Title 24-A, Title 24-A

A society having a supreme legislative or governing body and subordinate lodges or branches by whatever name known, into which members are elected, initiated or admitted in accordance with its constitution, laws, ritual and rules, which subordinate lodges or branches shall be req…

A society shall be deemed to have a representative form of government when: [PL 1969, c. 132, §1 (NEW).] 1. It provides in its constitution or laws for a supreme legislative or governing body, composed of representatives elected either by the members or by delegates elected direc…

The organization of a society shall be governed as follows. [PL 1969, c. 132, §1 (NEW).] 1. Seven or more citizens of the United States, a majority of whom are citizens of this State, who desire to form a fraternal benefit society, may make, sign and acknowledge before some offic…

Any incorporated society authorized to transact business in this State at the time this chapter becomes effective may thereafter exercise all the rights, powers and privileges prescribed in this chapter and in its charter or articles of incorporation as far as consistent with thi…

No unincorporated or voluntary association shall be permitted to transact business in this State as a fraternal benefit society.

The principal office of any domestic society shall be located in this State. The meetings of its supreme legislative or governing body may be held in any state, district, province or territory wherein such society has at least 5 subordinate branches and all business transacted at…

A domestic society may consolidate or merge with any other society by complying with the provisions of this section. [PL 1969, c. 132, §1 (NEW).] It shall file with the superintendent: [PL 1969, c. 132, §1 (NEW); PL 1973, c. 585, §12 (AMD).] 1. A certified copy of the written con…

Any domestic fraternal benefit society may be converted and licensed as a mutual life insurance company by compliance with all the requirements of section 3352 if such plan of conversion has been approved by the superintendent. Such plan must be prepared in writing setting forth …

A society may admit to benefit membership any person not less than 15 years of age, nearest birthday, who has furnished evidence of insurability acceptable to the society. Any such member who shall apply for additional benefits more than 6 months after becoming a benefit member s…

A domestic society may amend its articles of incorporation, constitution or laws in accordance with the provisions thereof by action of its supreme legislative or governing body at any regular or special meeting thereof or, if its articles of incorporation, constitution or laws s…

It shall be lawful for a society to create, maintain and operate charitable, benevolent or educational institutions for the benefit of its members and their families and dependents and for the benefit of children insured by the society. For such purpose it may own, hold or lease …

The officers and members of the supreme, grand or any subordinate body of a society shall not be personally liable for payment of any benefits provided by a society.

1. A society authorized to do business in this State may provide for the payment of: A. Death benefits in any form; [PL 1969, c. 132, §1 (NEW).] B. Endowment benefits; [PL 1969, c. 132, §1 (NEW).] C. Annuity benefits; [PL 1969, c. 132, §1 (NEW).] D. Temporary or permanent disabil…

A society may provide for benefits on the lives of children under the minimum age for adult membership but not greater than 18 years of age at time of application therefor, upon the application of some adult person, as its laws or rules may provide, which benefits shall be in acc…

A society may grant paid-up nonforfeiture benefits, cash surrender values, certificate loans and such other options as its laws may permit. As to certificates issued on and after January 1, 1970 a society shall grant at least one paid-up nonforfeiture benefit; except in the case …

The member shall have the right at all times to change the beneficiary or beneficiaries in accordance with the constitution, laws or rules of the society. Every society by its constitution, laws or rules may limit the scope of beneficiaries and shall provide that no beneficiary s…

No money or other benefit, charity, relief or aid to be paid, provided or rendered by any society, shall be liable to attachment, garnishment or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or operation of law to pay any debt or…

Every society authorized to do business in this State shall issue to each benefit member a certificate specifying the amount of benefits provided thereby. The certificate, together with any riders or endorsements attached thereto, the charter or articles of incorporation, the con…

A life benefit certificate may not be delivered or issued for delivery in this State unless a copy of the form has been filed with the superintendent and approved by the superintendent as conforming to the requirements of this section and not inconsistent with any other provision…

A society may not issue or deliver in this State any certificate or other evidence of any contract or accident insurance or health insurance or of any total and permanent disability insurance contract unless and until the form thereof, together with the form of application and al…

No certificate providing health insurance benefits delivered or issued for delivery in this State, other than a certificate providing benefits for specific diseases or accidental injuries only, may provide more restrictive coverage for Acquired Immune Deficiency Syndrome (AIDS), …

The constitution and laws of the society may provide that no subordinate body nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws and constitution of the society. Such provisions shall be binding on the socie…

A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer, other than another fraternal benefit society, having the power to make such reinsurance and authorized to do business in this State, or if not so authorized, o…

