Title 6 — Commerce and Trade
89 chapters · 627 sections in this title.
6 Del. C. § 2400C. Short title.
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§ 2400C. Short title. This chapter may be cited as the “Delaware Mortgage Loan Modification Services Act.”78 Del. Laws, c. 196, § 9;
6 Del. C. § 2401C. Purpose.
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§ 2401C. Purpose. The purpose of this chapter is to protect homeowners from unfair or deceptive practices by providers of mortgage loan modification services.78 Del. Laws, c. 196, § 9;
6 Del. C. § 2402C. Definitions.
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§ 2402C. Definitions. As used in the chapter, unless the context requires otherwise: (1) “Commercial communication” means any written or oral statement, illustration, or depiction in any medium that is designed to effect a sale of or create interest in purchasing, any mortgage mo…
6 Del. C. § 2403C. Exemptions.
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§ 2403C. Exemptions. This chapter does not apply to: (1) An individual admitted to practice law in this State, who is in an attorney client relationship, while performing any activity related to the individual’s regular practice of law in this State; (2) A person doing business u…
6 Del. C. § 2404C. Registration required.
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§ 2404C. Registration required. Unless exempted under this chapter, a person may not provide mortgage loan modification services to an individual who it reasonably should know resides in this State at the time it agrees to provide the services, unless the person satisfies the fol…
6 Del. C. § 2405C. Registration procedure.
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§ 2405C. Registration procedure. (a) Except as otherwise provided in subsection (b) of this section, the Attorney General shall register a person in compliance with § 2404C of this title. (b) The Attorney General may deny registration if: (1) The application contains information …
6 Del. C. § 2406C. Form and content of contracts.
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§ 2406C. Form and content of contracts. (a) A contract for mortgage loan modification services shall be in writing and provided to the homeowner, without changes, alterations, or modification, for review at least 24 hours before it is signed by the homeowner. (b) A contract for m…
6 Del. C. § 2407C. Required disclosures.
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§ 2407C. Required disclosures. Any commercial communication by a mortgage loan modification services provider shall include the following statements in a clear and prominent format: (1) “(Name of Company) is not associated with the government, and our service is not approved by t…
6 Del. C. § 2408C. Prohibited acts.
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§ 2408C. Prohibited acts. A mortgage loan modification services provider may not: (1) Misrepresent, expressly or by implication, that the provider is affiliated with, endorsed or approved by, or otherwise associated with: a. The United States government, b. Any governmental homeo…
6 Del. C. § 2409C. Enforcement.
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§ 2409C. Enforcement. (a) The Attorney General shall have the same authority to enforce and carry out this chapter as is granted by Chapter 25 of Title 29 and by §§ 2511-2527 and 2531-2536 of this title. (b) If a court or tribunal of competent jurisdiction finds that any person h…