Division of Insurance

211 CMR: DIVISION OF INSURANCE 6/30/17 211 CMR - 669 211 CMR 111.00: WORKERS' COMPENSATION INSURANCE REQUIREMENTS APPLICABLE TO EMPLOYEE LEASING COMPANIES AND THEIR CLIENT COMPANIES Section 111.01: Purpose and Scope 111.02: Definitions 111.03: Responsibility for Purchase and Main…

211 CMR: DIVISION OF INSURANCE 10/7/16 (Effective 9/9/16) - corrected 211 CMR - 687 211 CMR 115.00: REQUIREMENTS APPLICABLE TO WORKERS' COMPENSATION INSURANCE DEDUCTIBLE PLANS Section 115.01: Purpose and Scope 115.02: Definitions 115.03: Requirements Applicable to All Workers' Co…

211 CMR: DIVISION OF INSURANCE 211 CMR 121.00: PROCEDURES CONCERNING RATE FILINGS MADE PURSUANT TO M.G.L. c. 176K, AND THE CONDUCT OF HEARINGS ON SUCH FILINGS Section 121.01: Definitions 121.02: Purpose and Scope 121.03: General Provisions 121.04: Pre-Filing Notice for Rate Filin…

211 CMR: DIVISION OF INSURANCE 211 CMR 123.00: DIRECT PAYMENT OF MOTOR VEHICLE COLLISION AND COMPREHENSIVE COVERAGE CLAIMS AND REFERRAL REPAIR SHOP PROGRAMS Section 123.01: Authority 123.02: Purpose and Scope 123.03: Definitions 123.04: Procedure for Approval of Plans 123.05: Dir…

211 CMR 129.00: LIFE AND HEALTH REINSURANCE AGREEMENTS Section: 129.01: General 129.02: Accounting Requirements 129.03: Written Agreements 129.04: Existing Agreements 129.01: General 211 CMR 129.00 is promulgated pursuant to authority granted by M.G.L. c. 175, § 20. 211 CMR 129.0…

211 CMR: DIVISION OF INSURANCE 12/1/95 211 CMR - 73 211 CMR 13.00 PROXIES, CONSENTS AND AUTHORIZATIONS OF DOMESTIC STOCK INSURERS Section 13.01: Application 13.02: Proxies, Consents and Authorizations 13.03: Disclosure of Equivalent Information 13.04: Definitions 13.05: Informati…

211 CMR: DIVISION OF INSURANCE 211 CMR 130.00: CREDIT FOR REINSURANCE Section 130.01: Purpose 130.02: Severability 130.03: Credit for Reinsurance - Reinsurer Licensed in This State 130.04: Credit for Reinsurance - Accredited Reinsurers 130.05: Credit for Reinsurance - Reinsurer D…

211 CMR: DIVISION OF INSURANCE 12/27/96 211 CMR - 829 211 CMR 131.00: REQUIREMENTS APPLICABLE TO INSURANCE ON LIABILITY FOR INJURY FROM EXPOSURE TO DANGEROUS LEVELS OF LEAD IN DWELLING UNITS Section 131.01: Authority 131.02: Definitions 131.03: Purpose and Scope 131.04: Coverage …

211 CMR: DIVISION OF INSURANCE 2/5/10 211 CMR - 837 211 CMR 132.00: ACTUARIAL OPINION AND MEMORANDUM REGULATION Section 132.01: Purpose 132.02: Authority 132.03: Scope 132.04: Definitions 132.05: General Requirements 132.06: Statement of Actuarial Opinion Based on an Asset Adequa…

211 CMR: DIVISION OF INSURANCE 211 CMR 133.00: STANDARDS FOR THE REPAIR OF DAMAGED MOTOR VEHICLES Section 133.01: Purpose and Applicability 133.02: Authority 133.03: Definitions 133.04: Determination of Damage and Cost of Repair 133.05: Determination of Values 133.06: Option for …

211 CMR: DIVISION OF INSURANCE 211 CMR 134.00: SAFE DRIVER INSURANCE AND MERIT RATING PLANS Section 134.01: Purpose, Scope and Responsibility 134.02: Definitions 134.03: Relevant Vehicles, Policies, Accidents, Traffic Law Violations and Claims 134.04: Notification of At-fault Acc…

211 CMR: DIVISION OF INSURANCE 211 CMR 135.00: REQUIREMENTS REGARDING REFERRALS TO MOTOR VEHICLE GLASS REPAIR SHOPS Section 135.01: Authority 135.02: Purpose and Scope 135.03: Definitions 135.04: Prohibited Practices 135.05: Rights of Insured 135.06: Rights of Insurer 135.07: Pen…

