Title 18 — Insurance Code
83 chapters · 1,008 sections in this title.
18 Del. C. § 8801. Short title.
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§ 8801. Short title. This chapter is known and may be cited as the “Pet Insurance Act.”84 Del. Laws, c. 184, § 1;
18 Del. C. § 8802. Scope and purpose.
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§ 8802. Scope and purpose. (a) The purpose of this chapter is to promote the public welfare by creating a comprehensive legal framework within which pet insurance may be sold in Delaware. (b) This chapter applies to all of the following: (1) A pet insurance policy that is issued …
18 Del. C. § 8803. Definitions; use of defined terms in policies.
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§ 8803. Definitions; use of defined terms in policies. (a) As used in this chapter: (1) “Chronic condition” means a condition that can be treated or managed, but not cured. (2) “Congenital anomaly or disorder” means a condition that is present from birth, whether inherited or cau…
18 Del. C. § 8804. Disclosures.
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§ 8804. Disclosures. (a) A pet insurer transacting pet insurance shall disclose all of the following to consumers: (1) If the policy excludes coverage due to any of the following: a. A preexisting condition. b. A hereditary disorder. c. A congenital anomaly or disorder. d. A chro…
18 Del. C. § 8805. Policy conditions.
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§ 8805. Policy conditions. (a) (1) A pet insurer may issue a policy that excludes coverage on the basis of 1 or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to t…
18 Del. C. § 8806. Sales practices for wellness programs.
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§ 8806. Sales practices for wellness programs. (a) A pet insurer or insurance producer may not market a wellness program as pet insurance. (1) If a wellness program undertakes to indemnify or pay another as to loss from a certain specified contingency or peril, or to pay or grant…
18 Del. C. § 8807. Insurance producer training.
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§ 8807. Insurance producer training. (a) An insurance producer may not sell, solicit, or negotiate a pet insurance product until after the producer is appropriately licensed and has completed the required training under subsection (c) of this section. (b) An insurer must ensure t…
18 Del. C. § 8808. Regulations.
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§ 8808. Regulations. The Insurance Commissioner may promulgate rules and regulations to administer this chapter.84 Del. Laws, c. 184, § 1;
18 Del. C. § 8809. Violations.
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§ 8809. Violations. A violation of this chapter is subject to penalties under § 329 of this title.84 Del. Laws, c. 184, § 1;