Title 14, Uniform Consumer Credit Code

(1) If the Administrator has probable cause to believe that a person has engaged in an act which is subject to action by the Administrator, he may make an investigation to determine whether the act has been committed, and, to the extent necessary for this purpose, may administer …

Except as otherwise provided, all administrative action taken by the Administrator pursuant to this Chapter is governed by the Administrative COL070307 Adjudication Act.

(1) After notice and hearing the Administrator may order a creditor or a person acting in his behalf to cease and desist from engaging in violations of this Title. A respondent aggrieved by an order of the Administrator may obtain judicial review, and the Administrator may obtain…

If it is claimed that a person has engaged in conduct subject to an order by the Administrator (§ 6108) or by a court (§§ 6110 through 6112), the Administrator may accept an assurance in writing that the person will not engage in the conduct in the future. If a person giving an a…

The Administrator may bring a civil action in the Superior Court of Guam to restrain a person from violating this Title and for other appropriate relief.

Fraudulent or Unconscionable Conduct. (1) The Administrator may bring a civil action in the Superior Court of Guam to restrain a creditor or a person acting in his behalf from engaging in a course of: (a) making or enforcing the unconscionable terms of provisions of consumer cred…

With respect to an action brought to enjoin violations of the Act (§ 6110) or unconscionable agreements or fraudulent or unconscionable conduct (§ 6111), the Administrator may apply to the court for appro- priate temporary relief against a respondent, pending final determination …

(1) If a creditor refuses, within a reasonable time after demand, to refund an excess charge, the Administrator may bring a civil action in the Superior Court of Guam against a creditor for making or collecting charges in excess of those permitted by this Title. An action may rel…

This Article applies to persons making consumer credit sales, consumer leases or consumer loans, payable in installments, to which COL070307 this Title applies (§ 1201), and persons taking assignments of obligations arising from these sales, leases or loans, other than assignment…

Persons subject to this Article shall file notification with the Administrator in the form and in the manner prescribed by him. Notification shall be filed within thirty (30) days after the effective date of this Title, or within thirty (30) days after commencing business in this…

(1) A person required to file notification who is a nonresident of this Territory or who is a corporation not incorporated in or qualified to do business in this Territory, shall designate an agent upon whom service of process may be made in this Territory with respect to any act…

(1) A person required to file notification shall file on or before June 30th of each year and pay an annual fee of Twenty Dollars ($20.00). (2) Persons required to file notification who are sellers, lessors or lenders shall pay an additional fee at the time stated in Subsection (…

(1) There is hereby created the Council of Advisors on Consumer Credit consisting of five (5) members, who shall be appointed by the Governor with the advice and consent of the Legislature. One of the advisors shall be designated by the Governor as Chairman. In appointing members…

The Council shall advise and consult with the Administrator concerning the exercise of his own powers under this Title and may make recommendations to him. Members of the Council may assist the Administrator in obtaining compliance with this Title. Since it is an COL070307 object…

The Council and the Administrator shall meet together at a time and place designated by the Chairman at least twice each year. The Council may hold such additional meetings as may be called by the Chairman. ---------- COL070307