A license must be issued to each fraternal benefit society that qualifies under this chapter. The license continues in full force and effect until suspended or revoked by the superintendent. Upon issuance of the license and annually thereafter the society shall pay the superinten…

No foreign or alien society shall transact business in this State without a license issued by the superintendent. Any such society may be licensed to transact business in this State upon filing with the superintendent: [PL 1969, c. 132, §1 (NEW); PL 1973, c. 585, §12 (AMD).] 1. A…

1. When the superintendent upon investigation finds that a domestic society: A. Has exceeded its powers; [PL 1969, c. 132, §1 (NEW).] B. Has failed to comply with any provision of this chapter; [PL 1969, c. 132, §1 (NEW).] C. Is not fulfilling its contracts in good faith; [PL 196…

The superintendent may suspend, revoke or refuse the license of a foreign or alien society transacting or applying to transact business in this State as set out in this section. [PL 2009, c. 13, §5 (NEW).] 1. Investigation. If, upon investigation, the superintendent finds that a …

Insurance producers of societies must be licensed in accordance with chapter 16 except that no insurance producer's license is required if: [PL 2023, c. 405, Pt. A, §93 (AMD).] 1. Officer devoting substantial time to activities other than solicitation or negotiation of insurance …

Every society authorized to do business in this State shall appoint in writing an agent located in the State upon whom all lawful process in any action or proceeding against it is served and shall agree in writing that any lawful process against it that is served on the agent is …

No application or petition for injunction against any domestic, foreign or alien society, or branch thereof, shall be recognized in any court of this State unless made by the Attorney General upon request of the superintendent.

All decisions and findings of the superintendent made under the provisions of this chapter shall be subject to review by proper proceedings in any court of competent jurisdiction in this State.

All assets shall be held, invested and disbursed for the use and benefit of the society and no member or beneficiary shall have or acquire individual rights therein or become entitled to any apportionment or the surrender of any part thereof, except as provided in the contract. […

A society shall invest its funds only in such investments as are authorized by the laws of this State for the investment of assets of life insurers and subject to the limitations thereon. Any foreign or alien society permitted or seeking to do business in this State which invests…

Reports shall be filed and synopses of annual statements shall be published in accordance with the provisions of this section. [PL 1969, c. 132, §1 (NEW).] 1. Every society transacting business in this State shall annually, on or before the first day of March, unless for cause sh…

The superintendent, or any person the superintendent may appoint, has the power of visitation and examination into the affairs of any domestic society and the superintendent shall make such examination at least once in every 3 years. The superintendent may employ assistants for t…

The superintendent, or any person whom the superintendent may appoint, may examine any foreign or alien society transacting or applying for admission to transact business in this State. The superintendent may employ assistants and the superintendent, or any person the superintend…

Pending, during or after an examination or investigation of a society, either domestic, foreign or alien, the superintendent may not make public any financial statement, report or finding, nor may the superintendent permit to become public any financial statement, report or findi…

A society authorized to do business in this State is subject to the provisions of section 12‑A and chapter 23. Nothing in such provisions may be construed as applying to or affecting the right of any society to determine its eligibility requirements for membership or as applying …

Every society is subject to the provisions of section 2176.

Every society organized or licensed under this chapter is hereby declared to be a charitable and benevolent institution, and all of its funds shall be exempt from all and every state, county, district, municipal and school tax other than taxes on real estate and office equipment.

Except as herein provided, societies shall be governed by this chapter and shall be exempt from all other provisions of the insurance laws of this State, not only in governmental relations with the state, but for every other purpose. No law hereafter enacted shall apply to them, …

Nothing contained in this chapter shall be so construed as to affect or apply to: [PL 1969, c. 132, §1 (NEW).] 1. Grand or subordinate lodges of societies, orders or associations now doing business in this State which provide benefits exclusively through local or subordinate lodg…

1. False or fraudulent statement in application. A person who intentionally or knowingly makes a false or fraudulent statement in or relating to an application for membership or for the purpose of obtaining money from or a benefit in any society commits a Class E crime. 2. Perjur…

This chapter may be cited as the Health Maintenance Organization Act of 1975.

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 1991, c. 709, §2 (NEW).] 1. Basic health care services. "Basic health care services" means health care services that an enrolled population might reasonably requi…

1. Subject to the Maine Certificate of Need Act of 2002, a person may apply to the superintendent for and obtain a certificate of authority to establish, maintain, own, merge with, organize or operate a health maintenance organization in compliance with this chapter. A person may…