Chapter 110, HIGHER EDUCATION

(110 ILCS 661/6-40) Sec. 6-40. Prohibitions Against Obligating the State of Illinois. Nothing in this Article shall be construed to authorize the Board or the University to contract a debt on behalf of, or in any way to obligate, the State of Illinois, or to pledge, assign or enc…

(110 ILCS 661/6-45) Sec. 6-45. Obligations of Board. All bonds issued pursuant to this Article shall be obligations of the Board payable only in accordance with the terms thereof and shall not be obligations general, special or otherwise, of the State of Illinois. Such bonds shal…

(110 ILCS 661/6-5) Sec. 6-5. Definitions. In this Article, unless the context otherwise requires: "Board" means the Board of Trustees of the University or its successor. "University" means and includes Chicago State University, located at Chicago, Illinois, and its branches. "Fed…

(110 ILCS 661/6-50) Sec. 6-50. Bonds as Legal Investments. The State and all counties, cities, villages, incorporated towns and other municipal corporations, political subdivisions and public bodies, and public officers of any thereof, all banks, bankers, trust companies, savings…

(110 ILCS 661/6-55) Sec. 6-55. Excision of Unconstitutional and Ineffective Parts of Article. It is hereby declared that the Sections, clauses, sentences and parts of this Article are severable and are not matters of mutual essential inducement, and any of them may be excised by …

(110 ILCS 661/6-60) Sec. 6-60. Supplemental Nature of Article; Construction and Purposes. The powers conferred by this Article shall be in addition to and supplemental to the powers conferred by any other law, general or special, and bonds may be issued under this Article notwith…

(110 ILCS 992/7-1) Sec. 7-1. Purpose and construction. This Article shall be construed as a consumer-protection law for all purposes and shall be liberally construed to effectuate its purpose. (Source: P.A. 104-383, eff. 8-15-25.)

(110 ILCS 992/7-10) Sec. 7-10. Monthly payment affordability. (a) Each EISA shall specify the EISA payment calculation method applicable to the EISA. An EISA shall not require payments from the consumer toward that EISA that exceed 8% of the consumer's income. An EISA provider sh…

(110 ILCS 992/7-100) Sec. 7-100. Construction against implicit authority. This Act is a general Act intended as a unified coverage of its subject matter. No part of this Act shall be construed to be impliedly repealed by subsequent law if that construction can reasonably be avoid…

(110 ILCS 992/7-105) Sec. 7-105. Application of other Acts. EISAs and EISA providers are subject to other Articles of this Act, the Know Before You Owe Private Education Loan Act, and the Predatory Loan Prevention Act and shall comply with their requirements and any rules adopted…

(110 ILCS 992/7-110) Sec. 7-110. Rulemaking. Notwithstanding any other provision of this Act, the Secretary may adopt rules for the regulation of any EISA provider that does not engage in the servicing of student loans, including, but not limited to, EISAs. The Secretary's author…

(110 ILCS 992/7-15) Sec. 7-15. Maximum effective annual percentage rate. An EISA must specify that the maximum amount that a consumer could be required to pay under the EISA will not result in a consumer ever being required to pay an effective annual percentage rate that is great…

(110 ILCS 992/7-20) Sec. 7-20. Limits on duration of EISAs. (a) The EISA maximum number of payments shall not exceed 180 monthly payments. (b) The EISA duration shall not exceed 240 months, excluding any months in which a consumer has requested and received a payment relief pause…

(110 ILCS 992/7-25) Sec. 7-25. Risk sharing. (a) An EISA provider may not contract for EISA terms that would result in a consumer having income that is less than or equal to 450% of the federal poverty guidelines for a single person for the EISA duration being required to make a …

(110 ILCS 992/7-3) Sec. 7-3. Applicability. This Article applies only to educational income share agreements. (Source: P.A. 104-383, eff. 8-15-25.)

