Hawaii Administrative Code

(a) Investigational hearings shall be presided over by the director or a designated representative, for the purpose of hearing testimony of witnesses and receiving exhibits, documents, and other data relating to any subject under investigation. (b) Such hearings may be stenograph…

Any person compelled to submit documents or data or to testify in an investigational hearing shall be entitled to retain a copy or on payment of costs thereof, procure a copy of any document submitted by the person, and in the instance of stenographically reported hearings, may i…

(a) Any witness compelled to appear in person in an investigational hearing may be accompanied, represented, and advised by counsel. (b) Counsel for a witness may advise the witness in confidence with respect to any question asked of the witness. If counsel has advised the witnes…

(a) This chapter is adopted to assist consumers and business persons by: (1) Defining certain acts and practices which violate section 480-2, Hawaii Revised Statutes; (2) Protecting consumers from unscrupulous individuals and businesses engaging in unfair or deceptive acts or pra…

Notes Haw. Code R. § 16-303-10

If any provision of these rules, or the application thereof to any person or circumstance is held invalid, the invalidity does not affect other provisions or applications of these rules which can be given effect without the invalid provision or application, and to this end the pr…

As used in this chapter: "Advertisement" means any oral, written, or graphic statement or representation made by or at the request of the seller; "Merchandise" means any objects, wares, food, goods, commodities, or services; "Price comparison" means the direct comparison in any a…

(a) Consumers rightfully expect that whenever the seller uses the word "sale" in any advertisement, the seller is offering to sell the advertised merchandise at a price which is less than the seller's regular price. It is the express intent of this section to prohibit the practic…

(a) It shall be an unfair or deceptive act or practice for any seller to advertise "free" merchandise in connection with the sale of other merchandise except in conformity with this section. When the consumer is told that merchandise is "free" if other merchandise is purchased, t…

(a) Price comparison advertising is a form of advertising in which current prices are compared with former or future pricesor other stated values to demonstrate price reductions or cost savings. While price comparisons accurately reflecting market values in the trade area provide…

(a) Consumers rightfully expect advertisements of merchandise to represent a bona fide intent to make such merchandise available to all those attracted to the place of business to purchase the advertised merchandise, unless the advertisement discloses that quantities of such merc…

The director of the office of consumer protection or a representative may require persons whose conduct is governed by this chapter to submit a report in writing setting forth information on which an advertisement within the scope of this chapter was based. The report shall be su…

Any person, firm, company, association, or corporation violating any provision of this chapter shall be fined a sum of not less than $500 nor more than $10,000 for each violation. The civil penalties shall be collected in a civil action brought by the director of the office of co…

An expert witness is a person who by virtue of experience, training, or education, possesses scientific, technical, or other specialized knowledge which will assist the office of consumer protection in investigating or in preparing for or presenting evidence to a trier of fact. N…

(a) An expert witness shall receive compensation in an amount which is reasonable for a person in the community of comparable experience, training, or education who performs the same or similar services. (b) The office of consumer protection and the expert witness shall agree upo…

Any witness other than an expert witness who is subpoenaed to testify at a trial or other court proceeding by the office of consumer protection and who attends the trial or court proceeding, may receive compensation in the amount provided for in section 607-12, Hawaii Revised Sta…

As used in this chapter: "Commissioner" means the commissioner of financial institutions of this State. "Credit union" means a cooperative, nonprofit association, chartered under chapter 412, Hawaii Revised Statutes, for the purposes of encouraging thrift among its members, creat…

Notes Haw. Code R. § 16-31-10 R 8/12/02

Notes Haw. Code R. § 16-31-11 R 8/12/02

(a) The board of directors of each credit union shall review at least annually the bond coverage in force in order to ascertain the adequacy of the coverage in relation to the exposure and to the minimum requirements fixed from time to time by the commissioner or by applicable la…

Notes Haw. Code R. § 16-31-13 R 8/12/02

Notes Haw. Code R. § 16-31-14 R 8/12/02

Notes Haw. Code R. § 16-31-15 R 8/12/02

Notes Haw. Code R. § 16-31-16 R 8/12/02

Notes Haw. Code R. § 16-31-17 R 8/12/02

Notes Haw. Code R. § 16-31-18 R 8/12/02

Notes Haw. Code R. § 16-31-19 R 8/12/02

Notes Haw. Code R. § 16-31-2 R 8/12/02

Notes Haw. Code R. § 16-31-20 R 8/12/02

A credit union may amend its bylaws and articles of association as provided by the bylaws. The amendment of the bylaws or of the articles of association shall not become effective until approved in writing by the commissioner. Notes Haw. Code R. § 16-31-21 [Eff 7/2/81; am and com…

Notes Haw. Code R. § 16-31-22 R 8/12/02

Notes Haw. Code R. § 16-31-3 R 8/12/02

Notes Haw. Code R. § 16-31-4 R 8/12/02

Notes Haw. Code R. § 16-31-5 R 8/12/02

Notes Haw. Code R. § 16-31-6 R 8/12/02

Notes Haw. Code R. § 16-31-7 R 8/12/02

Notes Haw. Code R. § 16-31-8 R 8/12/02

Notes Haw. Code R. § 16-31-9 R 8/12/02

This chapter shall apply to all programs, both present and future, within the jurisdiction of the business registration division; provided that this chapter shall not apply to the administration of the State's securities act, and the solicitation of funds from the public. Notes H…

For all domestic and foreign entities whose date of incorporation or registration in this State falls between: (1) January 1 and March 31, an annual report or statement shall be filed on or before March 31 of each year and shall reflect the state of the entity's affairs as of Jan…

(a) All corporations shall deliver for filing the first annual report as of the anniversary date in which the corporation registered within the time periods prescribed in section 16-36-11.10. (b) An annual report shall be delivered for filing annually even though a corporation ma…

(a) If the name of a foreign business entity registrant has been changed, the change may be recorded by the filing of a certificate by the proper state official that the name has been changed, together with the filing fee of $10. (b) If a foreign corporation registrant which has …

(a) Penalties shall be assessed commencing fifteen days after the due date of an annual report, partnership statement, license fee, or of any other document required to be filed with the division. (b) Penalties may be waived or reduced upon written request and only for good cause…

(a) Reasonable requests for information by the public shall be given at no charge in person or by mail. Requests for information by telephone for Oahu callers shall be limited to information available on on-line computer terminals and for neighbor island or out-of-state callers r…

(a) A proposed name or mark that is substantially identical to a registered name or mark shall be rejected and not accepted for registration. A name or mark is "substantially identical" if: (1) The only variation from an existing name or mark is the spelling of a number instead o…

Any investment club whose purpose is to invest its assets solely in securities for the education and benefit of its members and whose business is only with registered securities dealers in Hawaii shall not be considered to be conducting business in the State, and compliance with …

Notes Haw. Code R. § 16-36-17 R 3/28/00