This subtitle does not apply to:
(1) An insurance company subject to the provisions of the Insurance Article;
(2) A railroad operating in this State;
(3) A national bank that:
(i) Has its main office located in this State; or
(ii) Does not maintain a branch in this State;
(4) A federal credit union; or
(5) A foreign nonstock corporation whose only activity in this State is supplying police, fire, rescue, or emergency services personnel on a nonprofit basis to assist in an area covered by a state of emergency declared by the Governor under § 14-107 of the Public Safety Article.