(110 ILCS 992/7-30) Sec. 7-30. Limits on covered income. An EISA must specify the definition of income to be used for the purposes of calculating a consumer's payment obligation under the EISA. No EISA shall include any of the following in its definition of income: (1) the income…

(110 ILCS 992/7-35) Sec. 7-35. Fees permitted. (a) In addition to the EISA obligation permitted by this Act, an EISA provider may contract for and receive the following additional charges: (1) government fees and taxes; (2) a fee, which shall not exceed the sum of $25, for a fail…

(110 ILCS 992/7-40) Sec. 7-40. Restriction on security interest. Under no circumstances shall an EISA provider take a security interest in any collateral in connection with an EISA. (Source: P.A. 104-383, eff. 8-15-25.)

(110 ILCS 992/7-41) Sec. 7-41. Refinancing. Before offering a person an EISA that is being used to refinance an existing loan, an EISA provider shall provide the person with a disclosure explaining that the benefits and protections applicable to the existing loan may be lost due …

(110 ILCS 992/7-45) Sec. 7-45. Discharge of obligations. (a) All obligations under an EISA shall terminate if the consumer is deemed totally and permanently disabled by the applicable governmental agency. (b) All obligations under an EISA shall terminate upon the death of the con…

(110 ILCS 992/7-5) Sec. 7-5. Definitions. As used in this Article: "Amount financed" means the amounts advanced by the EISA provider to the consumer or on behalf of the consumer, or if the EISA provider is a merchant financing the sale of goods or services to the consumer using a…

(110 ILCS 992/7-50) Sec. 7-50. Prohibition on cosigners. No EISA shall include or permit the use of a cosigner in connection with any obligation related to an EISA. (Source: P.A. 104-383, eff. 8-15-25.)

(110 ILCS 992/7-55) Sec. 7-55. Limitation on acceleration. (a) EISA providers shall not attempt to accelerate or otherwise liquidate a future payment stream under an EISA. (b) Notwithstanding subsection (a), nothing in this Section shall prevent an EISA provider from collecting o…

(110 ILCS 992/7-60) Sec. 7-60. No assignment of wages. (a) An EISA provider may not take an assignment of earnings or wages of the consumer for payment or as security for payment of a debt arising out of an EISA. An assignment of earnings in violation of this Section is unenforce…

(110 ILCS 992/7-65) Sec. 7-65. Limitations on garnishment. Before entry of judgment in an action against a consumer for a payment arising from an EISA, a licensee may not attach unpaid earnings of the consumer by garnishment or like proceedings. (Source: P.A. 104-383, eff. 8-15-2…

(110 ILCS 992/7-70) Sec. 7-70. Use of multiple agreements. An EISA provider shall not use multiple agreements with respect to a single EISA with intent to violate any limitations of this Act. (Source: P.A. 104-383, eff. 8-15-25.)

(110 ILCS 992/7-75) Sec. 7-75. Required disclosures. (a) An EISA provider shall disclose the following information to each consumer, clearly and conspicuously, in a form that the consumer can keep at the time the transaction is consummated: (1) the date of the EISA; (2) the dolla…

(110 ILCS 992/7-80) Sec. 7-80. Early completion. An EISA shall specify the terms and conditions by which the consumer may extinguish the consumer's obligations under the EISA before the end of the EISA's duration. An EISA must not include a prepayment penalty that violates the pr…

(110 ILCS 992/7-85) Sec. 7-85. Assumption of increase in future income. (a) If a consumer fails to provide income documentation as reasonably required by an EISA, an EISA provider may assign an amount of income to the consumer and compute the consumer's monthly payment amount by …

(110 ILCS 992/7-90) Sec. 7-90. Receipts; statements of account; evidence of payment. (a) The EISA provider shall deliver or mail to the consumer, without request, a written receipt for each payment made pursuant to an EISA. A periodic statement showing a payment received by mail …

(110 ILCS 992/7-95) Sec. 7-95. Adjustment of dollar amounts. (a) From time to time, the dollar amounts in this Act designated as subject to change shall change, as provided in this Section, according to and to the extent of changes in the index. (b) The index for December of the …

(110 ILCS 665/10-1) Sec. 10-1. Short title. This Article may be cited as the Eastern Illinois University Law. (Source: P.A. 89-4, eff. 1-1-96.)

(110 ILCS 998/10-1) Sec. 10-1. Short title. This Article may be cited as the Workforce Development through Charitable Loan Repayment Act. References in this Article to "this Act" mean this Article. (Source: P.A. 103-592, eff. 6-7-24; 104-417, eff. 8-15-25.)

