Kansas Administrative Code

Kansas Administrative Regulations Kansas Department of Insurance Article 15.—Variable Annuities or Separate Accounts 40-15-7. Same; agents; qualification. (a) Unless licensed as a variable contract agent, an agent shall not be eligible to sell or offer for sale a variable contrac…

Kansas Administrative Regulations Kansas Department of Insurance Article 15.—Variable Annuities or Separate Accounts 40-15-8. Variable annuity or separate accounts; agents; procedure for obtaining licenses. (a) Each agent desiring to sell, pursuant to K.S.A. 40-436, individual or…

Kansas Administrative Regulations Kansas Department of Insurance Article 15.—Variable Annuities or Separate Accounts 40-15-9. Revoked. (Authorized by K.S.A. 40-103, 40-436; effective Jan. 1, 1969; amended Jan. 1, 1970; amended, E-71-24, July 1, 1971; amended Jan. 1, 1972; amended…

Kansas Administrative Regulations Kansas Department of Insurance Article 16.—Professional Employer Organizations (not in active use) 40-16-1. Revoked. (Authorized by K.S.A. 40-103 and L. 2012, ch. 142, sec. 10; implementing L. 2012, ch. 142, sec. 1; effective Jan. 31, 2014; revok…

Kansas Administrative Regulations Kansas Department of Insurance Article 16.—Professional Employer Organizations (not in active use) 40-16-2. Revoked. (Authorized by K.S.A. 40-103 and L. 2012, ch. 142, sec. 10; implementing L. 2012, ch. 142, sec. 5; effective Jan. 31, 2014; revok…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-1. Revoked. (Authorized by K.S.A. 40-103; effective Jan. 1, 1966; amended May 1, 1975; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-10. Same; deficiency reserves; requirements. Any life insurance company may establish deficiency reserves when gross premium charges are less than net premiums. However, the company sh…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-11. Life insurance policies; "wholesale" or "franchise" plan; requirements. (a) Definitions. (1) "Wholesale" or "franchise" insurance means a life insurance plan under which a number o…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-12. Replacement of life insurance and annuities. (a) Definitions. (1) "Agent" means each agent, broker, or other person representing an insurer in the sale of any type of policy. (2) "…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-13. Life insurance policies; promissory notes and installment contracts; college students; requirements. In addition to the provisions of K.S.A. 40-283a, the following requirements sha…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-14. Life insurance and annuities; deceptive practices; requirements; prohibitions. (a) This regulation shall apply to each solicitation, negotiation, or procurement of life insurance o…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-14a. This regulation shall be revoked on and after January 1, 2024. (Authorized by K.S.A. 40-103, K.S.A. 2012 Supp. 40-4916, and K.S.A. 40-2404a; implementing K.S.A. 2012 Supp. 40-222,…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-14b. Revoked. (Authorized by K.S.A. 40-103 and 40-2404a; implementing K.S.A. 40-2403 and K.S.A. 2002 Supp. 40-2404; effective May 20, 2005; revoked Dec. 2, 2005.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-15. Individual life insurance policies; right to return policy. (a) Each individual life insurance policy and annuity contract issued for delivery in this state shall contain a notice.…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-16. Life insurance and annuities; mortality tables; sexual distinctions; permits and prohibitions. (a) For each policy of life insurance delivered or issued for delivery in this state,…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-17. Life insurance and annuities; mortality tables; smokers and nonsmokers; permits and prohibitions. The national association of insurance commissioners' model regulation permitting s…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-18. Annuities; mortality tables; permits; effective dates. The Kansas insurance department's "policy and procedure recognizing a new annuity mortality table for use in determining rese…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-19. Kansas life and health insurance guaranty association act; notice to policyholders; requirements. (a) The disclaimer required by L. 1986, Ch. 180, Sec. 15(c) shall be printed in bo…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-2. Revoked. (Authorized by K.S.A. 40-103, 40-216; effective Jan. 1, 1966; revoked Jan. 1, 1974.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-20. Life insurance; accelerated benefits; contract requirements and restrictions. (a) As used in this regulation or in a life insurance or annuity contract providing for accelerated be…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-21. Revoked. (Authorized by K.S.A. 40-103; implementing K.S.A. 40-221a; effective Dec. 16, 1991; revoked June 20, 1997.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-22. Revoked. (Authorized by K.S.A. 40-103, 40-404(e)(4) as amended by L. 1987, Ch. 162, Sec. 1; implementing K.S.A. 40-404(e) as amended by L. 1987, Ch. 162, Sec. 1; effective, T-88-44…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-23. Life insurance; preneed funeral contracts or arrangements; disclosure; requirements. (a) This regulation shall apply to any solicitation, negotiation or procurement occurring withi…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-24. Life and health reinsurance agreements. Sections 3, 4, 5, and 6 of the national association of insurance commissioners' "life and health reinsurance agreements model regulation," a…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-25. Life insurance illustrations. The national association of insurance commissioners' "life insurance illustrations model regulation," January 1996 edition, is hereby adopted by refer…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-26. Valuation of life insurance policies. Section one, sections three through seven, and the appendix of the national association of insurance commissioners' "valuation of life insuran…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-27. Minimum reserve liabilities and nonforfeiture benefits. Sections three through seven of the national association of insurance commissioners' "recognition of the 2001 CSO mortality …

