The parties to a sale, lease or loan, or modification thereof, which is not a consumer credit transaction, may agree in a writing signed by the parties that the transaction is subject to the provisions of this Act applying to consumer credit transactions. If the parties so agree, the transaction is a consumer credit transaction for the purposes of this Act.
Transactions subject to Act by agreement
9-A M.R.S. § 1-109, under Article 1: GENERAL PROVISIONS AND DEFINITIONS.
9-A M.R.S. § 1-109