(110 ILCS 998/10-10) Sec. 10-10. Definitions. As used in this Act: "Commission" means the Illinois Student Assistance Commission. "Full-time employee" means an individual who is employed for consideration for at least 35 hours each week. "Program" means the Workforce Development …

(110 ILCS 967/10-10) Sec. 10-10. Award; maximum time period; maximum amount. Subject to appropriation, the Commission shall award a grant to each qualified applicant for a maximum of 4 years. The amount of this grant shall not exceed $5,000 per year. The Commission shall encourag…

(110 ILCS 665/10-10) Sec. 10-10. There is hereby created a body politic and corporate which shall be styled the Board of Trustees of Eastern Illinois University (hereinafter called the Board), and which shall operate, manage, control, and maintain Eastern Illinois University in a…

(110 ILCS 153/10-10) (This Section may contain text from a Public Act with a delayed effective date) Sec. 10-10. Circuit court action by the Attorney General. (a) If the Attorney General has reason to believe that any institution is engaged in a violation of this Act, then the At…

(110 ILCS 665/10-100) Sec. 10-100. Flexible hours positions. The Board is authorized to use flexible hours positions. A flexible hours position is one that does not require an ordinary work schedule and includes but is not limited to: (i) a part-time job of 20 hours or more per w…

(110 ILCS 665/10-105) Sec. 10-105. Fiscal year. The fiscal year of Eastern Illinois University shall terminate on the 30th day of June, and all reports of Eastern Illinois University, except catalogs and circulars, shall be addressed to the Governor. Annual reports shall contain …

(110 ILCS 665/10-110) Sec. 10-110. Limitation. The powers of the Board as designated in this Article are subject to the Board of Higher Education Act. (Source: P.A. 89-4, eff. 1-1-96.)

(110 ILCS 665/10-115) Sec. 10-115. Meningitis vaccine; information. At the beginning of each academic year, the University shall inform each of its incoming freshmen and transfer students about meningitis and its transmission. Any University facility that delivers health services…

(110 ILCS 665/10-120) Sec. 10-120. Limitation on tuition increase. This Section applies only to those students who first enroll after the 2003-2004 academic year. For 4 continuous academic years following initial enrollment (or for undergraduate programs that require more than 4 …

(110 ILCS 665/10-125) Sec. 10-125. Provision of student and social security information prohibited. (a) The University, including its agents, employees, student or alumni organizations, or any affiliates, may not provide a student's name, address, telephone number, social securit…

(110 ILCS 665/10-130) Sec. 10-130. Students called to active military service. The University shall allow a currently enrolled student who is called to active military service to complete any unfinished courses at a later date at no additional charge, unless course credit has alr…

(110 ILCS 665/10-135) Sec. 10-135. Sexual assault awareness education. The University shall provide some form of sexual assault awareness education to all incoming students, whether through a seminar, online training, or some other way of informing students. (Source: P.A. 95-764,…

(110 ILCS 665/10-140) Sec. 10-140. Buildings available for emergency purposes. The Board shall make mutually agreed buildings of the university available for emergency purposes, upon the request of the Illinois Emergency Management Agency, the State-accredited emergency managemen…

(110 ILCS 665/10-145) Sec. 10-145. Veterans' Day; moment of silence. If the University holds any type of event at the University on November 11, Veterans' Day, the Board shall require a moment of silence at that event to recognize Veterans' Day. (Source: P.A. 96-84, eff. 7-27-09;…

(110 ILCS 998/10-15) Sec. 10-15. Establishment of the Program; advertisement. The Workforce Development through Charitable Loan Repayment Program is hereby created for the purpose of facilitating student loan repayment assistance for qualified workers. The Program shall be admini…

(110 ILCS 665/10-15) Sec. 10-15. Membership; terms; vacancies. The Board shall consist of 7 voting members appointed by the Governor, by and with the advice and consent of the Senate, and one voting member who is a student at Eastern Illinois University. The student member shall …

(110 ILCS 967/10-15) Sec. 10-15. Application. All applications for grant assistance under the program shall be made to the Commission in a form and manner prescribed by the Commission. Applicants shall also submit any supporting documents deemed necessary by the Commission at the…