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-28. Preneed insurance contracts; minimum standards for determining reserves. The Kansas insurance department's "policy and procedure pertaining to preneed life insurance minimum standa…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-29. Life insurance; valuation of credit life insurance policies. The Kansas insurance department's "policy and procedure regarding determining reserve liabilities for credit life insur…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-3. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-2208, K.S.A. 1965 Supp. 40-401, 40-428(e); effective Jan. 1, 1966; revoked May 1, 1986.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-30. Military sales practices. The Kansas insurance department's "policy and procedure relating to military sales practices," dated June 26, 2007, is hereby adopted by reference. (Autho…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-31. Minimum requirements for viaticating a policy. (a) As used in this regulation, each of the following terms shall have the meaning specified in this subsection: (1) "Insured" means …

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-4. Revoked. (Authorized by K.S.A. 40-103; effective Jan. 1, 1966; amended Jan. 1, 1969; amended, E-76-29, June 19, 1975; amended May 1, 1976; revoked May 1, 1986.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-5. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-415, 40-434; effective Jan. 1, 1966; revoked May 1, 1986.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-6. Revoked. (Authorized by K.S.A. 40-103, 40-235, 40-2401 <em>et seq.</em>; effective Jan. 1, 1966; amended Jan. 1, 1971; revoked May 1, 1986.)

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-7. Life insurance companies and fraternal benefit associations; lapse of policies providing for automatic term insurance or fractional paid-up insurance; notice to policyholders requir…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-8. Life insurance policies; premium deposit fund provisions; requirements. Premium deposit fund provisions shall not be included in or attached to life insurance contracts issued in th…

Kansas Administrative Regulations Kansas Department of Insurance Article 2.—Life Insurance 40-2-9. Life insurance companies; extra premium payments; limits. Premium deposit fund provision and other funds which provide for extra premium payments exceeding the cost of insurance, sh…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-1. Insurance companies; capital, surplus and deposit requirements. A certificate of authority shall not be issued or renewed with respect to companies writing insurance sp…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-10. Revoked. (Authorized by K.S.A. 40-103, 40-2404a; implementing K.S.A. 40-941, 40-1122, 40-928, 40-1113, 40-2403; effective Jan. 1, 1966; amended May 1, 1979; amended Ma…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-11. Property insurance; possession of policy in person other than insured; copy for insured. (a) The agent of the insurer shall provide to the insured a certificate or cop…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-12. Revoked. (Authorized by K.S.A. 40-103 and 40-961; implementing K.S.A. 40-954; effective Jan. 1, 1966; amended May 1, 1979; amended May 1, 1986; amended May 1, 1988; am…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-13. Fire and casualty insurance companies; rating plans; duplication prohibited. Risk modification shall not be applied to duplicate factors already fully recognized in th…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-14. Mutual fire and tornado insurance companies; extended coverage endorsement. (a) For the purpose of this regulation, "extended coverage endorsement" means that endorsem…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-15. Fire and casualty insurance contracts; cancellation at option of insurer; notice required. (a) Each policy or contract, that is issued by fire or casualty insurers wit…

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-16. Fire and casualty insurance policies and applications; "warranties" prohibited. (a) As used in this regulation, the word "warranty" means a promise that certain facts …

Kansas Administrative Regulations Kansas Department of Insurance Article 3.—Fire and Casualty Insurance 40-3-17. Liability insurance contracts; liability of insuring company. A company shall not issue a liability contract in this state which provides, in effect, that an action ma…