20,160 sections across 1,928 Iowa regulatory chapters.
R.265—29.2 Operation of program with local program administrators
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29.2(1) Local program administrators. For purposes of this chapter, “local program administrator” means any of the following: a. The cities of Ames, Cedar Falls, Cedar Rapids, Council Bluffs, Davenport, Des Moines, Dubuque, Iowa City, Waterloo, and West Des Moines. b. A council o…
R.265—29.3 Eligibility
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29.3(1) Eligible homeowners. To be eligible for a forgivable loan under the program, all of the following requirements shall apply: a. The homeowner’s disaster-affected home must have sustained damage greater than the damage that is covered by the homeowner’s property and casualt…
R.265—29.4 Eligible uses of funds
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29.4(1) Forgivable loans. The authority may award a forgivable loan to an eligible homeowner for any of the following purposes: a. Repair or rehabilitation of the disaster-affected home. b. Down payment assistance on the purchase of replacement housing, and the cost of reasonable…
R.265—29.5 Loan terms. Loans made under the program shall, at a minimum, contain the following
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terms: 29.5(1) Five-year term. The duration of the loan will be for a term of five years. 29.5(2) Amount. The maximum amount of a loan made under this program shall be $50,000. 29.5(3) Interest. Loans made pursuant to the program shall bear no interest. 29.5(4) Forgivability. Loa…
R.265—29.6 Grant terms. Grants made under the program shall be subject to the following terms:
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29.6(1) Award calculation and maximum award. a. An eligible renter may be awarded up to six months of rent assistance. b. An eligible renter may be awarded retroactive rent assistance. c. An eligible renter may be awarded rent assistance to pay late fees provided that the late fe…
R.265—29.7 Reporting. A local program administrator working with the authority to administer
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assistance provided under rule 265—29.4(16) will submit any information reasonably requested by the authority in sufficient detail to permit the authority to prepare any reports required by the authority, the general assembly or the governor’s office. [ARC 7021C, IAB 5/31/23, eff…
R.265—29.8 Eviction prevention program
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29.8(1) Purpose. The authority shall establish and administer an eviction prevention program. Under the eviction prevention program, the authority shall award grants to eligible renters and to eviction prevention partners for purposes of this rule. Grants may be awarded upon a st…
R.265—29.9 Financial assistance subject to availability of funding. All financial assistance awarded
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pursuant to this chapter shall be subject to funds being made available to the authority for the purpose of awarding financial assistance to eligible homeowners and eligible renters in disaster-affected counties. [ARC 7021C, IAB 5/31/23, effective 7/5/23] These rules are intended…
R.265—3.1 Purpose. Through the multifamily loan program (program) established pursuant to this
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chapter, the authority seeks to preserve the existing supply of affordable rental units at risk of being lost and to foster the production of new affordable rental units in the state. [ARC 8901C, IAB 2/19/25, effective 3/26/25]
R.265—3.2 Application procedure. Applications will be reviewed by the authority upon receipt
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[ARC 8901C, IAB 2/19/25, effective 3/26/25]
R.265—3.3 Eligibility
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3.3(1) Eligible applicants. As determined by the authority, to be eligible for a loan under the program, applicants shall: a. Demonstrate a market need for the units. b. Agree to observe certain compliance measures, including a recorded agreement to ensure long- term affordabilit…
R.265—3.4 Multifamily loan program for workforce housing loan assistance
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3.4(1) Eligible applicants. To be eligible for a loan under this rule (the “primary loan”), applicants shall: a. Be an Iowa city or county (the “borrower”). b. Agree to use the primary loan proceeds to make a loan to a third party to build housing in the applicant’s jurisdiction …
R.265—3.5 Authority analysis of applications. Authority staff will analyze and underwrite each
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potential project and will make recommendations for funding assistance to the board of directors of the authority. Meeting the eligibility criteria in these rules is not a guaranty of receiving funds. Authority staff will determine the necessary and appropriate procedures and pro…
R.265—39.1 Purpose. The primary purpose of HOME is to strengthen public-private partnerships and
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to expand the supply of decent, safe, sanitary, and affordable housing, with primary attention to rental housing, for very low-income and low-income families or to strengthen public-private partnerships or to provide direct rental assistance to low-income people. [ARC 0114D, IAB …
R.265—39.10 Requests for funds. Recipients shall submit requests for funds in the manner and on
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forms prescribed by the authority. Adequate and itemized documentation supporting the amount of funds requested must be provided to and approved by the authority prior to release of funds. For rental projects, the authority may retain up to 10 percent of the total HOME award for …
R.265—39.11 References. All references to the Code of Federal Regulations, United States Code, and
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federal acts, including the Cranston-Gonzalez National Affordable Housing Act of 1990 and the United States Housing Act of 1937, in this chapter are as in effect April 8, 2026. [ARC 0114D, IAB 3/4/26, effective 4/8/26] These rules are intended to implement Iowa Code section 16.5(…
R.265—39.2 Definitions. When used in this chapter unless the context otherwise requires:
