Title 24-A

1. Notice. Notwithstanding any other provision of law, an insurer may terminate or otherwise change the terms and conditions of a policy of portable electronic device insurance only upon providing the vendor policyholder and enrolled customers with at least 30 days' notice. 2. Re…

1. Application for license to be filed with superintendent. A sworn application for a license under this chapter must be made to and filed with the superintendent on forms prescribed and furnished by the superintendent. 2. Contents of application. In addition to other information…

This chapter may be known and cited as "the Limited Lines Travel Insurance Act."

1. Applicability. The requirements of this chapter apply to travel insurance that covers any resident of this State; that is sold, solicited, negotiated or offered in this State; and for which policies and certificates are delivered or issued for delivery in this State. This chap…

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 2021, c. 354, §6 (NEW).] 1. Aggregator site. "Aggregator site" means a website that provides access to information regarding insurance products from more than one…

1. Issuance of license. The issuance of a license is governed by this subsection. A. Upon receipt of an application in the form and manner prescribed by the superintendent, the superintendent may issue a supervising travel insurance producer license, which is a limited license, t…

A travel retailer is authorized to offer and disseminate travel insurance on behalf of and under the authority of a supervising travel insurance producer if the following requirements are met. [PL 2015, c. 133, §4 (NEW).] 1. Disclosure. The supervising travel insurance producer o…

An employee or representative of a travel retailer who is not licensed as an insurance producer may not: [PL 2015, c. 133, §4 (NEW).] 1. Technical terms. Evaluate or interpret the technical terms, benefits and conditions of the offered travel insurance coverage; 2. Advice. Evalua…

1. Policy. Notwithstanding any provision of this Title to the contrary, travel insurance rates and forms must be filed with and approved by the superintendent. For purposes of such filings, travel insurance must be classified and filed for purposes of rates and forms as inland ma…

A travel protection plan composed of combined features may be offered for one price if: [PL 2021, c. 354, §14 (NEW).] 1. Disclosures. The travel protection plan clearly discloses to the consumer, at or prior to the time of purchase, that it includes travel insurance, travel assis…

1. Trade practices and frauds applicability. All persons offering travel insurance to residents of this State are subject to chapter 23, except as otherwise provided in this section. In the event of a conflict between this chapter and other provisions of this Title regarding the …

1. License required. Notwithstanding any provision of this Title to the contrary, a person may not act or represent itself as a travel administrator for travel insurance in the State unless that person: A. Is a licensed property and casualty insurance producer in the State for ac…

The superintendent may adopt rules to implement the provisions of this chapter. Rules adopted pursuant to this section are routine technical rules as defined in Title 5, chapter 375, subchapter 2‑A.

1. Short title. This chapter may be known and cited as "the Service Contracts Act." 2. Purpose. The purpose of this chapter is to create a legal framework within which service contracts may be sold in this State. 3. Exclusions. The following types of service contracts are exempt …

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 2011, c. 345, §4 (NEW); PL 2011, c. 345, §7 (AFF).] 1. Administrator. "Administrator" means the person who is responsible for the administration of a service cont…

1. Administrator. A provider may, but is not required to, appoint an administrator or other designee to be responsible for any or all of the administration of the provider's service contracts and compliance with this chapter. All administrators of service contracts sold in this S…

1. Scope of policy. A reimbursement insurance policy insuring service contracts issued, sold or offered for sale in this State must unconditionally obligate the insurer that issued the reimbursement insurance policy to reimburse or pay on behalf of the provider any sums, includin…

1. Form; language. A service contract marketed, sold, offered for sale, issued, made, proposed to be made or administered in this State must be written, printed or typed in clear and understandable language that is in a font size that is easily readable by a person with average e…

1. Provider records. A provider shall keep accurate accounts, books and records concerning transactions regulated under this chapter. The provider's accounts, books and records must include the following: A. Copies of each type of service contract sold; [PL 2011, c. 345, §4 (NEW)…

An insurer that issued a reimbursement insurance policy may not cancel or nonrenew the policy for any reason, including at the request of the policyholder, until the insurer has delivered a notice of such action to the superintendent at least 45 days before such action. The cance…

1. Receipt of premium; agency. A provider is the agent of the insurer that issued the reimbursement insurance policy for purposes of obligating the insurer to service contract holders in accordance with the service contract and this chapter. When a provider is acting as an admini…

1. Investigation and examination by superintendent. The superintendent may conduct investigations and examinations of providers, administrators, insurers or other persons to enforce the provisions of this chapter and protect service contract holders. Upon request of the superinte…

1. Prohibited acts and practices. A person may not engage in this State in any act or practice determined by the superintendent to be unfair or deceptive or in any of the following acts or practices in connection with the marketing, sale, offering for sale, issuance, making, prop…

The superintendent may adopt rules necessary to implement this chapter. Rules adopted pursuant to this section are routine technical rules as defined in Title 5, chapter 375, subchapter 2‑A.

