Title 6 — Commerce and Trade
89 chapters · 627 sections in this title.
6 Del. C. § 2501J. Purpose.
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§ 2501J. Purpose. This chapter is known as the “Medical Debt Protection Act.” This chapter acknowledges that medical debt may be burdensome to individuals regardless of their socioeconomic status and that medical debts may be unexpected. It is the intent of the General Assembly t…
6 Del. C. § 2502J. Definitions.
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§ 2502J. Definitions. For purposes of this chapter: (1) “Consumer” means an individual and excludes nonhuman entities. (2) “Consumer reporting agency” means any person, which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in t…
6 Del. C. § 2503J. Requirement to provide information on medical assistance.
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§ 2503J. Requirement to provide information on medical assistance. (a) All large health-care facilities must provide uninsured patients with a written notice containing information regarding eligibility and the application process for medical assistance at the time of service. (b…
6 Del. C. § 2504J. Interest and payment plans.
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§ 2504J. Interest and payment plans. (a) Large health-care facilities and medical debt collectors may not charge any interest or late fees to patients. (b) Large health-care facilities and medical debt collectors must offer to any patient with outstanding debt totaling $500 or mo…
6 Del. C. § 2505J. Billing and collections rules; limits on creditors.
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§ 2505J. Billing and collections rules; limits on creditors. (a) The following extraordinary collections actions may not be used by any medical creditor or medical debt collector to collect debts owed for health-care services: (1) Causing an individual’s arrest. (2) Causing an in…
6 Del. C. § 2506J. Liability for medical debt.
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§ 2506J. Liability for medical debt. (a) Parents are jointly liable for any medical debts incurred by children under the age of 18. (b) No spouse or other person may be liable for the medical debt or nursing home debt of any other person age 18 or older. A spouse may voluntarily …
6 Del. C. § 2507J. Medical debt and consumer reporting agencies.
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§ 2507J. Medical debt and consumer reporting agencies. (a) No person may report any medical debt to a consumer reporting agency. (b) A consumer reporting agency is prohibited from making a consumer report that the consumer reporting agency knows or should know contains informatio…
6 Del. C. § 2508J. Prohibition against collection of medical debt during health insurance appeals.
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§ 2508J. Prohibition against collection of medical debt during health insurance appeals. (a) No medical creditor or medical debt collector that knows or should know about an internal review, external review, or other appeal of a health insurance decision that is pending or was pe…
6 Del. C. § 2509J. Interest on medical debt.
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§ 2509J. Interest on medical debt. (a) Patients may not be charged interest or late fees on medical debt, regardless of any agreements to the contrary. (b) Subsection (a) of this section also applies to any judgments resulting from medical debt, regardless of any agreements to th…
6 Del. C. § 2510J. Accessibility.
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§ 2510J. Accessibility. A large health-care facility must provide a contact number with which a patient may request oral interpretation services, at no cost to the patient, for any information or document that is provided to the patient under this chapter.84 Del. Laws, c. 198, § …
6 Del. C. § 2511J. Remedies.
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§ 2511J. Remedies. (a) In addition to any remedies a consumer may have at law or in equity, any violation of this chapter is an unlawful practice under § 2513 of this title and a violation of subchapter II of Chapter 25 of this title. (b) Any consumer may sue for injunctive or ot…