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“Activity” means one or more specific housing activities, projects or programs assisted through HOME. “Administrative plan” means a document that a HOME recipient establishes that describes the operation of a funded activity in compliance with all state and federal requirements. …
R.265—39.3 Eligible applicants. Eligible applicants for HOME assistance include nonprofit 501(c)
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organizations, CHDOs, and for-profit corporations or partnerships. [ARC 0114D, IAB 3/4/26, effective 4/8/26]
R.265—39.4 Eligible activities and forms of assistance
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39.4(1) Eligible activities may include tenant-based rental assistance, rental housing rehabilitation, rental housing new construction and adaptive reuse, homebuyer assistance that includes some form of direct subsidy to the homebuyer, and other housing-related activities as may …
R.265—39.5 Application procedure. HOME applications will be received from eligible applicants in
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the online system prescribed by the authority as often as the state expects funding from HUD. At a minimum, applications will include the amount of funds requested, a description of the need for the funds, documentation of other available committed funding sources, the source of …
R.265—39.6 Application requirements. An application that meets the following threshold criteria will
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be considered for HOME assistance: 39.6(1) The application proposes a housing activity consistent with the HOME fund purpose and eligibility requirements and the state consolidated plan approved by HUD. 39.6(2) The application documents the applicant’s capacity to administer the …
R.265—39.7 Application review criteria
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39.7(1) The authority will evaluate applications and make funding decisions based on general activity criteria, need, impact, feasibility, and activity administration based upon the specific type of activity to be undertaken. The general activity criteria will be included in the …
R.265—39.8 Allocation of funds
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39.8(1) The authority may retain up to 10 percent of the state’s annual HOME allocation from HUD for administrative costs associated with program implementation and operation. 39.8(2) Not less than 15 percent of the state’s annual HOME allocation is reserved for eligible housing …
R.265—39.9 Administration of awards. Applicants selected to receive HOME awards will be notified
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by letter from the authority’s director or designee. The authority and the recipient or subrecipient will execute a contract prepared by the authority. [ARC 0114D, IAB 3/4/26, effective 4/8/26]
R.265—41.1 Purpose. The shelter assistance fund (SAF) is created pursuant to and for the purposes
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stated under Iowa Code section 16.41. [ARC 9407C, IAB 7/9/25, effective 8/13/25]
R.265—41.10 Compliance with applicable federal and state laws and regulations. Recipients shall
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comply with all applicable federal, state, and local laws with respect to activities performed under this SAF program, including the Iowa Civil Rights Act as set forth in Iowa Code chapter 216. Recipients shall also comply with the following additional requirements. 41.10(1) Revi…
R.265—41.11 Administration
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41.11(1) Contracts. Upon selection of an application for funding, the authority will initiate a contract. These rules and applicable federal and state laws and regulations will become part of the contract. Certain activities may necessitate that permits or clearances be obtained …
R.265—41.12 References. All references to the Code of Federal Regulations and United States Code in
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this chapter are to the laws as in effect August 13, 2025. [ARC 9407C, IAB 7/9/25, effective 8/13/25] These rules are intended to implement Iowa Code section 16.41. [Filed Emergency ARC 9162B, IAB 10/20/10, effective 10/1/10] [Filed ARC 9281B (Notice ARC 9163B, IAB 10/20/10), IAB…
R.265—41.2 Definitions
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“Applicant” means an eligible provider of homeless services that is applying for SAF funds. “Authority” means the Iowa finance authority. “Domestic violence shelter” means a homeless shelter primarily or exclusively serving clients who are homeless due to domestic violence. “DVIM…
R.265—41.3 Eligible applicants. To be eligible for the SAF, an applicant must:
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1. Be a city government, county government, instrumentality of government, or private nonprofit organization; and 2. Operate a homeless shelter. [ARC 9407C, IAB 7/9/25, effective 8/13/25]
R.265—41.4 Eligible activities. Eligible activities may include the following, where necessary to assist
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participants: 41.4(1) Operating expenses for homeless and domestic violence shelters necessary for the operation of the shelter, including staff salaries, maintenance (including minor or routine repairs), rent, security, fuel, equipment, insurance, utilities, food, furnishings, a…
R.265—41.5 Application procedures. The authority shall issue requests for applications periodically,
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specifying requirements, priorities, period of funding, and maximum and minimum award amounts, subject to available funding. Requests for applications may be issued jointly with the ESG program. Only applications submitted as prescribed by the authority will be considered. [ARC 9…
R.265—41.6 Application review process
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41.6(1) Applications will be reviewed by the authority for funding approval or denial based on priorities established during each competition round. Review criteria include but are not limited to the following: a. Project design, b. Applicant experience and capacity, c. Community…
R.265—41.7 Matching contributions. The authority reserves the right to designate a portion or all of
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SAF funds to be used toward the matching contributions requirement imposed by HUD for ESG funds received by the state of Iowa. SAF funds designated as ESG matching contributions cannot be used to meet matching requirements of other grant moneys received by recipients. Recipients …