211 CMR: DIVISION OF INSURANCE 211 CMR 140.00: PROCEDURES CONCERNING THE MERGER OR CONSOLIDATION OF INSURANCE COMPANIES Section 140.01: Scope and Purpose 140.02: Authority 140.03: Definitions 140.04: Standards of Review 140.05: Establishment of Working Group 140.06: Examination o…

211 CMR 142.00: INSURANCE SALES BY BANKS, CREDIT UNIONS AND LENDERS Section 142.01: Scope and Purpose 142.02: Applicability 142.03: Definitions 142.04: Application and Licensing 142.05: Consumer Protection; Terms and Conditions Governing the Sale of Insurance by Banks 142.06: Add…

1 211 CMR 143.00: CREDIT INSURANCE DISCLOSURE REQUIREMENTS Section 143.01: General. 143.02: Required Disclosures. 143.03: Readability of the Required Disclosures. 143.01: General (1). Authority. 211 CMR 143.00 is promulgated under the authority granted by M.G.L. c. 176D, §3. (2).…

211 CMR: DIVISION OF INSURANCE 211 CMR 144.00: PROCEDURES FOR THE REGULATORY REVIEW OF AND PUBLIC HEARINGS ON PLANS OF REORGANIZATION OR CONVERSION PURSUANT TO M.G.L. C. 175, §§ 19F THROUGH 19W Section 144.01: Purpose, Scope, and Authority 144.02: Definitions 144.03: Submission o…

211 CMR 146.00 CODE OF MASSACHUSETTS REGULATIONS TITLE 211: DIVISION OF INSURANCE CHAPTER 146.00: SPECIFIED DISEASE INSURANCE Section 146.01: Purpose 146.02: Applicability 146.03: Authority 146.04: Definitions 146.05: General Standards for Individual Policies 146.06: Minimum Stan…

211 CMR: DIVISION OF INSURANCE 211 CMR 148.00: REGISTRATION AND REPORTING REQUIREMENTS FOR THIRD-PARTY ADMINISTRATORS Section 148.01: Purpose and Scope 148.02: Definitions 148.03: Initial Registration and Annual Renewal of Registration 148.04: Annual Reporting Requirements 148.05…

211 CMR: DIVISION OF INSURANCE 211 CMR 149.00: ANNUAL REPORTING PURSUANT TO M.G.L. C. 176O, § 21 Section 149.01: Authority 149.02: Purpose 149.03: Applicability 149.04: Definitions 149.05: Information Relative to Administrative Services Provided to Self-insured Groups 149.06: Aud…

211 CMR: DIVISION OF INSURANCE 211 CMR 15.00: REPORTING OF STATISTICAL DATA BY PROPERTY AND CASUALTY INSURANCE COMPANIES Section 15.01: Purpose and Scope 15.02: Definitions 15.03: Lines of Insurance 15.04: Authorization of Statistical Agents 15.05: Filing of Statistical Plans by …

211 CMR: DIVISION OF INSURANCE 4/1/11 211 CMR - 1065 211 CMR 150.00: STANDARDS AND COMMISSIONER'S AUTHORITY FOR PLACING COMPANIES DEEMED TO BE IN HAZARDOUS FINANCIAL CONDITION UNDER ADMINISTRATIVE SUPERVISION Section 150.01: Authority 150.02: Purpose 150.03: Standards 150.04: Com…

211 CMR: DIVISION OF INSURANCE 5/27/11 211 CMR - 1069 211 CMR 151.00: CERTIFIED GROUP PURCHASING COOPERATIVES Section 151.01: Authority 151.02: Applicability and Purpose 151.03: Definitions 151.04: Approval as a Qualified Association 151.05: Application to be Approved as a Qualif…

211 CMR: DIVISION OF INSURANCE 5/27/11 211 CMR - 1085 211 CMR 152.00: HEALTH BENEFIT PLANS USING LIMITED, REGIONAL OR TIERED PROVIDER NETWORKS Section 152.01: Purpose, Scope and Authority 152.02: Definitions 152.03: Limited and Regional Provider Network Plans 152.04: Tiered Provi…

