insurance Department consists of the office of the Commissioner and eight divisions which are as follows: (1) Administration Division—responsible for all functions relating to accounting, budget and fisc…

Regulations of Connecticut State AgenciesSec. 38a-8-20. Function of applicationThe petition or application and annexed materials may be treated by the department as a substantially complete statement of the case in chief of the applicant or petitioner. (Effective September 25, 19…

Regulations of Connecticut State AgenciesSec. 38a-8-21. Required components, general(a) Form. The form to be followed in the filing of petitions and applications hereunder will vary to the extent necessary to provide for the nature of the legal rights, duties or privileges involv…

Regulations of Connecticut State AgenciesSec. 38a-8-22. Original recordsWhen so required, the petitioner or applicant shall furnish and make available for the use of the department the original books, papers, and documents from which any evidence supporting the granting of the pe…

Regulations of Connecticut State AgenciesSec. 38a-8-23. Fees(a) All application fees or other charges required or authorized by law shall be paid to the Commissioner by check or money order made payable to the Treasurer, State of Connecticut, at the time that the application is f…

Regulations of Connecticut State AgenciesSec. 38a-8-24. Date of filing, components, deficiencies(a) The date of filing of any application with the department shall be the date that the application is received by the Commissioner. (b) An application shall consist of all the requir…

Regulations of Connecticut State AgenciesSec. 38a-8-25. Reserved AUTHORITY: Conn. Gen. Stat. § 38a-8 AUTHORITY: Conn. Gen. Stat. § 38a-8

Regulations of Connecticut State AgenciesSec. 38a-8-26. Petition requesting the promulgation, amendment or repeal of regulations(a) General. Any interested person may at any time petition the Commissioner requesting the promulgation, amendment or repeal of a regulation. (b) Form.…

Regulations of Connecticut State AgenciesSec. 38a-8-27. Petition for declaratory ruling(a) General. The rules of practice set forth the procedure to be followed by the Commissioner in the disposition of requests for declaratory rulings as to the validity of any regulation, or the…

Regulations of Connecticut State AgenciesSec. 38a-8-28—38a-8-29. Reserved AUTHORITY: Conn. Gen. Stat. § 38a-8

Regulations of Connecticut State AgenciesSec. 38a-8-3. Duties and method of operations(a) Commissioner. The Insurance Commissioner is the department head in accordance with section 4-5 of the Connecticut General Statutes and administers the provisions of Title 38a of the Connecti…

Regulations of Connecticut State AgenciesSec. 38a-8-30. Calendar of hearingsThe Commissioner shall maintain a docket of all proceedings of the Department. The Commissioner shall maintain a hearing calendar of all proceedings that are to receive a hearing. Proceedings shall be pla…

Regulations of Connecticut State AgenciesSec. 38a-8-31. Public hearing; hearing location; recording, broadcasting or photographing hearings(a) Unless otherwise provided by statute, all hearings shall be open to the public.(b) Unless by statute or by direction of the Commissioner …

Regulations of Connecticut State AgenciesSec. 38a-8-32. Notice of hearingsNotice of a hearing shall include but not be limited to the following:(1) A statement of the time, place, and nature of the hearing;(2) A statement of the legal authority and jurisdiction under which the he…

Regulations of Connecticut State AgenciesSec. 38a-8-33. Appearance and representation(a) Taking appearances. Parties shall enter their appearance at the beginning of the proceedings or at such time as may be designated by the Commissioner by giving their names and addresses and s…

Regulations of Connecticut State AgenciesSec. 38a-8-34. Consolidation of proceedingsProceedings involving related questions of law or fact may be consolidated at the direction of the Commissioner. (Effective September 25, 1992; Amended February 1, 2001) AUTHORITY: Conn. Gen. Stat…

Regulations of Connecticut State AgenciesSec. 38a-8-35. Ex parte communications(a) Unless required for the disposition ex parte of matters authorized by law, neither the Commissioner nor any presiding officer shall communicate directly or indirectly with any person or party conce…

Regulations of Connecticut State AgenciesSec. 38a-8-36. Continuance of hearingOn motion of the Commissioner, or presiding officer, or that of any party, the hearing may be adjourned or continued on such terms as the Commissioner or presiding officer may require. (Effective Septem…

Regulations of Connecticut State AgenciesSec. 38a-8-37. Amendment of notice of hearingThe Commissioner may amend any notice of hearing to incorporate additional matters or allegations and may continue or postpone the hearing for such reasonable time as justice requires to allow t…

Regulations of Connecticut State AgenciesSec. 38a-8-38. Pre-hearing conference(a) The Commissioner or presiding officer may, in his or her discretion, order counsel or any party to meet for a pre-hearing conference. Such conference may be held with one or more persons participati…

Regulations of Connecticut State AgenciesSec. 38a-8-39. Rules of evidenceThe following rules of evidences shall be applied at hearings:(1) General. Any oral or documentary evidence may be received but the presiding officer shall, as a matter of policy, exclude irrelevant, immater…

Regulations of Connecticut State AgenciesSec. 38a-8-4. Location of principal officeThe Insurance Department is located at 153 Market Street (960 Main Building), 7th Floor, Hartford, Connecticut 06103. The Insurance Department's mailing address is P.O. Box 816, Hartford, Connectic…

Regulations of Connecticut State AgenciesSec. 38a-8-40. Filing of added exhibits and testimonyUpon order of the presiding officer before, during or after the hearing of a case, any party or intervenor shall prepare and file added exhibits and written testimony. Any party or inter…

Regulations of Connecticut State AgenciesSec. 38a-8-41. Uncontested disposition of caseUnless precluded by law, any contested case may be resolved by stipulation, agreed settlement, consent order or default upon order of the Commissioner. Upon such disposition a copy of the order…

Regulations of Connecticut State AgenciesSec. 38a-8-42. The record in contested casesThe record in a contested case shall include:(1) All motions, applications, petitions, complaints, responsive pleadings, bills of particulars, notices of hearing, and intermediate rulings; (2) Th…

Regulations of Connecticut State AgenciesSec. 38a-8-43. Proposal for decision(a) The Commissioner shall proceed in the following manner in contested cases where the Commissioner has not heard the case or read the record. The decision of the presiding officer shall not be adopted …

Regulations of Connecticut State AgenciesSec. 38a-8-44. Final decisionAll final decisions and orders of the Commissioner concluding a contested case shall be in writing or orally stated and shall be made a part of the record of such case. The Commissioner shall serve a copy of th…