(1). A person is not liable on an instrument unless:
(a). The person signed the instrument; or [PL 1993, c. 293, Pt. A, §2 (NEW).]
(b). The person is represented by an agent or representative who signed the instrument and the signature is binding on the represented person under section 3‑1402. [RR 2011, c. 1, §13 (COR).]
(2).