Title 33 — Title 33
0 chapters · 1,218 sections in this title.
O.C.G.A. § 33-9-1 Purpose and construction of chapter
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(a) The purpose of this chapter is to promote the public welfare by regulating insurance rates as provided in this chapter to the end that they shall not be excessive, inadequate, or unfairly discriminatory; to authorize the existence and operation of qualified rating organization…
O.C.G.A. § 33-9-10 Conspiring to fix, etc
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Insurer’s liability, §33-9-37. Construction of chapter, §33-9-1. Contracts to use rates in excess of, or lower than generally applicable rates. Validity, §33-9-32. Cooperation among insurers, §33-9-11. Defined, §33-9-2. Examination by commissioner, §§33-2-11, 33-9-22. Examination …
O.C.G.A. § 33-9-11 Insurers insolvency pool
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Future payments to pool, §33-36-17. Unfair trade practices, §33-6-13. DISCOUNTED INSURANCE PREMIUMS, §33-9-36. Group accident and sickness insurance. Provision in policy for exclusion or reduction of benefits, §33-24-23. Motor vehicle liability, first-party medical and collision co…
O.C.G.A. § 33-9-12 Requirement of license for rating organization; application; fee
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(a) No rating organization shall conduct its operations in this state without first filing with the Commissioner a written application for and securing a license to act as a rating organization. Any rating organization may make application for and obtain a license as a rating organ…
O.C.G.A. § 33-9-13 Suspension or revocation
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Commissioner’s powers, §33-9-31. Fraudulent or dishonest practices, §33-9-29. Noncompliance with order of commissioner, §33-9-30. Procedure, §33-9-31. Making. Standards, §33-9-4. Membership. Insurer eligibility rules, §33-9-16. Insurers having common ownership or operating under …
O.C.G.A. § 33-9-15 Annual license fee for rating organizations
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Notwithstanding Code Section 33-9-14, each rating organization possessing a license of indefinite term pursuant to such Code section shall owe and pay to the Commissioner an annual fee as provided in Code Section 33-8-1 in advance on account of such license until its final terminat…
O.C.G.A. § 33-9-19 Insurance companies
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General provisions, §§33-6-1 to 33-6-14. Life settlements act.
O.C.G.A. § 33-9-2 Definitions
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As used in this chapter, the term: (1) ‘‘Advisory organization’’ means every person other than an admitted insurer, whether located within or outside this state, who prepares policy forms or makes underwriting rules incident to but not including the making of rates, rating plans,…
O.C.G.A. § 33-9-21 Exchanges
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Health insurance navigators, §33-23-201. 1132 INDEX DEFINED TERMS —Cont’d Exempt commercial purchaser. Surplus line insurance, §33-5-20.1. Existing business enterprise. Insurance companies. Tax credits for companies in counties designated as less developed areas, §33-8-4.1. Expec…
O.C.G.A. § 33-9-21.2 Petition for hearing by aggrieved insurer
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Any insurer aggrieved by the Commissioner’s disapproval of any rate filing may petition the Commissioner for a hearing within ten days of the notification of such disapproval, unless otherwise specifically provided by law. A hearing conducted pursuant to this Code section shall be c…
O.C.G.A. § 33-9-22 Examination costs
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Payment, §33-9-25. Examination of officers, managers, agents and employees, §33-9-24. False or misleading information to, §33-9-35. Immunity from liability.
O.C.G.A. § 33-9-25 Payment of costs of examinations
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The reasonable cost of any examination authorized by this chapter shall be paid by the organization, group, association, or insurer to be examined. History. — Code 1933, § 56-526, enacted by Ga. L. 1967, p. 684, § 1. 33-9-26. Review of rate, rating plan, rating system, or underwr…
O.C.G.A. § 33-9-26 Insurance companies
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Administrators. License disciplinary action against administrator, §33-23-101. Agents, subagents, counselors and adjusters. Licenses. Contents of license application, §33-23-8. Commissioner of insurance.