The exemptions in section 7101, subsection 3 are effective immediately upon the effective date of this chapter and extend to contracts that are already in force. All other service contracts entered into, renewed or offered for sale in this State on or after January 1, 2012 must c…

This chapter may be known and cited as "the Transportation Network Company Insurance Act."

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 2015, c. 279, §1 (NEW).] 1. Digital network. "Digital network" means any online-enabled application, software, website or system offered or used by a transportati…

1. Insurance coverage required. A transportation network company driver or a transportation network company on the driver's behalf shall maintain primary automobile liability insurance that recognizes that the driver is a transportation network company driver or otherwise uses a …

Before a transportation network company driver may accept a request for a prearranged ride through the transportation network company's digital network, the transportation network company shall disclose in writing to the driver: [PL 2015, c. 279, §1 (NEW).] 1. Coverage provided. …

1. Exclude coverage. Notwithstanding section 2902 or Title 29‑A, section 1605, an insurer that writes automobile insurance in this State may exclude coverage afforded under the policy issued to an owner or operator of a personal vehicle for any loss or injury that occurs while a …

This chapter may be known and cited as "the Peer-to-peer Car Sharing Insurance Act."

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 2019, c. 367, §1 (NEW).] 1. Car sharing delivery period. "Car sharing delivery period" means the period of time during which a shared vehicle is being delivered t…

1. Insurance coverage during car sharing period; liability. The following requirements apply to insurance coverage and liability during a car sharing period. A. A peer-to-peer car sharing program shall assume the liability, except as provided in paragraph B, of a shared vehicle o…

1. General disclosures. Each car sharing program agreement made in the State must disclose to the shared vehicle owner and the shared vehicle driver: A. Any right of the peer-to-peer car sharing program to seek indemnification from the shared vehicle owner or the shared vehicle d…

1. Investigation and examination by superintendent. The superintendent may conduct investigations and examinations of insurers or other persons to enforce the provisions of this chapter. Upon request of the superintendent, a person subject to this chapter shall make available to …

This chapter may be known and cited as "the Maine Health Care Act."

1. Plan established; requirements. The Maine Health Care Plan is established to provide for all medically necessary health care services for all residents of the State. The plan must be designed by the Maine Health Care Board under section 7503 in accordance with any requirements…

1. Establishment. The Maine Health Care Board, as established in Title 5, section 12004‑G, subsection 14‑J, is created to oversee planning and implementation of the Maine Health Care Plan in accordance with section 7502 and, once fully implemented, to administer the Maine Health …

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 2021, c. 676, Pt. A, §42 (NEW).] 1. Customer. "Customer" means a person who rents or leases a storage space within a self-storage facility under a rental agreemen…

1. License required. A self-storage provider must obtain a limited lines license under this chapter prior to selling or offering coverage under a policy of self-storage insurance. 2. Authority provided by license. A limited lines license issued under this chapter authorizes any e…

1. Brochures. At each location where a self-storage provider sells or offers self-storage insurance to customers, the self-storage provider shall make available to a prospective customer brochures or other written materials that: A. Disclose that self-storage insurance may provid…

1. Requirements for employees and authorized representatives of self-storage providers. An employee or authorized representative of a self-storage provider may sell or offer self-storage insurance to a customer and is not subject to licensure as an insurance producer under this c…

1. Penalties. If a self-storage provider or its employee or authorized representative violates any provision of this chapter, the superintendent may enforce this chapter in accordance with section 12‑A except the superintendent may not impose a fine exceeding $15,000 for aggregat…

1. Application for license to be filed with superintendent. A self-storage provider must file a sworn application for a license under this chapter with the superintendent on forms prescribed and furnished by the superintendent. 2. Contents of application. In addition to other inf…

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. [PL 2025, c. 33, Pt. A, §1 (NEW).] 1. Administrator. "Administrator" means the bureau or an entity with which the bureau contracts for the administration of the progr…

1. Program established. The Home Resiliency Program is established within and under the direction of the bureau to provide grants to homeowners for the purpose of performing home resiliency projects. 2. Home Resiliency Fund. The Home Resiliency Fund is established as a nonlapsing…