R.265—41.8 Funding awards
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41.8(1) Authorization. The authority’s board of directors approves funding awards during each application cycle. 41.8(2) Right to negotiate. The authority reserves the right to negotiate with the recipient the amount of the funding award, the scale or scope of the recipient’s pro…
R.265—41.9 Requirements placed on recipients
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41.9(1) Participation by homeless individuals and families. To the extent possible, recipients should involve, through employment, volunteer services, or otherwise, homeless individuals and families in constructing, renovating, maintaining, and operating facilities assisted with …
R.265—42.1 Purpose. The Emergency Solutions Grant Program (ESG program) is a federal program of
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the U.S. Department of Housing and Urban Development (HUD) as set forth in Title 42 of the U.S. Code (42 U.S.C. Sections 11371-11378) as well as parts of Title 24 of the Code of Federal Regulations (24 CFR Part 576). [ARC 9408C, IAB 7/9/25, effective 8/13/25]
R.265—42.10 Compliance with applicable federal and state laws and regulations. Subrecipients shall
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comply with the following: 1. Iowa Code governing activities performed under this program; 2. McKinney Homeless Assistance Act and its implementing regulations; 3. HEARTH Act; 4. Uniform Administrative Requirements, Cost Principles, and Audit Requirements in 2 CFR Part 200; and 5…
R.265—42.11 Administration
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42.11(1) Contracts. Upon selection of an application for funding, the authority will initiate a contract. These rules and applicable federal and state laws and regulations will become part of the contract. Certain activities may necessitate that permits or clearances be obtained …
R.265—42.12 References. All references to the Code of Federal Regulations; United States Code; and
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federal acts, including the McKinney-Vento Homeless Assistance Act, the HEARTH Act, and the Violence Against Women Act, in this chapter are as in effect August 13, 2025. [ARC 9408C, IAB 7/9/25, effective 8/13/25] These rules are intended to implement Iowa Code section 16.5(1)“m” …
R.265—42.2 Definitions
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“Applicant” means an eligible provider of eligible homeless services that is applying for funds through the ESG program. “Authority” means the Iowa finance authority. “Domestic violence shelter” means a homeless shelter primarily or exclusively serving clients who are homeless du…
R.265—42.3 Eligible applicants. City governments, county governments, and private nonprofit
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organizations are eligible applicants under the ESG program. City or county governments may apply on behalf of a nonprofit service provider within their jurisdictions when the nonprofit service provider would otherwise qualify as an eligible applicant under the ESG program. [ARC …
R.265—42.4 Eligible activities. Eligible activities may include only the following
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42.4(1) Street outreach. The provision of essential services necessary to reach out to unsheltered homeless people; to connect them with shelter, housing, or critical services; and to provide urgent, non- facility-based care to unsheltered homeless people who are unwilling or una…
R.265—42.5 Ineligible activities. Any activity that is not authorized under the provisions of the
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McKinney-Vento Homeless Assistance Act as amended by the Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009 (HEARTH Act), and implemented by 24 CFR Part 576, is ineligible to be carried out with ESG program funds. [ARC 9408C, IAB 7/9/25, effective 8/13/25]
R.265—42.6 Application procedures. The authority will issue requests for applications periodically,
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specifying requirements, priorities, period of funding, and maximum and minimum award amounts, subject to available funds. Requests for applications may be issued jointly with the SAF program. Only applications submitted as prescribed by the authority will be considered. [ARC 940…
R.265—42.7 Application review process. Applications will be reviewed based on priorities established
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during each funding round in accordance with the state of Iowa consolidated plan for housing and community development. Review criteria include but are not limited to applicant’s project design, applicant experience and capacity, community partnerships and need, past performance,…
R.265—42.8 Matching requirement. Each subrecipient of ESG program funds must provide matching
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contributions according to the requirements for each round of funding. In calculating the amount of matching funds, the following may be included: cash contributions expended for allowable costs of the subrecipient for the ESG program or noncash contributions, including the value…
R.265—42.9 Funding awards
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42.9(1) Awards on behalf of multiple applicants. A city or county government or private nonprofit organization may be designated, at the discretion of the authority, to administer a contract for multiple applicants within a prescribed geographic area. 42.9(2) Right to negotiate. …
R.265—43.1 Definitions. When used in this chapter, unless the context otherwise requires:
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“Authority” means the Iowa finance authority. “Department” means the Iowa department of health and human services. “Infrastructure” means the building and permanent improvements necessary for the support of Medicaid waiver-eligible individuals. “Medicaid waiver-eligible” means el…
R.265—43.2 Award of loan funds. It is the authority’s intent to award loans under the program to those
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applicants that meet all of the requirements of this chapter and the published underwriting standards of the loan program. The authority intends to award the available funds under this program each year if applicants meet all applicable requirements. [ARC 0115D, IAB 3/4/26, effec…