O.C.G.A. § 33-9-28.1 Assessment of investigation costs against parties
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The costs incurred by the Commissioner in conducting any hearing under this chapter may be assessed against the parties to the hearing in such proportion as the Commissioner may determine upon consideration of all relevant circumstances including, but not limited to, the nature o…
O.C.G.A. § 33-9-3 Application of chapter
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(a) This chapter shall apply to all insurance on risks or on operations in this state, except: (1) Reinsurance other than joint reinsurance to the extent stated in Code Section 33-9-19; (2) Life insurance; (3) Disability income, specified disease, or hospital indemnity policies; (…
O.C.G.A. § 33-9-33 Payment of dividends, savings, or unabsorbed premium deposits by insurers
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Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members, or 435 33-9-36 subscribers. A plan for the payment of dividends, savings, or unabs…
O.C.G.A. § 33-9-34 Investigation by commissioner
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Assessment of costs, §33-9-28.1. Noncompliance with chapter, §§33-9-27, 33-9-28. Remedial orders, §33-9-29. Purpose of chapter, §33-9-1. Recordkeeping duties, §33-9-20. Review of actions, §§33-9-26 to 33-9-28. Unfair or unreasonable practices, §33-9-18. Use of rating systems, und…
O.C.G.A. § 33-9-35 Withholding of information; false or misleading information
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No person, insurer, or organization shall willfully withhold information from, or knowingly give false or misleading information to, the Commissioner or to any rating organization, advisory organization, insurer, or group, association, or other organization of insurers which will…
O.C.G.A. § 33-9-36 Unauthorized premiums; unlawful inducements
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(a) As used in this Code section, the term: (1) ‘‘Gift certificate’’ shall have the same meaning as provided in Code Section 10-1-393. (2) ‘‘Insurance’’ includes suretyship. 436 33-9-36 (3) ‘‘Policy’’ includes bond. (4) ‘‘Store gift card’’ shall have the same meaning as provided i…
O.C.G.A. § 33-9-4 Standards applicable to making and use of rates
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The following standards shall apply to the making and use of rates pertaining to all classes of insurance to which this chapter is applicable: (1) Rates shall not be excessive or inadequate, as defined in this Code section, nor shall they be unfairly discriminatory; (2) No rate sh…
O.C.G.A. § 33-9-40.1 Reading ease standard, §33-3-25
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Reciprocal insurers, §§33-17-1 to 33-17-31. Regulation of unauthorized insurers. Surplus line insurance, §§33-5-1 to 33-5-3. 1208 INDEX INSURANCE —Cont’d Regulation of unauthorized insurers —Cont’d Unauthorized insurers process act, §§33-5-50 to 33-5-59. Reinsurance, §33-7-14. As…
O.C.G.A. § 33-9-40.2 Examination of insurers, §33-9-23
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Kind of casualty insurance, §33-7-3. Rates. Business entities with majority interest held by same person. Issuance of policies, §33-9-40.1. WORKERS’ COMPENSATION INSURANCE —Cont’d Rates —Cont’d Discounts. Drug-free workplace program, §33-9-40.2. Work based learning employers, cer…
O.C.G.A. § 33-9-42 Definitions
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Accident reparations, §33-34-2. Vehicle insurance, §33-7-9. Discovery by claimant. Pre-suit discovery of information from insurer, §33-3-28. Divorce. Accident reparations. Continuation of coverage upon termination of marital relationship, §33-34-7. Drivers under 25 years of age. …
O.C.G.A. § 33-9-44 Legislative intent
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It is specifically intended that the discounts provided in Code Sections 33-9-42 and 33-9-43 shall be provided by the insurer to any person who qualifies for such discounts. History. — Code 1981, § 33-9-44, enacted by Ga. L. 1991, p. 1608, § 1.7; Ga. L. 2019, p. 337, § 1-55/SB 132.…
O.C.G.A. § 33-9-5 Authorized joint actions by insurers generally
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Subject to and in compliance with this chapter authorizing insurers to be members or subscribers of rating or advisory organizations or to engage in joint underwriting or joint reinsurance, two or more insurers may act in concert with each other and with others with respect to an…
O.C.G.A. § 33-9-6 Defined, §33-9-2
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ACTIONS. Farmers’ mutual fire insurance companies. By or against companies, §33-16-17. Genetic testing. Confidentiality of information, breaches of, §33-54-8. Insurance commissioner. Institution of civil actions, §33-2-24. John Doe actions. Owner or operator of vehicle causing inju…
O.C.G.A. § 33-9-8 Insurers insolvency pool
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Membership required, §33-36-5. Producer controlled property and casualty insurers, §§33-48-1 to 33-48-4. 1295 INDEX PROPERTY INSURANCE —Cont’d Insurers —Cont’d Reports, §33-3-21.1. Analysis of adequacy of loss and loss adjustment expense reserves. When reserves outside standard r…