211 CMR: DIVISION OF INSURANCE 211 CMR 153.00 211 CMR 153.00: CONTINUITY OF CARE ACCESS TO COMPREHENSIVE CANCER CENTERS, PEDIATRIC HOSPITALS, AND PEDIATRIC SPECIALTY UNITS FOR SMALL GROUP HEALTH BENEFIT PLANS THAT UTILIZE LIMITED, REGIONAL OR TIERED PROVIDER NETWORKS Section 153.…

211 CMR: DIVISION OF INSURANCE 211 CMR 154.00: ENFORCEMENT OF MENTAL HEALTH PARITY Section 154.01: Purpose, Scope and Authority 154.02: Definitions 154.03: Certification of Compliance with State and Federal Mental Health Parity Requirements 154.04: Complaints, Disclosures, Invest…

211 CMR: DIVISION OF INSURANCE 211 CMR 155.00: RISK-BEARING PROVIDER ORGANIZATIONS Section 155.01: Purpose and Scope 155.02: Definitions 155.03: Applicability 155.04: Risk Certificate Waivers 155.05: Risk Certificates 155.06: Actuarial Certifications 155.07: Examinations of Risk-…

211 CMR: DIVISION OF INSURANCE 211 CMR 156.00: DENTAL INSURANCE Section 156.01: Purpose 156.02: Applicability and Scope 156.03: Definitions 156.04: Coverage 156.05: Restrictions Relating to Premium Rates 156.06: Submission and Review of Rate Filings 156.07: Annual Comprehensive F…

211 CMR: DIVISION OF INSURANCE 211 CMR 157.00: LICENSING AND REGULATION OF PHARMACY BENEFIT MANAGERS (PBMs) Section 157.01: 157.02: 157.03: 157.04: 157.05: 157.06: 157.07: 157.08: 157.09: 157.10: 157.11: General Definitions Licensing Reporting Contracts between PBMs and Pharmacie…

211 CMR: DIVISION OF INSURANCE 211 CMR 16.00: PETITIONS FOR THE ADOPTION, AMENDMENT OR REPEAL OF REGULATIONS Section 16.01: Scope of Regulation and Definition 16.02: Petition for Adoption of Regulations 16.01: Scope of Regulation and Definition (1) Scope. 211 CMR 16.00 governs th…

211 CMR: DIVISION OF INSURANCE 8/26/16 211 CMR - 111 211 CMR 20.00: RISK-BASED CAPITAL (RBC) FOR INSURERS Section 20.01: Definitions 20.02: RBC Reports 20.03: Company Action Level Event 20.04: Regulatory Action Level Event 20.05: Authorized Control Level Event 20.06: Mandatory Co…

211 CMR: DIVISION OF INSURANCE 211 CMR 24.00: LIMITED LIABILITY COMPANIES AND LIMITED LIABILITY PARTNERSHIPS; MINIMUM AMOUNT OF LIABILITY INSURANCE Section 24.01: Authority 24.02: Scope and Purpose 24.03: Definitions 24.04: Required Insurance and Capital Program 24.05: Exemptions…

211 CMR: DIVISION OF INSURANCE 8/26/16 211 CMR - 135 211 CMR 25.00: RISK-BASED CAPITAL (RBC) FOR HEALTH ORGANIZATIONS Section 25.01: Definitions 25.02: RBC Reports 25.03: Company Action Level Event 25.04: Regulatory Action Level Event 25.05: Authorized Control Level Event 25.06: …

211 CMR: DIVISION OF INSURANCE 12/26/08 211 CMR - 136.9 211 CMR 26.00: ANNUAL FINANCIAL REPORTING FOR YEARS ENDING 2010 AND AFTER Section 26.01: Authority 26.02: Purpose 26.03: Applicability 26.04: Definitions 26.05: General Requirements Related to Filing and Extensions for Filin…

211 CMR 27.00: Section MILITARY SALES PRACTICES 27.01: Purpose 27.02: Scope 27.03: Exemptions 27.04: Definitions 27.05: Practices Declared False, Misleading, Deceptive or Unfair on a Military Installation 27.06: Practices Declared False, Misleading, Deceptive or Unfair Regardless…

211 CMR: DIVISION OF INSURANCE 9/7/07 (Effective 9/1/06) 211 CMR - 137 211 CMR 28.00: LIFE INSURANCE ILLUSTRATIONS Section 28.01: Purpose 28.02: Authority 28.03: Applicability and Scope 28.04: Definitions 28.05: Policies to be Illustrated 28.06: General Rules and Prohibitions 28.…

211 CMR: DIVISION OF INSURANCE 2/5/10 211 CMR - 140.1 211 CMR 29.00: VALUATION OF LIFE INSURANCE POLICIES Section 29.01: Purpose 29.02: Authority 29.03: Applicability 29.04: Definitions 29.05: General Calculation Requirements for Basic Reserves and Premium Deficiency Reserves 29.…

211 CMR: DIVISION OF INSURANCE 211 CMR 3.00: MOTORCYCLE INSURANCE Section 3.01: Definitions 3.02: Exemption from Personal Injury Coverage 3.03: Policy Forms and Approvals 3.04: Severability 3.01: Definitions Commissioner . The Commissioner of Insurance, appointed pursuant to M.G.…

211 CMR: DIVISION OF INSURANCE 211 CMR 30.00 REINSURANCE OF PROPERTY AND CASUALTY RISKS BY LIFE INSURERS Section 30.01: Authority 30.02: Purpose 30.03: Severability 30.04: Applicability 30.05: Notice of Intention and Securing of Approval 30.06: Financial Requirements 30.07: Limit…

211 CMR: DIVISION OF INSURANCE 8/25/06 (Effective 9/1/06) 211 CMR - 143 211 CMR 31.00: LIFE INSURANCE SOLICITATION Section 31.01: Authority 31.02: Purpose 31.03: Scope 31.04: Definitions 31.05: Duties of Insurers 31.06: Pre-need Funeral Contracts and Arrangements 31.07: General R…

211 CMR: DIVISION OF INSURANCE 211 CMR 32.00: USE OF GENDER-BLENDED AND SMOKER/NONSMOKER MORTALITY TABLES Section 32.01: Authority 32.02: Purpose 32.03: Applicability and Scope 32.04: Definitions 32.05: Rule for Gender-Blended Mortality Tables 32.06: Rule for Smoker/Nonsmoker Mor…

211 CMR: DIVISION OF INSURANCE 1/26/96 (Effective 11/3/95) 211 CMR - 161 211 CMR 34.00: THE REPLACEMENT OF LIFE INSURANCE AND ANNUITIES Section 34.01: Purpose 34.02: Definitions 34.03: Exemptions 34.04: Duties of Agents and Brokers 34.05: Duties of All Insurers 34.06: Duties of I…

211 CMR: DIVISION OF INSURANCE 211 CMR: 36.00: THE USE OF HIV-RELATED INFORMATION FOR LIFE AND HEALTH INSURANCE AND INFORMED CONSENT Section 36.01: Purpose and Scope 36.02: Definitions 36.03: Prohibited Practices 36.04: Informed Consent 36.05: Disclosure of Positive HIV Test Resu…

211 CMR: DIVISION OF INSURANCE 211 CMR 37.00: INFERTILITY BENEFITS Section 37.01: Authority 37.02: Purpose 37.03: Definitions 37.04: Scope of Coverage 37.05: Required Infertility Benefits 37.06: Prescription Drugs 37.07: Optional Infertility Benefits 37.08: Prohibited Limitations…

211 CMR: DIVISION OF INSURANCE 10/7/16 211 CMR - 185 211 CMR 38.00: COORDINATION OF BENEFITS (COB) Section 38.01: Purpose and Applicability 38.02: Definitions 38.03: COB Contract Provisions 38.04: Rules for Coordination of Benefits 38.05: Order of Benefit Determination 38.06: Pro…

211 CMR: DIVISION OF INSURANCE 211 CMR 39.00: ANNUITY MORTALITY TABLES FOR USE IN DETERMINING RESERVE LIABILITIES FOR ANNUITIES Section 39.01: Purpose 39.02: Definitions 39.03: Individual Annuity or Pure Endowment Contracts 39.04: Application of the 2012 IAR Mortality Table 39.05…

211 CMR: DIVISION OF INSURANCE 211 CMR 40.00: MARKETING OF INSURED HEALTH PLANS Section 40.01: Purpose 40.02: Applicability 40.03: Definitions 40.04: Identity of Insurer 40.05: Method of Disclosure or Required Information 40.06: Form and Content of Marketing Method 40.07: Benefit…

211 CMR: DIVISION OF INSURANCE 5/27/11 211 CMR - 205 211 CMR 41.00: NONGROUP HEALTH INSURANCE RATE AND POLICY FORM FILINGS, REVIEW, AND HEARING PROCEDURES UNDER M.G.L. C. 176M Section 41.01: Purpose, Scope and Authority 41.02: Definitions 41.03: Geographic Regions for Area Rate A…